Personal loans, sometimes called unsecured loans, are loans that allow flexible use, offer short- to moderate-term repayment options and quick funding. Their versatility and convenience make them a popular choice for borrowers of every financial standing. Let’s take a deeper look at personal loans, how they work, and their pros and cons.
If you’re like most people who make New Year’s Resolutions, there’s probably a good chance that your goals tend to look the same, year after year … after year. Yes, it’s easy to come up with ways you can improve at year’s end. But, seeing those resolutions through and actually making them happen is another story entirely.
Spend less, save more, pay down debt — how can you make 2022 the year you actually stick to these and other financial resolutions? We’ve compiled a list of tips that can help you keep your financial resolutions throughout the new year.
’Tis the season to be jolly! And unfortunately, ’tis also the season for scammers to go after your hard-earned dollars. Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution.
Q: How do I raise my kids to become financially independent adults?
A: It’s commendable to try raising your kids today with an eye toward their future. Teaching your children how to be financially independent will help smooth the transition into adulthood. It will also give them the tools they need to achieve and maintain financial wellness throughout their life. Here are some tips for raising kids to grow into financially independent adults.
Q: I’ve heard that used cars can currently fetch a pretty penny from dealers because of a nationwide vehicle shortage. Should I trade in my car?
A: The auto market has been red-hot for months as manufacturers scramble to catch up on pandemic-induced supply shortages. While circumstances vary, this can be a great time to get top dollar on a used car.
Here’s what you need to know about the current auto market for sellers.