Regular Checking

Check-BookFeatures at a glance

  • No monthly service fee or minimum balance requirements
  • Easy access to your accounts through SCU Online and SCU Mobile
  • Free Visa debit card with account opening
  • Overdraft Protection option
  • eAlerts & eStatements
  • Free Online Bill Pay
  • Free Mobile Deposit1

What you get with a Checking Account at Scott Credit Union

No monthly maintenance fees

We don’t charge a monthly or annual maintenance fee with checking like most of the big banks. Fees such as insufficient funds and returned checks do still apply, but we work to keep them low.

Take your account mobile

Our convenient and free SCU Mobile app allows you to check balances, deposit checks and make transfers all while you’re on the go! Simply search for us in both the Apple App Store & Google Play Store or visit our SCU Mobile page for more details.

Stay on top of everything with eAlerts

eAlerts are free to use and allow you to have an email or text message sent to you when certain events occur in your accounts.2 You can set eAlerts to notify you when your balance falls below a certain amount, a large purchase or ATM withdrawal is made, or even anytime your account is accessed via SCU Online. You can add and remove eAlerts at any time through the SCU Online navigation menu. Learn more about eAlerts.

Protect yourself from overdraft with SCU Ready Reserve

Scott Credit Union’s Ready Reserve Account is a Pre-Approved line of credit that provides a flexible cash reserve. You can have extra cash right at your fingertips just by writing a check. But most important of all, it can help you avoid the potential embarrassment of a returned check and costly overdraft charges. Learn more about SCU Ready Reserve.

1Mobile Deposit is not available to all members due to restrictions based on each member’s individual account history. If you have any questions about mobile deposit eligibility please contact our Member Contact Center at (800) 888-4728.

2Message and data rates from your carrier may apply.