These rates are effective as of November 11, 2009 and are subject to change without notice.
| Minimum
Deposit |
Term
|
Dividends
Compounded |
Balance
Method |
Dividends
Paid |
Dividend Rate |
APY |
| $2,500 |
6 Months |
Monthly |
Daily |
Monthly |
1.49% |
1.50% |
| $1,000 |
1 year |
Quarterly |
Daily |
Quarterly |
1.89% |
1.90% |
| $1,000 |
18 Months |
Quarterly |
Daily |
Quarterly |
1.94% |
1.95% |
| $1,000 |
2 years |
Quarterly |
Daily |
Quarterly |
2.18% |
2.20% |
| $1,000 |
30 Months |
Quarterly |
Daily |
Quarterly |
2.18% |
2.20% |
| $1,000 |
3 years |
Quarterly |
Daily |
Quarterly |
2.58% |
2.60% |
| $1,000 |
4 years |
Quarterly |
Daily |
Quarterly |
2.82% |
2.85% |
| $1,000 |
5 years |
Quarterly |
Daily |
Quarterly |
3.11% |
3.15% |
| Minimum
Deposit |
Term |
Dividends
Compounded |
Balance
Method |
Dividends
Paid |
Dividend
Rate |
APY |
| $50,000 |
6 Months |
Monthly |
Daily |
Monthly |
1.64% |
1.65% |
| $50,000 |
1 year |
Quarterly |
Daily |
Quarterly |
2.04% |
2.05% |
| $50,000 |
18 Months |
Quarterly |
Daily |
Quarterly |
2.09% |
2.10% |
| $50,000 |
2 years |
Quarterly |
Daily |
Quarterly |
2.33% |
2.35% |
| $50,000 |
30 Months |
Quarterly |
Daily |
Quarterly |
2.33% |
2.35% |
| $50,000 |
3 years |
Quarterly |
Daily |
Quarterly |
2.73% |
2.75% |
| $50,000 |
4 years |
Quarterly |
Daily |
Quarterly |
2.97% |
3.00% |
| $50,000 |
5 years |
Quarterly |
Daily |
Quarterly |
3.26% |
3.30% |
| Minimum
Deposit |
Term |
Dividends
Compounded |
Balance
Method |
Dividends
Paid |
Dividend
Rate |
APY |
| $100,000 |
6 Months |
Monthly |
Daily |
Monthly |
1.69% |
1.70% |
| $100,000 |
1 year |
Quarterly |
Daily |
Quarterly |
2.09% |
2.10% |
| $100,000 |
18 Months |
Quarterly |
Daily |
Quarterly |
2.14% |
2.15% |
| $100,000 |
2 years |
Quarterly |
Daily |
Quarterly |
2.38% |
2.40% |
| $100,000 |
30 Months |
Quarterly |
Daily |
Quarterly |
2.38% |
2.40% |
| $100,000 |
3 years |
Quarterly |
Daily |
Quarterly |
2.78% |
2.80% |
| $100,000 |
4 years |
Quarterly |
Daily |
Quarterly |
3.02% |
3.05% |
| $100,000 |
5 years |
Quarterly |
Daily |
Quarterly |
3.31% |
3.35% |
All CD's will be automatically renewed at maturity at the rate of interest in effect on
the renewal date for successive periods equal to the original term unless the CD is
presented for payment on or within 10 days after the maturity date.
A penalty will be imposed for withdrawal of funds before the original maturity date, or
any successive maturity date of a CD.
* If the original or subsequent term of the CD is 91 days or less; all dividends will be forfeited.
* If the original or subsequent term of the CD is greater than 91 days, but 12 months or
less; the lesser of an amount equal to 90 days dividends or all dividends already paid will be forfeited.
* If the original or subsequent term of the CD is greater than 12 months; the lesser of an
amount equal to 182 days dividends, or all dividends already paid will be forfeited.
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