What Do I Need to Know About Today’s Real Estate Market

Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today’s real estate market?

A: Trends and stats in real estate are constantly changing, especially during the unstable economy of COVID-19. Here’s all you need to know about the real estate market today.

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A fresh start for the new year: How your credit union can help build your credit

As a new year begins, you may be mulling over what resolutions you’d like to tackle, such as exercising more or getting organized. If you’re considering ways you might improve your life, here’s another idea you may have missed: Increasing your credit score!

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Stimulus payments expected to arrive soon

This week, President Donald Trump signed the coronavirus relief package into law, which includes $600 stimulus checks for eligible tax filers. Much like the stimulus payment from earlier this year, the payments are based on 2019 tax return information and will be delivered using the same method. The U.S. Treasury Department has stated that the roll-out for direct deposits has begun, and payments will arrive in accounts this week or next. Paper checks began mailing out on Wednesday, Dec. 30 and are expected to arrive in mailboxes within 1-2 weeks.

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Help! I Overspent on the Holidays!

It’s so easy to go overboard during the holidays. If you have kids, you want everything to be perfect for them. You want to build priceless memories, so spending any amount seems worth it. If you’re just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your family members seems like a great idea… until you’re faced with the grand total of all those costs in January.

However it happened, it’s important to approach this problem rationally. Constantly blaming yourself won’t fix the problem. The important part now is to right yourself financially. You can’t take back gifts and return them at this point. You have to deal with the situation that’s in front of you.

Fortunately, you’re not alone. Scott Credit Union is here to help. Check out these three ways you can patch up your finances and have things right before summer.

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Tracking Holiday Spending Keeps Seasonal Stress Down

Nothing is more heartwarming than seeing your loved ones’ faces light up when they open that perfect gift you gave them.

Tyler’s new bike, Olivia’s new tablet and that gift card to mom and dad’s favorite steak place all add up to wonderful holiday memories… until the bills show up.

The holidays will look different this year due to the COVID-19 pandemic, which is why most people will try even harder to make the season brighter for others. But, you don’t have to dip into Tyler and Olivia’s college savings to create a special time for everyone!

The most important thing to remember is to plan ahead: Have a set spending amount for gifts, wrap, entertaining, donations and travel. Here are a few suggestions to help you accomplish that goal:

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