Anyone living or working in Monroe, Madison, St. Clair, Randolph, Perry, Franklin, Jefferson, Washington, Clinton, Marion and Bond counties in Illinois.

• Active or retired military of Scott AFB, including reserve components and civilian employees or retired civilian employees
• Scott AFB authorized personnel
• Employees and members of Sam's Club of O'Fallon, IL.

Call (618) 345-1000 or toll free at (800) 888-4728 if you have questions about membership eligibility. You can also request a membership application online.  All it takes to join is a $50 minimum deposit into a savings account.