Scott Credit Union's Ready Reserve Account is a Pre-Approved line of credit that provides a flexible cash reserve. You can have extra cash right at your fingertips just by writing a check. But most important of all, it can help you avoid the potential embarrassment of a returned check and costly overdraft charges.

• It helps in an emergency
• It's there for unexpected expenses
• You can avoid overdraft (NSF) charges

Convenient

With Ready Reserve, you can write yourself a loan anytime for any personal need, including a vacation, new furniture, appliances, etc. It offers you peace of mind knowing you have immediate cash available in an emergency.

Attractive terms

The Ready Reserve Account is a simple-interest loan, and there is no set-up charge. All loan advances are activated in $100 increments. The interest accrues on a daily basis, and is charged on the exact amount of cash used for the length of time you need it.

Plus, take advantage of the easy repayment plan - automatically deduct from your SCU checking account on the statement cycle date each month. Or you can make payments directly at the teller line.