SCU Business Solutions: Large and Small Business Accounts

Explore commercial banking options for large and small business accounts.

SCU Business Solutions
Large and Small Business Accounts

The success of your business is important to us, and that’s why Scott Credit Union large, mid-sized, and small business accounts offer commercial banking account solutions to help your company grow at every stage.

Explore your options for savings and checking for business members. You’ll find that our rates and services are competitive, and our customer service can’t be beat.

business - Opening an SCU Business Account
Business Checking

With every large and small business solutions checking option, you have the option to receive the exclusive St. Louis Blues Debit Card you’ll only find at Scott Credit Union. Find the best commercial checking option for your needs below, then learn how to open credit union small business accounts and we’ll help you get started today.

Business Essentials Checking

Business Essentials Checking

Businesses with minimal transaction needs that want a simple, straight-forward account.

Business Growth Checking

Business Growth Checking

Small to medium size businesses that require more options to manage cash flow at a great value.

Community Checking

Community Checking

This account is a superb value for non-profit and community organizations within our field of membership.

Estate Checking

Estate Checking

Designed to manage funds related to an estate. This is an easy-to-use checking account with no transaction thresholds or monthly maintenance fees.

Deposit Solutions

Manage deposits easily when you have a Scott Credit Union business account. With your secure SCU login, you’ll have access to real-time account balances, mobile deposit solutions, ACH origination or stop payments, transfers, and more. Check deposits are easier than ever with SCU Mobile and SCU Online banking access, and our merchant services solution through Elavon complete a full complement of deposit solutions for your business.

Business Deposit Products
Business Essentials
Checking
Business Growth
Checking
Community
Checking
Estate
Checking
Business
Money Market
SummaryBusinesses with minimal
transaction needs
that want a simple,
straight-forward account
Small to medium size
businesses that require
more options to manage
cash flow at a great value
As part of our continued
effort to support the
communities we serve,
this account is a superb
value for non-profit and
community organizations
within our field
of membership.
Designed specifically
to manage funds
related to an estate.
This is an easy-to-use
checking account
with no transaction
thresholds or monthly
maintenance fees.
Available to businesses
that want to grow excess
capital at higher dividend
rates than those offered
with traditional business
savings accounts without
locking the funds up for
months or years at a time.
How to waive
monthly fee
e-statements$25,000 minimum
daily balance
n/an/a$10,000 minimum
daily balance
Monthly fee$5$25$0$0$15
Monthly transaction
threshold
25015001n/an/aUnlimited deposits;
6 withdrawals allowed
per month
Fee per transaction
over threshold
$0.15$0.15n/an/a$10 per withdrawal
over (6) per month
Returned deposit item$4.50$4.50$4.50$4.50$4.50
Balance threshold
to earn interest
n/a$0.01$10,000$10,000$2,500
Interest ratesContact business solutions for latest ratesContact business solutions for latest ratesContact business solutions for latest ratesContact business solutions for latest ratesContact business solutions for latest rates
Other servicesOnline access with unlimited bill payOnline access with unlimited bill payOnline access with unlimited bill payOnline access with unlimited bill payOnline access with unlimited bill pay
Business Money Market Accounts

Credit union business accounts that help grow your investment are a unique option at SCU. Money market accounts are available to businesses that want to grow excess capital at higher dividend rates than those offered with traditional business savings accounts, without locking the funds up for months or years at a time.

Elavon Merchant Solutions

Scott Credit Union has partnered with Elavon, a leading global payments provider, to offer you payment processing solutions. Elavon offers the latest in payment technology, so you can give your customers the choice to pay however they want. Whether you accept payments online, in person, in-app or over the phone, Elavon and Scott Credit Union have your large, medium, and small business accounts covered.

  • Fast funding options – same day funding, next day availability
  • Ability to accept all payment types – chip cards, pin/debit cards, mobile payments and more
  • Latest in payment technology including smart terminals, in-person, online and tablet-based solutions
  • 24/7/365 customer service and a dedicated Customer Account Manager
  • Solutions to help protect your business from credit card fraud
  • Loyalty programs to grow, retain and market your business
  • Solutions tailored to your business provided by a merchant services professional
business banking - Opening an SCU Business Account image
Opening an SCU Business Account

Opening an SCU Business Account is a hassle-free process, made easier by our dedicated Business Solutions Team. Schedule a time with one of our account managers to join Scott Credit Union.

We’ll help you understand what to expect when setting up your large, mid-sized or small business accounts and make your journey to better banking as easy as possible.

Contact Business Services
Contact Business Solutions
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SCU: The Best Business Credit Union
FOR LARGE, MID-SIZED, AND SMALL BUSINESSES

Contact our Business Solutions team to discuss your needs and experience the benefits of credit union membership for continued business growth and success. SCU is with you, and your business, every step of the way.