Each member's deposits at Scott Credit Union are federally insured to at least $250,000 by the National Credit Union Administration. Additionally, Individual Retirement Account (IRA) deposits are insured separately to $250,000.

The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.