Watch Out for These Scams as the Country Moves Toward Reopening

As the coronavirus continues spreading across the country in waves and peaks, every state is making bold moves toward reopening under a strange new set of circumstances dubbed the “New Normal.” Face coverings are de rigueur. Floor markings have been slapped down exactly 6 feet apart near checkout counters in retail stores. Shoppers are weary, cautious and careful. And, as the country moves forward and adapts to the new realities, scammers aren’t far behind.

Watch out for these trending scams as the country reopens…

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Top 5 Ways Fraudsters Try to Steal Your Information with Phishing

Cybercriminals are counting on us to be distracted and let our guard down. If we do, they can trick us into handing over our personal or financial information using one of their favorite tactics – phishing.

You might be familiar with email phishing but it’s not the only type of phishing you could experience. Criminals will also use phone calls, text messages, websites and social media to deploy a phishing scam.

Here are some common forms of phishing that you might encounter and the warning signs to watch out for…

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Should I Take the Zero-Percent Financing Offered by an Auto Dealer?

Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer?

A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. Let’s take a closer look at zero-percent financing so you can make an informed, responsible decision about your auto loan.

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Millard Joins Scott Credit Union’s Commercial Lending Team

Paul Millard - Senior Vice President of Commercial LendingPaul Millard recently joined Scott Credit Union as its new Senior Vice President of Commercial Lending.

Millard, who has lived in Edwardsville for nearly 30 years, brings over 30 years of commercial credit and lending experience to the organization. His experience includes oversight of loan administration, credit underwriting/analysis, loan portfolio management, operational and credit soundness, and personnel management.

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Don’t Toss That Junk Mail – It Might be Your Stimulus Payment

Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card – and many are mistaking it for junk mail.

Last week, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white envelopes that are strikingly similar to junk mail from credit card companies and scam mail. There’s no way to know that the card is from the federal government unless the recipient knows to expect it.

Reports are already pouring in from all over the country of people mistakenly tossing their EIP cards along with their junk mail. By the time they realize they’ve thrown out their long-awaited stimulus payment, it’s too late.

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