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Please note that Student Debit accounts cannot be opened online at this time.

Checking Account Type – EPIC Checking APY1
EPIC Checking Upper Tier requirements are met1 4.05%
EPIC Checking Middle Tier requirements are met1 3.05%
EPIC Checking requirements are met, balances over $25,0001 0.25%
EPIC Checking requirements are not met1 0.25%
Checking Account Type – Extreme Checking APY2
Extreme Checking requirements are met2 0.80%
Extreme Checking requirements are met, balances over $25,0002 0.05%
Extreme Checking requirements are not met2 0.01%
Checking Account Type – Student Debit APY3
Student Debit requirements are met3 0.80%
Student Debit requirements are met, balances over $25,0003 0.05%
Student Debit requirements not are met3 0.01%

1Each cycle an electronic statement is received, 4.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more, 3.05% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499, and 0.25% APY paid on all amounts above $25,000. If requirements are not met in a cycle, balances will earn 0.25% APY and no ATM rebates will be refunded. ATM rebates up to $10 per cycle if requirements are met. Rates as of November 1, 2019. We may change the interest rate at any time after the account is opened. Fees may reduce earnings.

20.80% Annual Percentage Yield (APY) paid on balances up to $25,000, and 0.05% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account with your balance earning 0.01% APY; however, it will not receive ATM fee rebates for that time period. Rates as of February 6, 2019. We may change the interest rate at any time after the account is opened. Available to personal accounts only.

30.80% Annual Percentage Yield (APY) paid on balances up to $25,000, and 0.05% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account with your balance earning 0.01% APY; however, it will not receive ATM fee rebates for that time period. Rates as of February 6, 2019. We may change the interest rate at any time after the account is opened. Available to personal accounts only.