St. Louis Blues Checking

St. Louis Blues Checking account with a Blues logo debit card

Show your love for the Blues with the official Blues Checking account and debit card! Plus, we think you’ll like our interest rates as much as you did their EPIC winning season last year!

You’ll also support your community at no cost to you by using your Blues debit card. For every purchase you make with your Blues Checking debit card, we will donate a percentage to the Scott Credit Union Community Foundation.

Earn as high as 3.05% APY on your balance up to $25,000!1

How to qualify for our Blues Checking interest rates:

  • To earn 3.05% APY – (1) Receive your monthly statement electronically. (2) Use your debit card for $1,500 or more in purchases per month.

  • To earn 2.05% APY – (1) Receive your monthly statement electronically. (2) Use your debit card for $750 to $1,499 in purchases per month.

Other Features at a glance

  • Exclusive Blues debit card & checks
  • Save 10% on Blues merchandise when you use your debit card at the STL Authentics Team Store at Enterprise Center2
  • No monthly service fee
  • No minimum balance requirements
  • ATM Rebates up to $10/month when minimum requirements are met1
  • Easy access to your accounts through SCU Online and SCU Mobile
  • Overdraft Protection option
  • eAlerts & eStatements
  • Free Online Bill Pay
  • Free Mobile Deposit3

Even if you don’t meet the minimum requirements, Blues Checking will still function with no monthly fee and pays 0.05% APY!

1Each cycle an electronic statement is received, 3.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more, 2.05% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499, and 0.05% APY paid on all amounts above $25,000. Transactions must be posted and cleared by the end of the last business day each month. If requirements are not met in a cycle, balances will earn 0.05% APY and no ATM rebates will be refunded. ATM rebates up to $10 per cycle if requirements are met. Rates as of April 1, 2020. We may change the interest rate at any time after the account is opened. Fees may reduce earnings.

2In-store only, not valid online.

3Mobile Deposit is not available to all members due to restrictions based on each member’s individual account history. If you have any questions about mobile deposit eligibility please contact our Member Contact Center at 800-888-4728.