Mortgage Loans
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Scott Credit Union operates a full-service mortgage lending company offering a wide range of products with competitive rates and flexible terms. The credit union strives to match our member's needs with a loan that best meets their financial requirements.

The credit union's staff originates, processes and closes loans in a timely and professional manner. In addition to providing members with the best service and products possible, we also understand the needs of local realtors and developers, and we work to maintain a professional relationship that is mutually rewarding.

Scott Credit Union has made substantial investments in personnel, technology and training in order to provide our members, as well as local realtors and developers, the best and most efficient service possible.

  • Responsive (fast turnaround)
  • State-of-the-Art closing and processing software
  • Over 10 years of mortgage lending experience
  • Over 50 years of serving the financial needs of its members.

Please take a moment to review the different loan products available at Scott Credit Union. In addition to the products listed below, the credit union is always working to develop new products and services to meet the ever-changing needs of our members.

  • Conventional Mortgages
    (Fixed & Variable rates with optional terms)
  • VA Loans
  • Residential Lot Loans
  • Home Improvement Loans

We pride ourselves on providing loan products featuring competitive rates and flexible terms. Our staff is trained to look for ways to underwrite loans that may not conform to standard underwriting guidelines.

We look for ways to make loans, not deny them.

The credit union works with several secondary-market investors to secure the best possible rates and terms for each application submitted.

  • Low and no cost loans
  • Competitive rates and terms
  • Flexible underwriting standards.