*APR = Annual Percentage Rate. Rate shown as of April 30, 2008. Rates are subject to change and are based on the term of the loan, model year of the vehicle, as well as your credit history. Rate listed includes .25% discount with automatic payment from another SCU account. Loan example: The payment on a $10,000 loan at 4.24% APR for 60 months would be $185.25.