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# Scott Credit Union

Members. Value. Community.

## Sitemaps

- [XML Sitemap](https://www.scu.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Scott Credit Union Launches "Community Heroes Loan Program" to Recognize Local Service Professionals Ahead of America’s 250th Anniversary](https://www.scu.org/scott-credit-union-launches-community-heroes-loan-program-to-recognize-local-service-professionals-ahead-of-americas-250th-anniversary/) - Edwardsville, IL — July 2, 2026 — As the nation reflects on 250 years of American history, Scott Credit Union (SCU) has launched a meaningful initiative to honor the everyday heroes shaping our future. The new Community Heroes Loan Program is now available, offering a specialized suite of lending benefits and exclusive financial discounts designed
- [The Real Cost of Store Credit Cards: The 20% Discount Trap](https://www.scu.org/the-real-cost-of-store-credit-cards-the-20-discount-trap/) - Are store credit cards worth it? Learn how retail credit cards can affect your credit score, APR, and long-term costs before saying yes at checkout.
- [How to Find the Best Mortgage Rate: A Guide to Low and No Down Payment Loans](https://www.scu.org/how-to-find-the-best-mortgage-rate-a-guide-to-low-and-no-down-payment-loans/) - Want the best mortgage rate without saving a massive down payment? Learn how low and no down payment home loans work and compare Scott Credit Union home loans.
- [Is 2026 the Year to Go Electric? How to Finance and Insure Your First Electric Vehicle](https://www.scu.org/is-2026-the-year-to-go-electric-how-to-finance-and-insure-your-first-electric-vehicle/) - Thinking of financing an electric vehicle? Escape high gas prices with a low-rate auto loan from Scott Credit Union. Get pre-approved for your EV online today!
- [Is Summer Travel Insurance Worth It?](https://www.scu.org/do-you-really-need-travel-insurance-for-your-next-trip/) - Learn when travel insurance is worth it and how SCU Insurance Agency helps you compare coverage, save money, protect your trip, and travel with peace of mind.
- [Budget Friendly Summer Road Trips: How to Handle High Gas Prices in Missouri & Illinois](https://www.scu.org/budget-friendly-summer-road-trips-how-to-handle-high-gas-prices-in-missouri-illinois/) - Beat high gas prices with budget friendly summer road trips in MO & IL. Learn how to love your car and rate for less this summer with Scott Credit Union!
- [The Scott Credit Union Community  Foundation’s 18th Annual Golf  Scramble Raises $63,508 for Local  Communities](https://www.scu.org/the-scott-credit-union-community-foundations-18th-annual-golf-scramble-raises-63508-for-local-communities/) - Edwardsville, IL - May 28, 2026 - The Scott Credit Union Community Foundation is pleased to announce the success of its 18th Annual Golf Scramble, held on May 15, 2026, at Stonewolf Golf Club in Fairview Heights, Illinois. The event brought together 144 participants for a day of friendly competition and raised a total of
- [Get Rewarded for Your Report Card With Scott Credit Union’s Great Grades Program](https://www.scu.org/get-rewarded-for-your-report-card-with-scott-credit-unions-great-grades-program/) - Should students get paid for good grades? Discover how students get rewarded for their report cards with Scott Credit Union’s Great Grades Program today.
- [Should You Buy a Home in 2026? 3 Financial Strategies to Increase Your Buying Power](https://www.scu.org/should-you-buy-a-home-in-2026-3-financial-strategies-to-increase-your-buying-power/) - Should you buy a home in 2026? Learn how to buy a house with Scott Credit Union’s three financial strategies to increase your buying power and save cash.
- [Tips for Finding $500 Extra Money in Your Monthly Budget](https://www.scu.org/tips-for-finding-500-extra-money-in-your-monthly-budget/) - Learn how you could find $500 in "invisible money" with a monthly budget audit. Stop paying the convenience tax and start saving more with Scott Credit Union.
- [Scott Credit Union Receives FOCUS St. Louis’ What’s Right with the Region Award for Innovative With You Grants Program](https://www.scu.org/scott-credit-union-receives-focus-st-louis-whats-right-with-the-region-award-for-innovative-with-you-grants-program/) - Edwardsville, IL – (May 8, 2026) – Scott Credit Union (SCU) is proud to announce it has received the 29th Annual What’s Right with the Region Award in the category of Demonstrating Innovative Solutions. Presented by FOCUS St. Louis, the award recognizes the SCU Community Foundation’s With You Grants Program for its creative and visionary
- [What Is a HELOC and What Do You Need to Know?](https://www.scu.org/what-is-a-heloc-and-what-do-you-need-to-know/) - What is a HELOC? Learn how to qualify for a home equity line of credit with Scott Credit Union. Borrow up to 90% of your equity for home upgrades or debt.
- [Scott Credit Union Appoints Michael Cannes as First Chief Risk Officer to Strengthen Strategic Growth](https://www.scu.org/scott-credit-union-appoints-michael-cannes-as-first-chief-risk-officer-to-strengthen-strategic-growth/) - Edwardsville, IL – April 30, 2026 – Scott Credit Union (SCU) is pleased to announce the appointment of Michael Cannes as the organization’s first Chief Risk Officer, effective April 20, 2026. This strategic hire marks a significant milestone in SCU’s commitment to reinforcing its executive leadership team to support long-term organizational growth and stability. The
- [Insurance 101: Your Guide to Home, Renters, and Auto Insurance in Missouri and Illinois](https://www.scu.org/insurance-101-your-guide-to-home-renters-and-auto-insurance-in-missouri-and-illinois/) - Protect what matters with SCU Insurance Agency. Compare home, renters, and auto insurance rates in Missouri & Illinois to get the best value for your lifestyle.
- [Buying a Car in 2026? Car Buying Tips and How to Choose Between New vs. Used](https://www.scu.org/buying-a-car-in-2026-car-buying-tips-and-how-to-choose-between-new-vs-used/) - Buying a car in 2026? Explore car buying tips, including new vs. used options, the best time to buy, & how to get the best car loan rates at Scott Credit Union.
- [Scott Credit Union Wins Prestigious Diamond Award for Digital Advertising Excellence](https://www.scu.org/scott-credit-union-wins-prestigious-diamond-award-for-digital-advertising-excellence/) - Edwardsville, IL – April 14, 2026 – Scott Credit Union was among 181 credit unions nationwide named as a winner of the prestigious 2026 Diamond Awards. Presented by America's Credit Unions Marketing, PR & Development Council, the annual competition recognizes the most effective and innovative marketing campaigns in the credit union industry. Scott Credit Union
- [Our Top Free Financial Literacy Resources](https://www.scu.org/our-top-free-financial-literacy-resources/) - What is financial literacy? Explore Scott Credit Union’s free financial literacy resources and Banzai tools to achieve true financial empowerment this April.
- [Homebuying Process for First-Time Homebuyers](https://www.scu.org/homebuying-process-for-first-time-homebuyers/) - Looking to buy your first house? Learn how to navigate the homebuying process as a first-time homebuyer, from setting a budget to closing on your dream home.
- [Renting vs. Buying a House in 2026](https://www.scu.org/renting-vs-buying-a-house-in-2026/) - Deciding between renting vs buying a house in 2026? Learn the pros and cons for MO and IL residents and use the SCU Rent vs Buy calculator to find your break-even point.
- [Scott Credit Union Names Gina House Senior Vice President – Chief Growth & Operating Officer](https://www.scu.org/scott-credit-union-names-gina-house-senior-vice-president-chief-growth-operating-officer/) - Edwardsville, IL – March 25, 2026 – Scott Credit Union (SCU) is pleased to announce the appointment of Gina House as Senior Vice President – Chief Growth & Operating Officer, effective March 2, 2026. House brings over 35 years of financial experience to the role, including more than 11 years in credit union leadership. She
- [6 Tips for Financial Spring Cleaning in 2026](https://www.scu.org/6-tips-for-financial-spring-cleaning-in-2026/) - Refresh your finances with Scott Credit Union’s 2026 spring cleaning checklist. Learn 6 tips to evaluate spending, consolidate debt, and protect your identity.
- [Scott Credit Union Hosts Virtual 83rd Annual Membership Meeting](https://www.scu.org/scott-credit-union-hosts-virtual-83rd-annual-membership-meeting/) - Edwardsville, IL – March 20, 2026 – Scott Credit Union (SCU) held its 83rd Annual Meeting on Thursday, March 19, 2026, bringing together members, leadership, and the Board of Directors to review the accomplishments of 2025 and discuss the credit union’s vision for the future. Throughout 2025, SCU lived out its mission of Members. Value.
- [How Is Your Credit Score Determined? (The Five FICO Factors Explained)](https://www.scu.org/how-is-your-credit-score-determined-the-five-fico-factors-explained/) - Understanding your credit score can feel like trying to solve a puzzle without the picture on the box. However, your credit score is one of the most important numbers in your financial life. Whether you’re looking to buy a home or car in the greater St. Louis or Chicago area, knowing what goes into that
- [Tax Mistakes to Avoid When Filing in Missouri or Illinois](https://www.scu.org/tax-mistakes-to-avoid-when-filing-in-missouri-or-illinois/) - What are the most common tax mistakes to avoid in 2026? Learn how to prevent errors on your Missouri or Illinois tax filing and get your refund faster.
- [Top 10 Tips for Spring Break Budgeting](https://www.scu.org/top-10-tips-for-spring-break-budgeting/) - Enjoy spring break on a budget with Scott Credit Union. Discover the best family destinations and learn how a vacation savings account helps you avoid debt.
- [Tips for Getting the Best High-Yield Checking Account](https://www.scu.org/tips-for-getting-the-best-high-yield-checking-account/) - Maximize earnings with a Scott Credit Union high-yield checking account. Earn higher interest in St. Louis, Chicago, and Metro East. Open your account today!
- [How to Start a Kid’s Savings Account: A Guide for Future Champions](https://www.scu.org/how-to-start-a-kids-savings-account-a-guide-for-future-champions/) - Raise a “Future Champion” of finance! Start a kid’s savings account with just $5.00 at Scott Credit Union and earn cash for "A"s with our Great Grades program.
- [Free Financial Literacy for Kids](https://www.scu.org/free-financial-literacy-for-kids/) - Help your Future Champion succeed! Explore free financial literacy for kids, money lessons, and SCU youth accounts in St. Louis, Illinois, and Chicago.
- [How to Use Credit Cards Wisely and Avoid Interest](https://www.scu.org/how-to-use-credit-cards-wisely-and-avoid-interest/) - Using a credit card wisely means charging only what you can afford to pay off each month and avoiding maxing out your credit limit to help protect your credit score. When you manage your card well, it becomes a tool to help build credit, earn rewards, and strengthen your financial confidence—not add unnecessary debt. What
- [How to Build an Emergency Fund](https://www.scu.org/how-to-build-an-emergency-fund/) - Build an emergency fund with simple, realistic steps. Learn how Scott Credit Union can help you save for unexpected expenses and build financial confidence.
- [Best Side Hustles to Make Money Online](https://www.scu.org/best-side-hustles-to-make-money-online/) - Discover the best online side hustles to earn extra income, plus tips from Scott Credit Union to save smarter and build long-term financial wellness.
- [New Year Financial Checkup: Simple Money Habits to Reach Your Goals in 2026](https://www.scu.org/new-year-financial-checkup-simple-money-habits-to-reach-your-goals-in-2026/) - Review your finances, build smarter money habits, and set realistic goals for 2026 with practical tips, tools, and support from Scott Credit Union today.
- [How Much Does a Bad Credit Score Really Cost You?](https://www.scu.org/how-much-does-a-bad-credit-score-really-cost-you/) - A bad credit score can cost you thousands of dollars over time. Learn how credit impacts loans, interest rates, and how to improve your score with Scott Credit Union.
- [Online Shopping Fraud Prevention: 7 Tips to Avoid Scams This Holiday Season](https://www.scu.org/online-shopping-fraud-prevention-7-tips-to-avoid-scams-this-holiday-season/) - Avoid online shopping scams this holiday season with 7 fraud prevention tips to help you spot fake sellers, phishing attempts, and risky payment requests.
- [Scott Credit Union Community  Foundation Funds 57 Student Centered School Projects Through  2025 With You Grants](https://www.scu.org/scott-credit-union-community-foundation-funds-57-student-centered-school-projects-through-2025-with-you-grants/) - Edwardsville, IL – December 10, 2025 – The Scott Credit Union Community Foundation is proud to announce the awarding of 57 With You Grants, totaling more than $150,000, to support student-centered projects across local schools in Illinois and Missouri. Since launching in 2020, the Foundation has now invested more than $507,000 in classroom and school
- [Scott Credit Union Gives Back Over  $1 Million to Members Through  Annual Bonus Dividend and Loan  Interest Rebate](https://www.scu.org/scott-credit-union-gives-back-over-1-million-to-members-through-annual-bonus-dividend-and-loan-interest-rebate/) - Edwardsville, IL – December 8, 2025 — Scott Credit Union is once again sharing its success with the people who make it possible. Just in time for the holiday season, the credit union’s volunteer board of directors has approved this year’s Bonus Dividend and Loan Interest Rebate, returning over $1 million directly to members. Frank
- [Why Winter Might Be the Best Time to Buy Your Next Car](https://www.scu.org/why-winter-might-be-the-best-time-to-buy-your-next-car/) - Three reason why buying a car in winter makes sense. The reasons why buying a car in the winter works in your favor all come down to dealer motivation and market timing.
- [How to Avoid Holiday Debt: 10 Tips for Stress-Free Spending](https://www.scu.org/how-to-avoid-holiday-debt-10-tips-for-stress-free-spending/) - Here are ten tips to avoid holiday debt with smart budgeting, safe shopping tips, and tools like Cashback Checking and Holiday Loans from Scott Credit Union for a stress-free season.
- [5 Simple Ways to Stress Less and Save More This Holiday Season](https://www.scu.org/5-simple-ways-to-stress-less-and-save-more-this-holiday-season/) - Learn how a holiday loan from Scott Credit Union can help you save money, avoid credit card debt, and enjoy a stress-free season with more wonder and less worry.
- [Time Your Shopping Throughout the Year to Save Money](https://www.scu.org/time-your-shopping-throughout-the-year-to-save-money/) - Want to save more all year? Learn the best times to buy items, from cars to clothes, plus smart money tips from Scott Credit Union to stretch your budget.
- [Survival Mode Spending for Veterans: How to Stay Afloat and Start Saving](https://www.scu.org/survival-mode-spending-for-veterans-how-to-stay-afloat-and-start-saving/) - Scott Credit Union, founded at Scott Air Force Base in 1943, helps Veterans manage money stress, avoid predatory loans, and build savings during tough times.
- [The Real Cost of College and How to Save Big](https://www.scu.org/the-real-cost-of-college-and-how-to-save-big/) - College is costly, but you can save a lot of money. Learn the real price of tuition, housing, and loans, plus smart ways to cut costs with Scott Credit Union.
- [Think You’re Safe Online? 6 Cybersecurity Tips Everyone Should Know](https://www.scu.org/think-youre-safe-online-6-cybersecurity-tips-everyone-should-know/) - Cybersecurity Awareness Month tips: protect your money, identity, and data with 6 easy online safety habits and fraud prevention tips from Scott Credit Union.
- [Scott Credit Union Honored With Two Awards From America’s Credit Unions for Financial Education and Community Service](https://www.scu.org/scott-credit-union-honored-with-two-awards-from-americas-credit-unions-for-financial-education-and-community-service/) - Edwardsville, IL – October 17, 2025 – Scott Credit Union is proud to announce it has been recognized with two distinguished awards from America’s Credit Unions. SCU was honored to receive first place in the Dora Maxwell Social Responsibility Community Service category and second place in the Desjardins Adult Financial Education category. The awards were
- [Scott Credit Union Partners with Trust & Will to Offer Members Exclusive Estate Planning Discounts](https://www.scu.org/scott-credit-union-partners-with-trust-will-to-offer-members-exclusive-estate-planning-discounts/) - Edwardsville, IL – October 16, 2025 – Scott Credit Union (SCU) is proud to announce a new partnership with Trust & Will, the leading online estate planning platform, to help members secure their family’s financial future with affordable, attorney-approved estate planning services. Through October 31, 2025, SCU members will receive an exclusive 30% discount on
- [Holiday Savings Start in October: 5 Steps to Save Money and Stay Debt-Free](https://www.scu.org/holiday-savings-start-in-october-5-steps-to-save-money-and-stay-debt-free/) - Start your holiday savings in October! Learn smart tips to save money, shop early, and stay debt-free this holiday season with help from Scott Credit Union.
- [Why Everyone Needs a Trust or Will and How to Get Started](https://www.scu.org/why-everyone-needs-a-trust-or-will-and-how-to-get-started/) - Protect your assets and loved ones with a trust or will. Learn why estate planning matters and how Scott Credit Union members can save with Trust & Will.
- [Scott Credit Union Community Foundation Launches 2025 With You Grant Program With $150,000 in Funding for Local Schools](https://www.scu.org/scott-credit-union-community-foundation-launches-2025-with-you-grant-program-with-150000-in-funding-for-local-schools/) - Edwardsville, IL – October 2, 2025 – Scott Credit Union is proud to announce the launch of its 2025 With You Grant Program, created to support local schools and empower educators to enhance the student experience. This year, the Scott Credit Union Community Foundation has committed $150,000 in grant funding to help schools bring projects
- [Think You Can’t Find Affordable Housing & Homeownership Solutions in This Market? Think Again.](https://www.scu.org/think-you-cant-find-affordable-housing-homeownership-solutions-in-this-market-think-again/) - Discover how Scott Credit Union makes affordable homeownership possible with down payment assistance, first-time buyer education, and community partnerships.
- [How to Teach Kids About Money With Savings and Checking Accounts](https://www.scu.org/how-to-teach-kids-about-money-with-savings-and-checking-accounts/) - Teach kids smart money habits with youth savings and checking accounts. Discover benefits, debit cards for teens, and more options at Scott Credit Union.
- [Enjoy Football Season for Less With Budget-Friendly Game Day Tips](https://www.scu.org/enjoy-football-season-for-less-with-budget-friendly-game-day-tips/) - Enjoy football season for less with Scott Credit Union. Get budget-friendly game day tips, save money on tickets, food, and gear, and plan smarter today.
- [Should You Get Your Teen a Debit Card?](https://www.scu.org/should-you-get-your-teen-a-debit-card/) - Thinking about a debit card for your teen? Discover how a Scott Credit Union Student Checking Account helps teach budgeting, saving, and smart money habits.
- [Top Home Features Buyers Want Most and Why They Matter](https://www.scu.org/top-home-features-buyers-want-most-and-why-they-matter/) - Discover the top home features buyers want most, from energy savings to smart tech, and see how Scott Credit Union can help you finance your dream home.
- [Buy Now, Pay Later Apps Are Trending. But Should You Use Them?](https://www.scu.org/buy-now-pay-later-apps-are-trending-but-should-you-use-them/) - Buy Now, Pay Later apps like Klarna and Afterpay are trending. Learn how BNPL works, the risks, credit score impact, and safer options from Scott Credit Union.
- [First-Time Car Buyer Tips: How to Get the Best Deal on Your First Car](https://www.scu.org/first-time-car-buyer-tips-how-to-get-the-best-deal-on-your-first-car/) - First-time car buyer? Learn how to budget, avoid high payments, and get the best deal with Scott Credit Union’s lower-rate auto loans for new and used cars.
- [College Bound? Essential Money Tips for Students Before Move-In Day](https://www.scu.org/college-bound-essential-money-tips-for-students-before-move-in-day/) - College bound? Learn smart money tips for budgeting, spending, and saving before move-in day. Open a student-friendly checking account with Scott Credit Union.
- [10 Smart Back-to-School Savings Tips Every Family Should Know](https://www.scu.org/10-smart-back-to-school-savings-tips-every-family-should-know/) - 10 smart back-to-school savings tips to help families save big. Learn how to budget, shop Missouri’s tax-free weekend, and build smart money habits with SCU.
- [Is Buying in Bulk Really Worth It? What to Stock Up on and What to Avoid](https://www.scu.org/is-buying-in-bulk-really-worth-it-what-to-stock-up-on-and-what-to-avoid/) - Is buying in bulk really worth it? Find out what to stock up on, what to skip, and how to stretch your budget with simple money tips from Scott Credit Union.
- [Crowdfunding Scams: How to Spot Them and Stay Safe](https://www.scu.org/crowdfunding-scams-how-to-spot-them-and-stay-safe/) - Learn how to spot crowdfunding scams, avoid fraud, and protect your money with tips from Scott Credit Union. Stay safe while supporting causes you trust.
- [How to Save on Your Mortgage Without Hurting Your Credit Score](https://www.scu.org/how-to-save-on-your-mortgage-without-hurting-your-credit-score/) - Learn how to shop for a mortgage without hurting your credit score. Discover why comparing home loan rates saves you money and how Scott Credit Union can help.
- [St. Louis Post-Dispatch Names Scott Credit Union a Winner of the Greater St. Louis Top Workplaces 2025 Award](https://www.scu.org/st-louis-post-dispatch-names-scott-credit-union-a-winner-of-the-greater-st-louis-top-workplaces-2025-award/) - Edwardsville, IL – June 24, 2025 – Scott Credit Union is proud to announce that it has been awarded a Top Workplaces 2025 honor by St. Louis Post-Dispatch Top Workplaces. This marks the 12th time since 2012 that SCU has received this prestigious recognition, a testament to its ongoing commitment to cultivating a positive, empowering
- [Scott Credit Union Named a St. Louis Top Workplace for 2025](https://www.scu.org/scott-credit-union-named-a-st-louis-top-workplace-for-2025/) - Scott Credit Union has been named a 2025 Top Workplace for the 12th time since 2012, thanks to our people-first culture and dedicated team.
- [Top Cryptocurrency Scams and How to Avoid Them](https://www.scu.org/top-cryptocurrency-scams-and-how-to-avoid-them/) - Learn how to spot and avoid common cryptocurrency scams with tips from Scott Credit Union. Stay informed, spot red flags, and protect your financial future.
- [7 Last-Minute Father’s Day Gifts That Are Thoughtful, Easy, and Budget- Friendly](https://www.scu.org/7-last-minute-fathers-day-gifts-that-are-thoughtful-easy-and-budget-friendly/) - Still need a Father’s Day gift? Discover 7 easy, thoughtful, and budget-friendly ideas for dad. Plus, get last-minute gifting tips from Scott Credit Union.
- [Adulting 101: How to Navigate Your First Job and Achieve Financial Success](https://www.scu.org/adulting-101-how-to-navigate-your-first-job-and-achieve-financial-success/) - Landed your first job? Discover how to budget, save, open the right checking account, and access free financial literacy resources from Scott Credit Union.
- [What Borrowers Need to Know About Student Loans in 2025](https://www.scu.org/what-borrowers-need-to-know-about-student-loans-in-2025/) - In 2025, student loan collections have resumed, and repayment options are shifting. Navigate student loans with financial education from Scott Credit Union.
- [When’s the Best Time to Buy a Car? You Might Be Surprised](https://www.scu.org/whens-the-best-time-to-buy-a-car-you-might-be-surprised/) - Wondering when is the best time to buy a car? May kicks off prime car-buying season! Take advantage of Scott Credit Union’s Spring Auto Sale & learn the best times to save big on buying a car.
- [9 Budget-Friendly and Last-Minute Gift Ideas to Celebrate Mother’s Day](https://www.scu.org/9-budget-friendly-and-last-minute-gift-ideas-to-celebrate-mothers-day-blog/) - Need a quick, affordable Mother’s Day gift idea? Discover 9 budget-friendly and last-minute gifts that show love without the stress or the high price tag.
- [Financial Advice for Graduates: Managing Money, Debt, and Savings](https://www.scu.org/financial-advice-for-graduates-managing-money-debt-and-savings-blog/) - About to graduate? From building an emergency fund to balancing debt and savings, learn how Scott Credit Union can help you achieve your financial goals.
- [Your Home Buying Guide: How to Get a Mortgage and Navigate the Real Estate Market](https://www.scu.org/your-home-buying-guide-how-to-get-a-mortgage-and-navigate-the-real-estate-market-blog/) - Are you ready to buy a home but unsure where to start? Whether you're a first-time homebuyer or looking for your next house, understanding the financial steps, like getting pre-approved for a mortgage and budgeting for closing costs, is essential. Let’s look at the key steps to homeownership so you can buy a house and
- [Scott Credit Union Wins Two Diamond Awards for Outstanding Community Impact](https://www.scu.org/scott-credit-union-wins-two-diamond-awards-for-outstanding-community-impact/) - Edwardsville, IL – April 21, 2025 – Scott Credit Union (SCU) has been honored with two prestigious Diamond Awards from the Marketing, PR & Development Council of America’s Credit Unions. The awards recognize SCU’s commitment to community engagement, financial education, and impactful storytelling. SCU received the following accolades: · Community Partnership – St. Louis Cardinals:
- [6 Ways to Make Your Dream Vacation a Reality](https://www.scu.org/6-ways-to-make-your-dream-vacation-a-reality-blog/) - Who doesn’t love the idea of a dream vacation? Whether you’re picturing yourself on a tropical beach, exploring the streets of Europe, or taking a cross-country road trip, turning that vision into reality takes planning and smart financial decisions. The good news? With the right financial planning, those unforgettable experiences are within your reach. Here
- [A Message Regarding Don’t Tax My Credit Union Campaign – 4/10/25](https://www.scu.org/a-message-to-our-valued-members-regarding-the-dont-tax-my-credit-union-campaign-4-9-25/) - Members of Congress are working to pass a bill by Memorial Day to extend the tax cuts President Donald Trump passed during his first administration. These tax cuts expire at the end of 2025 and members of Congress are exploring ways to make up that revenue if the cuts continue. One proposal is to remove
- [Don’t Tax My Credit Union: Why the Proposed Tax Hurts Our Members, Our Communities, and Our Mission](https://www.scu.org/dont-tax-my-credit-union-why-the-proposed-tax-hurts-our-members-our-communities-and-our-mission/) - At Scott Credit Union, we are proud to be part of a not-for-profit financial cooperative that puts people before profits. As a member-owned credit union, everything we do—from offering lower loan rates and competitive interest rates to investing in our communities—is built around you, our members. But now, there’s a proposed change that threatens everything
- [6 Best New Features in Scott Credit Union’s App You Don’t Want to Miss!](https://www.scu.org/6-best-new-features-in-scott-credit-unions-app-you-dont-want-to-miss-blog/) - Scott Credit Union’s enhanced Digital Banking app for iOS and Android is designed to make managing your money easier, faster, and more secure. Whether you’re checking your balance, transferring funds, or staying on top of bills, these powerful new features give you complete control over your finances—right from your phone, tablet, or computer. 1. A
- [New vs. Used: Which Car Purchase Is Right for You?](https://www.scu.org/new-vs-used-which-car-purchase-is-right-for-you-blog/) - Thinking about upgrading your ride? Whether you’re a first-time buyer or looking to trade in your old vehicle, one of the biggest decisions you’ll face is buying new vs. used. Each option has its advantages, and the right choice depends on your budget, lifestyle, and long-term financial goals. At Scott Credit Union, we’re here to
- [Scott Credit Union Earns Prestigious 2025 USA TODAY Top Workplaces Award](https://www.scu.org/scott-credit-union-earns-prestigious-2025-usa-today-top-workplaces-award/) - Edwardsville, IL – March 27, 2025 – Scott Credit Union is proud to announce that it has earned the prestigious 2025 USA TODAY Top Workplaces award. The award honors organizations with 150 or more employees that have created exceptional, people-first cultures. This year, more than 42,000 organizations were invited to participate. The winners are recognized
- [Scott Credit Union Hosts Virtual 82nd Annual Membership Meeting](https://www.scu.org/scott-credit-union-hosts-virtual-82nd-annual-membership-meeting/) - FOR IMMEDIATE RELEASE: Scott Credit Union Hosts Virtual 82nd Annual Membership Meeting Edwardsville, IL – March 25, 2025 – Scott Credit Union (SCU) held its 82nd Annual Meeting on Thursday, March 20, 2025, bringing together members, leadership, and the Board of Directors to review the accomplishments of 2024 and discuss the credit union’s vision for
- [5 Ways to Spring Clean Your Finances and Refresh Your Budget](https://www.scu.org/5-ways-to-spring-clean-your-finances-and-refresh-your-budget-blog/) - As the weather warms up and flowers start to bloom, spring is the perfect time to refresh not just your home but your finances, too! Just like decluttering your closet, organizing your finances can bring clarity to your budget and set you up for financial success. Whether your goal is to pay down debt, boost
- [How to Make the Most of Your Paycheck and Reach Your Money Goals](https://www.scu.org/how-to-make-the-most-of-your-paycheck-and-reach-your-money-goals-blog/) - It’s payday—now what? Before you blow your hard-earned cash on impulse buys, let’s break down how to spend, save, and invest your paycheck wisely. Remember, financial security starts with simple, smart money habits. Build an Emergency Fund Life is unpredictable, and unexpected expenses can pop up at the worst times. Medical bills, car repairs, and
- [12 Tricks to Sell Your Home Quickly](https://www.scu.org/12-tricks-to-sell-your-home-quickly-blog/) - Sell your home quickly! Discover 12 expert tips to attract buyers, boost curb appeal, and get a fast home valuation. Learn how to maximize your sale price.
- [The Do’s and Don’ts of Preparing Your Taxes](https://www.scu.org/the-dos-and-donts-of-preparing-your-taxes-blog/) - File your taxes with confidence! Follow these essential tax preparation do’s and don’ts to maximize deductions, avoid mistakes, and stay financially organized.
- [A Message To Our Valued Members - 2/28/25](https://www.scu.org/a-message-to-our-valued-members/) - We want to personally thank you for your patience and understanding as we have worked to overcome technical issues over the past few weeks, and to apologize for the unsatisfactory experiences created by it. We are writing to provide updates on this matter, and on what we are doing to help make sure that a
- [Valentine's Day Hacks on a Budget](https://www.scu.org/valentines-day-hacks-on-a-budget-blog/) - Celebrate Valentine’s Day without overspending! Discover budget-friendly gift ideas, smart spending hacks, and Scott Credit Union’s budgeting & financial tools.
- [What’s The Best Way to Finance a Home Renovation?](https://www.scu.org/whats-the-best-way-to-finance-a-home-renovation-blog/) - Is a home renovation project at the top of your New Year’s resolution list, but you're unsure how to make it happen? Choosing the right financing option is crucial to making your dream renovation a reality without breaking the bank. Let’s explore common financing methods, their disadvantages, and why a home equity line of credit
- [Credit Unions vs. Banks: The Key Differences You Need to Know](https://www.scu.org/credit-unions-vs-banks-the-key-differences-you-need-to-know-blog/) - Credit unions vs. banks: Discover key differences. Learn how ownership, fees, and community focus impact your finances and choose the best option for you.
- [Your Guide to Opening Your First Checking Account](https://www.scu.org/your-guide-to-opening-your-first-checking-account-blog/) - Opening your first checking account? Learn about free, interest-earning, and cash back options in this guide. Choose the best account and simplify the process!
- [Scott Credit Union Announces New Chief Information Officer  ](https://www.scu.org/scott-credit-union-announces-new-chief-information-officer/) - FOR IMMEDIATE RELEASE: Scott Credit Union Announces New Chief Information Officer Edwardsville, IL – January 8, 2025 – Scott Credit Union (SCU) is proud to announce the promotion of Jeff Roderick to Chief Information Officer (CIO), effective January 1, 2025. Roderick, who most recently served as Vice President of Information Technology, brings more than
- [The Latest Scams to Watch Out for in 2025 ](https://www.scu.org/the-latest-scams-to-watch-out-for-in-2025-blog/) - Protect yourself from common scams in 2025, including AI fraud, tax scams, and cryptocurrency schemes. Learn how to safeguard your financial security.
- [How to Create and Use a Budget](https://www.scu.org/how-to-create-and-use-a-budget-blog/) - Learn how to create and use a budget effectively with tips on managing expenses, saving money, and achieving financial goals with Scott Credit Union's tools.
- [How to Give Yourself an End-of-Year Financial Review](https://www.scu.org/how-to-give-yourself-an-end-of-year-financial-review/) - End your year strong with a financial review! Learn how to manage debt, automate savings, set SMART goals, and prepare for a financially successful new year.
- [10 Ways to Keep Your Sanity Intact This Holiday Season](https://www.scu.org/10-ways-to-keep-your-sanity-intact-this-holiday-season/) - Stay stress-free this holiday season! Explore 10 expert tips to save money, manage your budget, and enjoy the holidays with help from Scott Credit Union.
- [Scott Credit Union Community Foundation Awards $150,000 to Local Schools](https://www.scu.org/scott-credit-union-community-foundation-awards-150000-to-local-schools/) - Edwardsville, IL – December 16, 2024 – The Scott Credit Union Community Foundation is proud to announce the awarding of $150,000 in With You education grants to support 40 educational initiatives across local schools. Since its inception in 2020, the Foundation has allocated over $355,000 to various school projects, making the With You Grant Program
- [Understanding Insurance Coverage: Everything You Need to Know](https://www.scu.org/understanding-insurance-coverage-everything-you-need-to-know/) - Learn about auto, home, renters, and pet insurance with SCU Insurance Agency. Compare rates from over 40 providers and find the perfect coverage for you!
- [Discover Our 2024 Annual Impact Statement](https://www.scu.org/discover-our-2024-annual-impact-statement/) - At Scott Credit Union, our mission is rooted in making a difference for our members, our communities, and our employees. This Annual Impact Statement highlights the milestones we achieved together in 2024. From empowering over 141,000 members to giving back to our communities through over 75 Acts of Kindness, we are proud to showcase the
- [Scott Credit Union Spreads Financial Cheer, Gives Back Over $1 Million to Its Members ](https://www.scu.org/scott-credit-union-spreads-financial-cheer-gives-back-over-1-million-to-its-members/) - FOR IMMEDIATE RELEASE: Scott Credit Union Spreads Financial Cheer, Gives Back Over $1 Million to Its Members Edwardsville, IL – December 9, 2024 – Just in time for the holiday season, Scott Credit Union (SCU) is spreading financial cheer by giving back over $1 million to its members. The credit union's volunteer board of directors
- [Holiday Budgeting Made Easy: Keep Your Finances Merry and Bright](https://www.scu.org/holiday-budgeting-made-easy-keep-your-finances-merry-and-bright/) - Make the holidays joyful, not stressful! Learn how to create and stick with a budget for gifts, travel, and more with financial tips from Scott Credit Union.
- [5 Black Friday & Cyber Monday Scams to Watch Out for](https://www.scu.org/5-black-friday-cyber-monday-scams-to-watch-out-for/) - Stay safe this holiday season with tips to avoid Black Friday & Cyber Monday scams. Learn how Scott Credit Union helps protect your finances while you shop!
- [Is Seasonal Employment Right for You?](https://www.scu.org/is-seasonal-employment-right-for-you/) - Discover how seasonal employment can boost your income this holiday season. Explore popular seasonal jobs, benefits, and tips to manage your extra earnings.
- [What’s the Best Way to Pay for Holiday Shopping?](https://www.scu.org/whats-the-best-way-to-pay-for-holiday-shopping/) - Wondering how to pay for holiday shopping without racking up debt? Explore smart options like SCU credit cards, savings, holiday loans, and club accounts today!
- [Scott Credit Union Partners with Insuritas to Launch SCU Insurance Agency](https://www.scu.org/scott-credit-union-partners-with-insuritas-to-launch-scu-insurance-agency/) - November 7, 2024 – Edwardsville, IL – Scott Credit Union (SCU), a trusted financial institution for over 80 years, is pleased to announce the launch of the SCU Insurance Agency in collaboration with Insuritas. This new service extends SCU’s commitment to its members by providing a streamlined, convenient way to obtain insurance solutions tailored to
- [7 Ways to Save on Thanksgiving Costs This Month](https://www.scu.org/7-ways-to-save-on-thanksgiving-costs-this-month/) - From a potluck dinner to DIY décor, save money this Thanksgiving. Explore budgeting tools and financial tips to keep your holiday expenses in check with Scott Credit Union.
- [Essential Mortgage Terms Every Homebuyer Should Know](https://www.scu.org/essential-mortgage-terms-every-homebuyer-should-know/) - Navigate mortgage terms with ease! Scott Credit Union helps homebuyers understand EMD, APR, PMI, and more. Start your homeownership journey with confidence.
- [Cybersecurity Tips for Teens to Stay Safe Online](https://www.scu.org/cybersecurity-tips-for-teens-to-stay-safe-online/) - The internet is full of exciting possibilities—from connecting with friends on social media to exploring new games and hobbies. But lurking in the digital world are hackers, scammers, and cybercriminals, ready to steal personal information if they get the chance. That’s why learning cybersecurity is a must for teens today. At Scott Credit Union, we
- [Scott Credit Union Wins Prestigious America's Credit Union Awards for Social Impact and Financial Education](https://www.scu.org/scott-credit-union-wins-prestigious-americas-credit-union-awards-for-social-impact-and-financial-education/) - Contact information: Amy Stiteler Director of Member Communications and Social Media 618-381-7309 amy.stiteler@scu.org www.scu.org FOR IMMEDIATE RELEASE: Scott Credit Union Wins Prestigious America's Credit Union Awards for Social Impact and Financial Education Edwardsville, IL – October 21, 2024 – Scott Credit Union (SCU) is proud to announce that it has been honored with three prestigious
- [Protecting Yourself From College Football Scams](https://www.scu.org/protecting-yourself-from-college-football-scams/) - Stay ahead of college football ticket scams! Learn how to protect your money, avoid fake sellers, and stay safe with Scott Credit Union's security tips.
- [Scott Credit Union Community Foundation Launches 2024 With You Grant Program with $150,000 in Funding for Local Schools](https://www.scu.org/32006-2/) - Contact information: Amy Stiteler Director of Member Communications and Social Media 618-381-7309 amy.stiteler@scu.org www.scu.org FOR IMMEDIATE RELEASE: Scott Credit Union Community Foundation Launches 2024 With You Grant Program with $150,000 in Funding for Local Schools Edwardsville, IL – October 15, 2024 – Scott Credit Union is proud to announce the launch of its 2024 With
- [Car Loan Hacks: Save Money and Cruise in Your Dream Car](https://www.scu.org/car-loan-hacks-save-money-and-cruise-in-your-dream-car/) - Ready to own your dream car? Discover essential car loan hacks to save money, understand APR, and cruise confidently with Scott Credit Union’s competitive rates!
- [Scott Credit Union Renews Partnership with St. Louis Blues for Next Five Years](https://www.scu.org/scott-credit-union-renews-partnership-with-st-louis-blues-for-next-five-years/) - St. Louis, MO – October 4, 2024 – Scott Credit Union (SCU) is excited to announce the renewal of its partnership with the St. Louis Blues, extending their relationship for the next five years, through the 2028-29 season. This continued collaboration reflects SCU's commitment to supporting the St. Louis community and its dedication to
- [Halloween Costs Are Scaring Me. How Can I Save?](https://www.scu.org/halloween-costs-are-scaring-me-how-can-i-save/) - Discover budget-friendly tips for a spook-tacular Halloween! Learn how to save on costumes and decor while keeping your finances in check with Scott Credit Union.
- [How to Shop for Fall on a Budget: 6 Money-Saving Tips](https://www.scu.org/how-to-shop-for-fall-on-a-budget-6-money-saving-tips/) - Discover budget-friendly tips for fall shopping! Learn how to save on clothing, find seasonal deals, and leverage Scott Credit Union perks for more savings.
- [5 Financial Lessons You Can Learn from Football](https://www.scu.org/5-financial-lessons-you-can-learn-from-football/) - Discover 5 financial lessons from football to help you score big with your money. Learn money management, budgeting, and investing tips with Scott Credit Union.
- [Simplify Your Banking with Checking Accounts at Scott Credit Union](https://www.scu.org/simplify-your-banking-with-checking-accounts-at-scott-credit-union/) - Discover the perfect checking account for your needs at Scott Credit Union. Manage expenses, earn rewards, and grow your savings with ease and transparency.
- [Can I Buy a House When I’m Paying Off a Student Loan?](https://www.scu.org/can-i-buy-a-house-when-im-paying-off-a-student-loan/) - Can you buy a house while paying off student loans? Absolutely! Navigate home buying with student debt and explore Scott Credit Union's mortgage options.
- [Championing Your Financial Goals: Financial Education and Budgeting for the Win!](https://www.scu.org/championing-your-financial-goals-financial-education-and-budgeting-for-the-win/) - In the arena of life, achieving financial success is akin to winning a championship. It takes preparation, strategy, and the right resources. At Scott Credit Union, we’re committed to helping you champion your financial goals with our free financial education resources and budgeting tools. Whether you're just starting your financial journey or looking to refine Champion your financial goals with Scott Credit Union's financial education and budgeting tools. Discover membership benefits and secure your financial future.
- [Navigating Student Loan Repayment and Managing Your Debt](https://www.scu.org/navigating-student-loan-repayment-and-managing-your-debt/) - Repaying student loans is a common financial challenge for many Americans. With over 40 million people in the U.S. carrying student loan debt, understanding your repayment options is crucial. This guide will help you navigate student loan repayment and explore the best strategies for managing your debt effectively. Understanding Your Grace Period One of the
- [Member-Owned and Community-Focused: The Differences Between Credit Unions and Banks](https://www.scu.org/credit-unions-vs-banks/) - Discover the difference between credit unions and banks! From being member-owned and community-focused to lower fees, credit unions invest in local communities.
- [When is the Best Time to Buy a Home?](https://www.scu.org/when-is-the-best-time-to-buy-a-home/) - Discover the best time to buy a home with seasonal advantages and challenges. Learn how Scott Credit Union's mortgage options can help finance your dream home.
- [Cardinals & Scott Credit Union Announce Ticket Offer To Support Veterans](https://www.scu.org/cardinals-scott-credit-union-announce-ticket-offer-to-support-veterans/) - FOR IMMEDIATE RELEASE CARDINALS & SCOTT CREDIT UNION ANNOUNCE TICKET OFFER TO SUPPORT VETERANS $10 Tickets Available for July 26-28 Series vs. Nationals; Portion of Proceeds to Benefit Veterans Community Project of St. Louis ST. LOUIS, Mo., July 10, 2024 – The St. Louis Cardinals, Cardinals Care and Scott Credit Union are teaming up to
- [Unlock the Full Potential of Your Banking Experience with Mobile and Online Banking](https://www.scu.org/unlock-the-full-potential-of-your-banking-experience-with-mobile-and-online-banking/) - Experience 24/7 mobile & online banking. Manage accounts, pay bills, transfer money, and secure your finances anywhere. Convenient, flexible, & secure banking.
- [Beware of Summer Scams: Tips to Protect Yourself](https://www.scu.org/beware-of-summer-scams-tips-to-protect-yourself/) - Stay safe from summer scams! Learn how to protect yourself from vacation rental fraud, fake event tickets, and more with these essential tips and tricks.
- [St. Louis Post-Dispatch Names Scott Credit Union a Winner of the Greater St. Louis Top Workplaces 2024 Award](https://www.scu.org/st-louis-post-dispatch-names-scott-credit-union-a-winner-of-the-greater-st-louis-top-workplaces-2024-award/) - Contact information: Amy Stiteler Director of Member Communications and Social Media 618-381-7309 amy.stiteler@scu.org www.scu.org FOR IMMEDIATE RELEASE: St. Louis Post-Dispatch Names Scott Credit Union a Winner of the Greater St. Louis Top Workplaces 2024 Award Edwardsville, IL – June 26, 2024 – Scott Credit Union is pleased to announce that it has been awarded a
- [How to Prepare for the Cost of Baby](https://www.scu.org/how-to-prepare-for-the-cost-of-baby/) - Expecting a baby? Learn how to prepare for baby expenses and budget for a newborn. Get tips on parental leave, affordable baby gear, and how to save money.
- [Scott Credit Union Community Foundation’s 16th Annual Golf Scramble Raises Over $74,000 for Local Programs](https://www.scu.org/scott-credit-union-community-foundations-16th-annual-golf-scramble-raises-over-74000-for-local-programs/) - Contact information: Amy Stiteler Director of Member Communications and Social Media 618-381-7309 amy.stiteler@scu.org www.scu.org FOR IMMEDIATE RELEASE: Scott Credit Union Community Foundation’s 16th Annual Golf Scramble Raises Over $74,000 for Local Programs Edwardsville, IL – June 6, 2024 – The Scott Credit Union Community Foundation is pleased to announce
- [20 Budget-Friendly Summer Activities for Families](https://www.scu.org/20-budget-friendly-summer-activities-for-families/) - Summer is here, and it's the perfect time to create unforgettable memories with your family without breaking the bank. With a bit of creativity and a dash of planning, you can enjoy an amazing summer full of memorable activities that won't strain your wallet. Here are 20 free and cheap fun ideas for the summer
- [8 Budget-Friendly Ways to Celebrate Father’s Day](https://www.scu.org/8-budget-friendly-ways-to-celebrate-fathers-day/) - Celebrate Father's Day on a budget with 8 fun ideas. Show Dad appreciation without breaking the bank. Discover affordable ways to make his day special!
- [Job Scams Are Becoming Common: Here’s How You Can Protect Yourself](https://www.scu.org/job-scams-are-becoming-common-heres-how-you-can-protect-yourself/) - Protect yourself from common job scams with these essential tips. Discover how to stay safe while job hunting. Learn more about staying secure online.
- [Celebrating 81 Years of Service and Growth with Scott Credit Union's Vibrant Workplace Culture](https://www.scu.org/celebrating-81-years-of-service-and-growth-with-scott-credit-unions-vibrant-workplace-culture/) - Discover 81 years of service and growth at Scott Credit Union. Explore job opportunities. Join our workplace culture, committed to inclusivity and diversity.
- [How to Save Money for Vacation: Budgeting for Travel](https://www.scu.org/how-to-save-money-for-vacation-budgeting-for-travel/) - Discover smart strategies to save money for your vacation. Learn how to budget for travel without overspending. Start planning your next getaway today!
- [7 Scams To Watch Out For This Holiday Season](https://www.scu.org/7-scams-to-watch-out-for-this-holiday-season/) - ’Tis the season to be jolly! And unfortunately, ’tis also the season for scammers to go after your hard-earned dollars. Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution. 1. Phishing emails Always popular, phishing scams get even more prevalent before the holidays.
- [How to Improve Your Credit Score](https://www.scu.org/how-to-improve-your-credit-score/) - Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more. We have outlined how your credit score is calculated and steps
- [6 Ways to Boost Your Credit Score](https://www.scu.org/6-ways-to-boost-your-credit-score/) - An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more. Its significance notwithstanding, achieving and maintaining an excellent credit
- [What Do I Need to Know about Debt Consolidation?](https://www.scu.org/what-do-i-need-to-know-about-debt-consolidation/) - Q: I’m up to my ears in debt, and I’d love a way out. I’m strongly considering debt consolidation. What do I need to know before I move ahead? A: Debt consolidation is the process of moving several (possibly) high-interest debts into a new loan or line of credit. It can help you pay off your debt
- [What to Do When You Have an Unexpected Expense](https://www.scu.org/what-to-do-when-you-have-an-unexpected-expense/) - Life is full of surprises, right? Just when you think you've got everything under control, BAM! Your car needs a $2,000 repair. Unfortunately, emergencies happen, and for many, the dream of having an emergency fund is just that – a dream. When you don’t know what to do when you have an unexpected expense, there
- [11 Frugal Habits to Save Money in Everyday Life](https://www.scu.org/11-frugal-habits-to-save-money-in-everyday-life/) - Frugality. The word itself can conjure images of clipping coupons with scissors, living on ramen noodles, and a joyless existence. But did you know that some of the smartest financial decisions fall under the umbrella of frugality? Instead of self-denial, being frugal can lead to a secure financial future and a life full of experiences
- [Protecting Yourself from AI Scams and Fraud](https://www.scu.org/protecting-yourself-from-ai-scams-and-fraud-2/) - Learn how to protect yourself from AI scams. Uncover the tactics and red flags of AI fraud, from voice cloning to using personal information from social media.
- [Watch Out for These Spring-Cleaning Scams](https://www.scu.org/watch-out-for-these-spring-cleaning-scams/) - Spring is in the air! As the weather warms and the days lengthen, it’s time to start thinking about giving your home a thorough cleaning. You can finally start tending to the long list of household chores that piled up over winter. If you plan on calling in professionals to help you with some of
- [Building Better Financial Futures: Scott Credit Union's Vision and Values](https://www.scu.org/building-better-financial-futures-scott-credit-unions-vision-and-values/) - Empower your financial journey with Scott Credit Union's vision of building better financial futures and values of accountability, diversity, and integrity.
- [Energage Names Scott Credit Union A Winner of the 2024 Top Workplaces USA](https://www.scu.org/energage-names-scott-credit-union/) - Top Workplaces USA celebrates organizations with 150 or more employees that have built great cultures. Over 42,000 organizations were invited to participate in the Top Workplaces USA survey. Winners of the Top Workplaces USA list are chosen based solely on employee feedback gathered through an employee engagement survey, issued by Energage. Results are calculated by
- [6 Financial Lessons You Can Learn from Basketball](https://www.scu.org/6-financial-lessons-you-can-learn-from-basketball/) - Discover the financial parallels between basketball and smart money management. Plus, access free financial education resources from Scott Credit Union.
- [How to Protect Yourself from ATM Skimming and Shimming](https://www.scu.org/how-to-protect-yourself-from-atm-skimming-and-shimming/) - ATM fraud may be a well-known concern, but scammers are now stealing your card info and PIN through ATM skimming and shimming. Learn how to spot these scams and keep your money safe in our latest blog post.
- [Tech Support and Fake Amazon/PayPal Charge Scams on the Rise](https://www.scu.org/tech-support-and-fake-amazon-paypal-charge-scams-on-the-rise/) - Scenario #1 You're on your computer scrolling mindlessly through your Facebook feed when an alarming pop-up warning appears on your screen: Your computer has a major security issue that needs to be addressed immediately! Lucky for you, the warning also includes a phone number for a computer security company to contact for help. Once you
- [Five Ways to Prevent Identity Theft](https://www.scu.org/five-ways-to-prevent-identity-theft/) - Discover how to prevent identity theft with these 5 easy tips. From credit card protection to creating strong passwords, keep your identity safe online.
- [How to Survive High Inflation](https://www.scu.org/how-to-survive-high-inflation/) - Discover practical ways to survive high inflation. Learn how to track spending, maximize rewards, diversify accounts, boost income, and stay adaptable.
- [SCU's Skip-A-Pay is Your Annual Money Hack!](https://www.scu.org/scus-skip-a-pay-is-your-annual-money-hack/) - When life throws unexpected challenges your way, managing your financial obligations can feel overwhelming. That's why Scott Credit Union is dedicated to helping members navigate financial difficulties through personalized services, such as our Skip-A-Pay program. If you've taken out a consumer loan with SCU, you have the opportunity to skip a payment once a year,
- [From Gen Z to Baby Boomers, Scams Target Every Generation](https://www.scu.org/from-gen-z-to-baby-boomers-scams-target-every-generation/) - Explore scams targeting every generation, from Gen Z to Baby Boomers. Uncover tactics cybercriminals use, stay informed, and protect against online fraud.
- [How to Prepare for Tax Season](https://www.scu.org/how-to-prepare-for-tax-season/) - Get ready for tax season with an in-depth guide from Scott Credit Union. From gathering documents to filing methods, we break down the steps so you can prepare for a smooth process.
- [Scott Credit Union Community Foundation Awards $100,000 to Local Schools](https://www.scu.org/scott-credit-union-community-foundation-awards-100000-to-local-schools/) - The Scott Credit Union Community Foundation recently awarded $100,000 With You education grants to support various educational initiatives in 34 schools. Since 2020, the Foundation has allocated over $205,000 to a variety of school projects. The With You grant program has become a cornerstone of the Foundation's commitment to fostering innovation and growth in local educational environments.
- [What You Need to Know Before Selling Your House](https://www.scu.org/what-you-need-to-know-before-selling-your-house/) - Navigate the home-selling journey with these 5 key tips! Learn about commission rates, home prep, capital gains and losses, tax breaks, and more in this guide.
- [Scott Credit Union is With You Throughout Your Financial Journey](https://www.scu.org/scott-credit-union-is-with-you-throughout-your-financial-journey/) - Navigate life's changes with Scott Credit Union as your trusted financial partner. Join SCU for stability, community, and a brighter financial future.
- [Avoiding Scams](https://www.scu.org/avoiding-scams/) - Your guide to protecting yourself and finances by avoiding scams. Use unique passwords, beware of suspicious links, and recognize phishing to stay safe online.
- [5 Easy Ways to Set and Achieve Financial Goals](https://www.scu.org/5-easy-ways-to-set-and-achieve-financial-goals/) - Discover 5 easy steps to financial success! From visualizing goals to saving hacks, start your journey today with expert tips from Scott Credit Union.
- [How to Save Money After the Holidays](https://www.scu.org/how-to-save-money-after-the-holidays/) - Save money after the holidays by taking control of your finances in the new year. Follow these 6 resolutions on budgeting, savings, and financial education.
- [How to Save Money and Live Your Best Life on a Budget](https://www.scu.org/how-to-save-money-and-live-your-best-life-on-a-budget/) - Unlock happiness on a budget! Living frugally can be the key to appreciating, experiencing, and thriving. Save money and live your best life on a budget.
- [Your Complete Year-End Financial Checklist](https://www.scu.org/your-complete-year-end-financial-checklist/) - Secure your financial future with our Complete Year-End Financial Checklist! Evaluate budgets, optimize retirement plans, and tackle debt in the new year.
- [What to Do When You Can’t Make Your Minimum Payments](https://www.scu.org/what-to-do-when-you-cant-make-your-minimum-payments/) - Can't make minimum payments? Help is available! Take control with these expert tips - reach out to your lender, make a plan, and consider refinancing.
- [All You Need to Know About Bonus Dividends and Loan Rebates](https://www.scu.org/all-you-need-to-know-about-bonus-dividends-and-loan-rebates/) - Bonus dividends and loan rebates are exclusive perks of credit union membership. Explore how Scott Credit Union consistently gives these perks to its members.
- [Scott Credit Union Gives Back Over $1 Million to Its Members](https://www.scu.org/scott-credit-union-gives-back-over-1-million-to-its-members/) - FOR IMMEDIATE RELEASE: Scott Credit Union Gives Back Over $1 Million to Its Members Edwardsville, IL ­- December 13, 2023 - ‘Tis the season for giving. Scott Credit Union is once again making spirits bright for its active members. In a longstanding tradition of sharing success with members, the credit union's volunteer board of directors
- [How to Use Your Credit Card to Build Your Credit Score](https://www.scu.org/how-to-use-your-credit-card-to-build-your-credit-score/) - How to use a credit card to boost your credit score – choose the card wisely, pay your balance each month, know your credit limit, use your card, and diversify.
- [Adding to the Family: Financial Planning Tips for New Parents](https://www.scu.org/adding-to-the-family-financial-planning-tips-for-new-parents/) - Get ready to become new parents with these financial tips! Learn how to build an emergency fund, create a baby-centric budget, and start saving for education.
- [Should I Buy A House During The Holidays?](https://www.scu.org/should-i-buy-a-house-during-the-holidays/) - Explore the advantages of holiday home buying! Bust spring myths and find out why winter, with lower prices and motivated sellers, is ideal for your dream home.
- [Save Money This Holiday Season with These DIY Gift Hacks](https://www.scu.org/save-money-this-holiday-season-with-these-diy-gift-hacks/) - Love the holidays but hate the Santa sticker shock that follows? No need to spend your way into debt this season. Keep costs down and make the holidays more meaningful by gifting your loved ones with personalized homemade presents. From pamper-me packages crafted with care, to home décor that costs just a few dollars, to
- [All You Need to Know About Buying a Used Car](https://www.scu.org/all-you-need-to-know-about-buying-a-used-car/) - Buying a previously owned vehicle can be a great way to save big on one of your most valuable possessions. If you're shopping for an amazing deal on wheels, you want to be one of those buyers who walks home thrilled with their new car. Follow these nine steps when buying a used car. Step
- [How to Dispute and Pay for Large Medical Bills](https://www.scu.org/how-to-dispute-and-pay-for-large-medical-bills/) - If you're looking at astronomical medical bills thanks to the coronavirus pandemic or another health emergency, you might think there's no choice but to pay thousands of dollars for your treatment. Lucky for you, though, there is hope. Here's some advice on how to bring down the numbers on your medical bills and tips on
- [Holiday Budgeting 101](https://www.scu.org/holiday-budgeting-101/) - It’s easy to get caught up in the spirit of the holidays, as you try to buy the perfect gift for each of your loved ones. Unfortunately, when you overspend during the holidays, the magic of the season often falls flat when your bills are due. To avoid a post-holiday spending hangover, take the time
- [How to Organize Your Financial Records](https://www.scu.org/how-to-organize-your-financial-records/) - Organize your financial records for tax season and before disaster strikes. Gather documents, create categories, and digitize records in password-protected accounts.
- [Scott Credit Union Celebrates 80 Years of Service with More Than 80 Acts of Kindness](https://www.scu.org/scott-credit-union-celebrates-80-years-of-service-with-more-than-80-acts-of-kindness/) - Edwardsville, IL — November 21, 2023 — Scott Credit Union proudly announces the success of their 80 Acts of Kindness initiative, marking a milestone in their 80th-anniversary celebrations. This campaign, designed to give back to the communities they serve, commenced with the planting of trees in collaboration with Heartland Conservancy. SCU has completed more than
- [Get Paid for the Shopping You Already Do With SCU's CashBack Checking](https://www.scu.org/get-paid-for-the-shopping-you-already-do-with-scus-cashback-checking/) - Stretch your budget with SCU's CashBack Checking. Earn up to $120 a year for everyday shopping. No fees and no minimum balance. Start earning cash back today.
- [Financial Bliss: Saving for the Marriage Milestone](https://www.scu.org/financial-bliss-saving-for-the-marriage-milestone/) - Unlock financial bliss in your marriage journey! From debt-wise strategies to dedicated savings, discover tips on how to manage your money together.
- [The Importance of Knowing Your Credit Score](https://www.scu.org/the-importance-of-knowing-your-credit-score/) - Do you know your credit score? How long has it been since you've checked it? Your credit score affects more aspects of your financial life than you may realize, from your ability to buy a home or car, to getting a credit card or renting an apartment, or even landing a job. Before we explore
- [4 Scams to Watch Out for this Black Friday](https://www.scu.org/4-scams-to-watch-out-for-this-black-friday/) - Stay safe this Black Friday! Discover the top 4 scams to watch out for and expert tips to protect your holiday shopping. Don't fall for holiday fraud.
- [Everything You Need to Know About Car Insurance and Related Products](https://www.scu.org/everything-you-need-to-know-about-car-insurance-and-related-products/) - Buying a new car? Learn more about car insurance and related products, such as GAP and extended warranties, to find the right protection for your car.
- [Tracking Holiday Spending Keeps Seasonal Stress Down](https://www.scu.org/tracking-holiday-spending-keeps-seasonal-stress-down/) - Nothing is more heartwarming than seeing your loved ones' faces light up when they open that perfect gift you gave them. Tyler's new bike, Olivia's new tablet and that gift card to mom and dad's favorite steak place all add up to wonderful holiday memories... until the bills show up. The holidays will look different
- [6 Ways To Keep Your Finances Intact This Holiday Season](https://www.scu.org/keep-your-finances-intact-this-holiday-season/) - ‘Tis the season to shop until you drop… or until you go broke. But you don’t have to overspend. Enjoy a stress-free season by keeping your spending in check with these six tips: 1. Create a detailed list of all your expenses Before you hit the mall or start browsing, sit down and draw up
- [How Can I Save on Holiday Shopping](https://www.scu.org/how-can-i-save-on-holiday-shopping/) - Stressed about holiday shopping this year, especially with inflation? Discover 7 savvy ways to save money and stay on budget while you shop for holiday gifts.
- [Navigating Student Loan Repayment After the COVID-19 Payment Pause](https://www.scu.org/navigating-student-loan-repayment-after-the-covid-19-payment-pause/) - Ready to tackle student loan repayment after the COVID-19 pause? Get expert tips on budgeting and forgiveness options in our comprehensive guide!
- [Scott Credit Union Community Foundation Doubles Down on School Spirit with Expanded With You Grant Program](https://www.scu.org/scott-credit-union-community-foundation-doubles-down-on-school-spirit-with-expanded-with-you-grant-program/) - Media Contact: Amy Stiteler Director of Member Communications and Social Media 618-381-7309 amy.stiteler@scu.org www.scu.org Edwardsville, IL — October 12, 2023 — The Scott Credit Union Community Foundation is proud to announce the expansion of its With You grant program, a community initiative that supports local school projects. During these financially challenging times, the Scott Credit
- [Device Advice: How to Keep Your Phone Safe from Fraud](https://www.scu.org/device-advice-how-to-keep-your-phone-safe-from-fraud/) - Protect your phone from fraud with these 6 essential tips. These strategies will safeguard your smartphone from fraud and keep your personal information secure.
- [Scott Credit Union Will Offer Zero Percent Loans to Help Members During a Government Shutdown](https://www.scu.org/scott-credit-union-will-offer-zero-percent-loans-to-help-members-during-a-government-shutdown/) - EDWARDSVILLE, IL – Scott Credit Union is offering help to its members who will not be paid if there is a government shutdown this weekend. The local credit union will offer a six-month, 0% APR Government Shutdown Loan to members who are government and civil service employees working without pay should the shutdown occur. Members
- [Score Big with SCU's St. Louis Blues Credit Card and Debit Card!](https://www.scu.org/score-big-with-scus-st-louis-blues-credit-card-and-debit-card/) - Get ready to score big as a Blues fan with SCU's St. Louis Blues Credit Card and Debit Card! Earn rewards, get discounts, and cheer on the team with every swipe.
- [All You Need To Know About Home Loans](https://www.scu.org/all-you-need-to-know-about-home-loans/) - Discover how you can turn your dream home into a reality with a home loan. Explore types of mortgages, eligibility, and how to apply. Start living your dream!
- [6 Steps to Crushing Debt](https://www.scu.org/6-steps-to-crushing-debt/) - You and debt are so over. You’ve just about had it with those endless piles of credit card bills, and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye! Getting rid of high debt will take hard work, willpower and the determination to see it through until
- [8 Ways to Keep Your Kid’s Activities From Breaking the Bank](https://www.scu.org/8-ways-to-keep-your-kids-activities-from-breaking-the-bank/) - Discover 8 tips and tricks to keep your kid’s extracurricular activities budget-friendly. Your child can pursue their passions without breaking the bank!
- [2023 Scott Credit Union Awarded National Recognition](https://www.scu.org/2023-scott-credit-union-awarded-national-recognition/) - 2023 Illinois Credit Unions Awarded National Recognition Naperville, Illinois (August 29, 2023) - Six Illinois credit unions were awarded national recognition by theCredit Union National Association (CUNA) for their hard work and dedication to their members andcommunities they serve. The three awards categories honor credit unions for their amazing initiatives to spread financial literacy(Desjardins), increase
- [AI Fraud and How to Protect Yourself](https://www.scu.org/ai-fraud-and-how-to-protect-yourself/) - Artificial intelligence (AI) is revolutionizing the way we live and work. Unfortunately, it’s also revolutionizing the way scammers con unsuspecting victims into sharing their personally identifiable information and their money. Here’s what you need to know about AI fraud and how to protect yourself. Understanding AI and its applications Before we delve into the security
- [How To Make Saving Money Fun With Youth Accounts](https://www.scu.org/how-to-make-saving-money-fun-with-youth-accounts/) - For kids, knowing how to save and budget money can often seem boring and like a chore. There's a lot to think about when it comes to money management, along with many questions. Why do I need to save money? When should I spend my money? Why can’t I just buy what I want when
- [All You Need To Know About Your First Student Loan](https://www.scu.org/all-you-need-to-know-about-your-first-student-loan/) - You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, you likely need
- [How do I Raise my Kids to be Financially Independent Adults?](https://www.scu.org/how-do-i-raise-my-kids-to-be-financially-independent-adults/) - Q: How do I raise my kids to become financially independent adults? A: It’s commendable to try raising your kids today with an eye toward their future. Teaching your children how to be financially independent will help smooth the transition into adulthood. It will also give them the tools they need to achieve and maintain
- [Supercharge Your Savings: End-of-Summer Saving Tips](https://www.scu.org/supercharge-your-savings-end-of-summer-saving-tips/) - As summer slowly starts winding down, now is a great time to reflect on your financial goals and implement strategies to boost your savings. Whether you’re saving for a vacation, preparing for upcoming expenses or building a nest egg, implementing smart strategies before summer fades away can set you up for financial success. Let’s take
- [With You: Scott Credit Union’s Purpose and Mission](https://www.scu.org/with-you-scott-credit-unions-purpose-and-mission/) - At Scott Credit Union, we take great pride in our purpose: to be with our members through every phase of their financial journeys and provide solutions that support them, their families, and their communities. Since 1943, we have been driven by cooperation, community involvement, and a people-helping-people philosophy. As we continue to grow and evolve,
- [Protect Yourself from Scams During the COVID-19 Crisis](https://www.scu.org/protect-yourself-from-scams-during-the-covid-19-crisis/) - In light of the COVID-19 pandemic, there are many that are facing challenges, both financial and otherwise. Unfortunately, these challenges have created opportunities for fraudsters to prey on those who are scared or in need. Here are some of the COVID-19 related scams we are seeing, along with some tips on how to reduce your
- [All You Need to Know About Checking Accounts](https://www.scu.org/all-you-need-to-know-about-checking-accounts/) - The most obvious things in life are often overlooked, and your checking account is just one of them. Most people hardly give a thought to this important account and how to best manage it effectively. We're here to change that. Here's all you need to know about checking accounts: What is a checking account? Your
- [Beware Cryptocurrency Scams](https://www.scu.org/beware-cryptocurrency-scams/) - As one of the hottest investments on the market, cryptocurrency has been enjoying the spotlight for quite a while, and scammers are eager to cash in on the excitement. Cryptocurrency scams are particularly nefarious since the digital currency is not regulated by any government, and once it has transferred hands it usually cannot be reclaimed.
- [Take Precautions When Donating to Charity](https://www.scu.org/take-precautions-when-donating-to-charity/) - When there is a humanitarian crisis in another part of the world, such as what is happening now in Ukraine, Americans are often at a loss for what they can do to help. Most of us cannot offer in-person assistance by traveling to war-torn places. Often, the only thing it seems we can do is
- [Q&A: What is a Fraud Ring and How Can I Keep Myself Safe?](https://www.scu.org/qa-what-is-a-fraud-ring-and-how-can-i-keep-myself-safe/) - Q: I’m hearing a lot about fraud rings and their threat to businesses and consumers. What is a fraud ring and how can I keep myself safe? A: A fraud ring is a group of fraudsters and merchants that can operate for years while stealing money and information, causing tremendous damage and loss along the way. Let’s
- [Scam Alert: Don’t Get Caught in a Social Security Scam](https://www.scu.org/scam-alert-dont-get-caught-in-a-social-security-scam/) - Social Security scams are already very common, and they're on the rise. Unfortunately, many of the older adults who receive Social Security benefits can be overly trusting and vulnerable to scams like these. However, with some crucial information and knowledge of how these scams work, you can protect yourself and Social Security beneficiaries you know
- [How To Recognize And Protect Yourself From Scams](https://www.scu.org/how-to-recognize-and-protect-yourself-from-scams/) - Scammers are constantly devising new ways to deceive unsuspecting individuals and gain access to their personal information and finances. With sophisticated technology and persuasive portrayals, these expert impersonators use their best acting skills to convince you they represent a business, institution or government agency. They also tend to prey on the most susceptible victims, including
- [Why Your Child Should Have a Savings Account](https://www.scu.org/why-your-child-should-have-a-savings-account/) - Kids these days are growing up with more access to financial products than ever before. From debit cards to mobile apps and specialty accounts, they have so many options when it comes to managing their money. In honor of Youth Month, let’s take a look at why it can be a good idea to open
- [Should I Buy a House Now?](https://www.scu.org/should-i-buy-a-house-now/) - Q: I’ve been saving up for a down payment with plans to buy a house and feel ready. But, with the real estate market hotter than ever right now, I’m wondering if I should go ahead with my purchase or push it off until the market settles down. Should I buy a house now? A: The real
- [Scott Credit Union Named Top Credit Union SBA Lender in Eastern Missouri](https://www.scu.org/top-credit-union-sba-lender-in-eastern-missouri/) - SCU Loans Creates Jobs, Benefits Local Economy Scott Credit Union’s Commercial Banking team is focused on helping small businesses create jobs and thrive in the local economy. That focus recently resulted in SCU being named the top credit union SBA lender in Eastern Missouri for the fifth straight year. The award was presented recently by
- [9 Steps to Buying your First Car](https://www.scu.org/9-steps-to-buying-your-first-car/) - Congrats—you're ready to purchase your first real car! The process can be daunting, but Scott Credit Union will walk you through it. Follow our guidelines for a stress-free ride. 1. Determine if you really need a car OK, you weren’t expecting this, but it’s important to take a step back to review your actual transportation
- [Scam Alert: Beware Child Tax Credit Scams](https://www.scu.org/scam-alert-beware-child-tax-credit-scams/) - The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that took effect July 15, is already drawing the attention of scammers. The newly expanded Child Tax Credit (CTC) provides monthly payments of up to $300 per child for approximately 40 million households across the country. Payments are issued via direct
- [Should I Start My Own Business?](https://www.scu.org/should-i-start-my-own-business/) - Q: I have a stable full-time job. But I’m not fulfilled. I’d like to start my own business. How do I know if I’m ready? A: Millions of Americans dream of starting their own business. The risks are high, and many small businesses fail. But the rewards are high, too. Entrepreneurship isn’t for everyone. Before you quit
- [7 Money Myths You Need to Stop Believing Now](https://www.scu.org/7-money-myths/) - We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit. Myth #1:
- [12 Ways to Save on Back-to-School Shopping](https://www.scu.org/12-ways-to-save-on-back-to-school-shopping/) - Feeling the strain of back-to-school shopping? Learn how to save and stay on budget with these 12 tips. Start the school year stress-free and wallet-friendly!
- [5 Steps to Take Before Making a Large Purchase](https://www.scu.org/5-steps-to-take-before-making-a-large-purchase/) - Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead with the purchase, though, it’s a good idea to take a step back and follow the steps outlined
- [5 Tips for Preparing a Post-College Budget](https://www.scu.org/5-tips-for-preparing-a-post-college-budget/) - Leaving college often means the start of a new job, student loan debt to pay off, new living arrangements to pay for, and other new expenses to cover. All of this means your finances will likely need an overhaul. It’s time to create your post-college budget. If you’ve been working with a budget throughout college,
- [Save Money When Shopping Online](https://www.scu.org/save-money-when-shopping-online/) - With tens of thousands of people still out of work and the economy still limping toward a recovery, wise spending remains important. And with huge parts of life still happening on your screen, for many, this means saving on online shopping. Here are some tips for saving money when shopping online. Wait on every purchase
- [Top 5 Ways Fraudsters Try to Steal Your Information with Phishing](https://www.scu.org/top-5-ways-fraudsters-try-to-steal-your-information-with-phishing/) - Cybercriminals are counting on us to be distracted and let our guard down. If we do, they can trick us into handing over our personal or financial information using one of their favorite tactics – phishing. You might be familiar with email phishing but it's not the only type of phishing you could experience. Criminals
- [Money Matters in Tough Times](https://www.scu.org/money-matters-in-tough-times/) - One of the most fundamental skills that anyone can possess is the ability to use the resources they have available to them in the best possible way. During times of affluence, you may not give resource management a second thought because there is enough to go around. During financial downturns, though, the money available is
- [April is Financial Literacy Month](https://www.scu.org/april-is-financial-literacy-month/) - Financial literacy is the ability to understand and use financial skills, including responsible money management, budgeting, saving and investing for the future. Let’s take a deeper look at Financial Literacy Month along with some ways to become more financially literate for managing our money responsibly all year long. The history of Financial Literacy Month In
- [Scott Credit Union hosts virtual 80th annual meeting for members](https://www.scu.org/scott-credit-union-hosts-virtual-80th-annual-meeting-for-members/) - Scott Credit Union held its eightieth annual meeting for members on Thursday, March 16, 2023. The local credit union continues to provide value to members because of its non-profit, cooperative structure.
- [Money Tips for College Students](https://www.scu.org/money-tips-for-college-students/) - Discover essential money tips for college students! From budgeting to building credit and living frugally, learn how to secure a bright financial future.
- [Q&A: What is the ‘Prime Rate’ and Why Does it Matter?](https://www.scu.org/qa-what-is-the-prime-rate-and-why-does-it-matter/) - Q: What is the prime rate and why does it matter? A: The prime rate, or prime, is the current interest rate that financial institutions in the U.S. charge their best customers. We have answered all your questions on the prime rate. How is the prime rate determined? First, the Federal Reserve System, which is
- [Scott Credit Union Receives the St. Louis Post-Dispatch Top Workplaces Award for the 10th Year](https://www.scu.org/scott-credit-union-receives-the-st-louis-post-dispatch-top-workplaces-award-for-the-10th-year/) - Learn how Scott Credit Union, 10-time recipient of the St. Louis Post-Dispatch Top Workplaces Award, creates a positive work environment where employees thrive.
- [Scott Credit Union Community Foundation's 15th Annual Golf Scramble Raises Over $55,000 for Local Communities](https://www.scu.org/scott-credit-union-community-foundations-15th-annual-golf-scramble-raises-over-55000-for-local-communities/) - EDWARDSVILLE, IL – The Scott Credit Union Community Foundation is pleased to announce the success of its 15th Annual Golf Scramble, held on May 19, 2023, at Stonewolf Golf Club in Fairview Heights, Illinois. The event, presented by FIS, brought together over 100 participants and raised more than $57,000 that will be donated back into
- [All You Need to Know About Share Certificates and How They Differ from Savings Accounts](https://www.scu.org/all-you-need-to-know-about-share-certificates-and-how-they-differ-from-savings-accounts/) - Discover the potential of share certificates for maximizing savings growth. Learn how they differ from savings accounts and can diversify your portfolio.
- [Your Complete Guide to Using Your Credit Cards](https://www.scu.org/your-complete-guide-to-using-your-credit-cards/) - Using your credit cards responsibly is a great way to boost your credit score and your financial wellness. Here’s all you need to know about responsible credit card usage. Refresh your credit card knowledge Understanding the way a credit card works can help the cardholder use it responsibly. A credit card is a revolving line
- [Scott Credit Union Community Foundation Seeking Applications for Education Grant Program](https://www.scu.org/scott-credit-union-community-foundation-seeking-applications-for-education-grant-program/) - Local schools once again have an opportunity to receive some extra support from the Scott Credit Union Community Foundation. The Foundation is now seeking applications for its With You grant program.
- [All You Need to Know About HELOCs](https://www.scu.org/all-you-need-to-know-about-helocs/) - If you’re a homeowner in need of a bundle of cash, look no further than your own home. By tapping into your home’s equity, you’re eligible for a loan with a, generally, lower interest rate and easier eligibility requirements. One way to do this is by opening up a home equity line of credit, or
- [5 Ways Retailers Influence Our Spending](https://www.scu.org/5-ways-retailers-influence-our-spending/) - Retailers have one goal: to make you spend more money. Learn these commonly used marketing tactics to help you make smarter decisions.
- [The Post-Holiday Budget Recovery Guide](https://www.scu.org/the-post-holiday-budget-recovery-guide/) - The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath, which is coming head-on. Here’s how you can get your budget back on track for the new year. Review your holiday spending Before you take steps toward financial post-holiday recovery, take stock of
- [St. Louis Post-Dispatch names Scott Credit Union a winner of the Greater St. Louis Top Workplaces 2023 Award](https://www.scu.org/st-louis-post-dispatch-names-scott-credit-union-a-winner-of-the-greater-st-louis-top-workplaces-2023-award/) - EDWARDSVILLE, IL –Scott Credit Union is thrilled to announce that it has been honored with the esteemed Top Workplaces 2023 award by the St. Louis Post-Dispatch. This is the tenth time SCU has received this recognition since 2012. The selection process for this accolade is based entirely on employee feedback gathered through a third-party survey
- [6 Ways You Can Use A Personal Loan this Summer](https://www.scu.org/6-ways-you-can-use-a-personal-loan-this-summer/) - Ready to make the most of your summer without breaking the bank? Discover 6 ways to use a personal loan for weddings, vacations, and more at Scott Credit Union.
- [Time to Move or Time to Improve? Moving Vs. Home Improvement](https://www.scu.org/time-to-move-or-time-to-improve-moving-vs-home-improvement/) - Is now the right time to move or improve your home? Get expert advice, explore mortgage options, and consider a HELOC for your home improvement needs.
- [All You Need to Know About Money Market Accounts](https://www.scu.org/all-you-need-to-know-about-money-market-accounts/) - Money market accounts offer many convenient features of checking accounts, with an attractive rate of return to help your money grow. Here’s all you need to know about money market accounts. High dividend rates Money market accounts offer a higher dividend rate than a typical savings account. At Scott Credit Union, our money market accounts
- [All You Need to Know About Credit Card Merchant Fees](https://www.scu.org/all-you-need-to-know-about-credit-card-merchant-fees/) - If you’re a frequent credit card user, you may have noticed that you often get charged more than the actual price of the item you’re buying. You’ll sometimes be notified about this fee in advance, but it’ll be an unpleasant surprise at other times. Let’s take a closer look at these credit card surcharges and
- [Scott Credit Union solidifies partnership with Chicago Wolves hockey team](https://www.scu.org/scott-credit-union-solidifies-partnership-with-chicago-wolves-hockey-team/) - Scott Credit Union announced a new sponsorship agreement with the Chicago Wolves, part of the American Hockey League. This partnership is in addition to the ones that SCU has with the St. Louis Cardinals and the St. Louis Blues.
- [Fan Out with the Blues Credit Card](https://www.scu.org/scott-credit-union-fan-out-with-the-blues-credit-card/) - “We are excited to offer Blues fans a credit card that can show their team pride every time they open their wallets,” said Scott Credit Union President and CEO, Frank Padak. “The new card is a great testament to the partnership between our organizations. We are thrilled for the opportunity to offer a card that brings value in the form of low-interest rates and fan discounts.”
- [The Best Ways to Utilize Your Paycheck](https://www.scu.org/the-best-ways-to-utilize-your-paycheck/) - Everyone loves payday, but too many employees don’t know how to allocate their paycheck in a way that best serves their financial needs. Use the tips outlined below to learn how to manage your paycheck responsibly. Automatically deduct contributions Your first step in managing your paycheck is making sure you are deducting the optimal amounts.
- [Save the Cash Gifts, Graduate](https://www.scu.org/save-the-cash-gifts-graduate/) - Congrats — you did it! Whether you’re graduating high school, college or graduate school, there’s lots to celebrate. You’ve worked hard to earn your diploma or degree, spending years studying for exams, keeping up with your coursework and writing research papers, or even a thesis, to reach the goal you’ve accomplished today. You may be
- [Your Complete Guide to Secure Mobile Banking](https://www.scu.org/your-complete-guide-to-secure-mobile-banking/) - In response to a rise of mobile banking scams, the Consumer Financial Protection Bureau (CFPB) has published new guidance on unauthorized electronic funds transfers, or EFTs. With more people using electronic banking as a holdover from pandemic times, it’s important for consumers to be aware of its vulnerabilities and how to protect themselves from scams.
- [Q&A: My House Skyrocketed in Value. Now What?](https://www.scu.org/qa-my-house-skyrocketed-in-value-now-what/) - Q: The value of my house has shot up a lot in recent months. What steps should I take now? A: The flaming real estate market means homes are rising in value at a meteoric rate. In fact, in some areas of the country, properties have doubled in value over the last two years. Because of this,
- [Financial Lessons You Can Learn from Fantasy Football](https://www.scu.org/financial-lessons-you-can-learn-from-fantasy-football/) - With football season in full swing, are you ready for some fantasy football? Drafting the best team and guiding them toward the championship takes knowledge, dedication, skill and talent. But fantasy football is much more than just a super-absorbing hobby. You can actually learn a lot about money management and growing your wealth from the
- [Everything You Need to Know About Cybersecurity](https://www.scu.org/everything-you-need-to-know-about-cybersecurity/) - Cybercrimes are increasing massively each year. In fact, according to Cybercrime Magazine, cybercrime will cost the world $10.5 trillion annually by 2025. The best way to protect yourself from falling prey to cybercrimes is by being aware of common tactics and keeping your systems and devices secure. In honor of National Cyber Security Month, let’s take
- [6 Money-Saving Holiday Hacks](https://www.scu.org/6-money-saving-holiday-hacks/) - The holidays are nipping at your heels and there’s still a lot to do! It probably seems like your stress levels keep rising while the money in your wallet keeps dwindling. It doesn’t have to be this way. With a bit of planning, you can enjoy a stress-free and affordable holiday season. 1. Clear the
- [January 28th is International Data Privacy Day](https://www.scu.org/january-28th-is-international-data-privacy-day/) - International Data Privacy Day, on January 28th, is a worldwide initiative to promote awareness of the importance of privacy online as well as protecting personal information. It also is an effort to remind companies that safeguarding consumers’ privacy is a good business practice. “Data Privacy Day’s main objective is to be a yearly call-to-action; one
- [Q&A: What Forms Do I Need to File?](https://www.scu.org/qa-what-forms-do-i-need-to-file/) - Q: Tax forms have started rolling in and my mailbox looks like a can of alphabet soup exploded in it! What do I need and where do I start? A: This is a tough time of year for people who don’t like paper. Starting at the end of January and continuing through March, taxpayers start drowning in
- [Travel Hacks: 6 Ways to Save on Airfare](https://www.scu.org/travel-hacks-6-ways-to-save-on-airfare/) - If you’re planning a trip overseas, airfare may be your largest vacation expense. Even when flying relatively close to home, the cost of your airline ticket can take a big bite out of your vacation budget. Fortunately, there are loads of ways to save on airfare and leave you with more to spend at your
- [All You Need to Know About Buying a Home in 2023](https://www.scu.org/all-you-need-to-know-about-buying-a-home-in-2023/) - If you’re planning to buy a home this year, you likely know you won’t be dealing with typical circumstances. The real estate market has been completely upended by the pandemic along with its ensuing financial fallout, and it has yet to recover. While the extreme market conditions that characterized the last two years are beginning
- [Scott Credit Union Offers Blues Card](https://www.scu.org/scott-credit-union-offers-blues-card/) - “Scott Credit Union is a tremendous partner for the Blues, providing valuable services for our fans and connecting them with our brand on a daily basis over the last five years,” said Steve Chapman, Blues EVP and Chief Revenue Officer. “Our fanbase is loyal, supports the organizations that support the Blues, and we are confident they will enjoy this new Blues credit card and all the perks that come with it.”
- [Scott Credit Union Launches Blues Credit Card](https://www.scu.org/scott-credit-union-launches-blues-credit-card/) - "We are extremely proud to be a partner of the St. Louis Blues. Personally, as one of their biggest fans, I couldn't be more pleased to offer a Blues credit card to our friends on both sides of the river." Padak stated.
- [Scott Credit Union Community Foundation Raises More Than $50,000 for local causes](https://www.scu.org/scott-credit-union-offers-blues-card-2/) - “Our connection to the communities we serve remains a great source of pride for us,” said Frank Padak, President and CEO of Scott Credit Union.
- [Scott Credit Union to acquire Tempo Bank in all-cash transaction](https://www.scu.org/scott-credit-union-to-acquire-tempo-bank-in-all-cash-transaction/) - Scott Credit Union said the acquisition is part of its strategic growth plan that includes adding branches to better assist members in Illinois.
- [KMOV reveals new playground for kids at the Herbert Hoover Boys & Girls Club](https://www.scu.org/kmov-reveals-new-playground-for-kids-at-the-herbert-hoover-boys-girls-club/) - A week after construction began, the ribbon was cut on the new playground at the Herbert Hoover Boys & Girls Club!
- [Scott Credit Union Announces Acquisition of Tempo Bank](https://www.scu.org/scott-credit-union-announces-acquisition-of-tempo-bank/) - The acquisition of assets includes a main office in Trenton and a branch office in Breese, and increases SCU’s total footprint to 22 locations across the Metro East and St. Louis area.
- [Forbes names Scott Credit Union among top three Credit Unions in Illinois for Third Straight Year](https://www.scu.org/forbes-names-scott-credit-union-among-top-three-credit-unions-in-illinois-for-third-straight-year/) - “We’re proud to have been named one of this year’s top credit unions in Illinois,” said Frank Padak, President & CEO of Scott Credit Union. “This is the fourth time we’ve been awarded this distinction. I credit our employees with our organization earning this honor."
- [South Division merges into Scott Credit Union](https://www.scu.org/south-division-merges-into-scott-credit-union/) - The South Division Credit Union (SDCU) in Cook County has merged with Scott Credit Union (SCU) headquartered in Edwardsville.
- [Scott Credit Union Community Foundation donates $30,000 to local schools](https://www.scu.org/scott-credit-union-community-foundation-donates-30000-to-local-schools/) - For the second year in a row, local schools are receiving a helping hand through a grant program from the Scott Credit Union Community Foundation. Totaling more than $30,000, the “With You” education grants were awarded to 12 area schools to support needs ranging from iPads for young students to hydration stations for refilling water bottles at a middle school.
- [Scott Credit Union presents school grants](https://www.scu.org/scott-credit-union-presents-school-grants/) - For the second year in a row, schools are receiving grants from the Scott Credit Union Community Foundation. Totaling more than $30,000, “With You” education grants have been awarded to 12 schools to support needs ranging from iPads for young students to hydration stations for refilling water bottles at a middle school.
- [Cardinals & Scott Credit Union Announces $10 Memorial Day Ticket Offer](https://www.scu.org/cardinals-scott-credit-union-announces-10-memorial-day-ticket-offer/) - St. Louis Cardinals and Scott Credit Union are teaming up to present fans with a special holiday discount ticket offer for Memorial Day.
- [Scott Credit Union Listed as Best in State](https://www.scu.org/scott-credit-union-listed-as-best-in-state/) - To shine a light on the best credit unions in each state, Forbes went directly to their customers, partnering with market research firm Statista to conduct in-depth interviews of more than 26,000 U.S. citizens from all 50 states on their banking relationships.
- [Joanne Hernandez joins Scott Credit Union Executive Team as COO](https://www.scu.org/joanne-hernandez-joins-scott-credit-union-executive-team-as-coo/) - “I am proud to be part of the Scott Credit Union team. I’m excited to be part of the executive team and to utilize my years of experience to accomplish strategic goals together.”
- [Scott Credit Union Partners with KMOV for 2022 Playground Project](https://www.scu.org/scott-credit-union-partners-with-kmov-for-2022-playground-project/) - The community partners will help in building an outdoor playground for the children who are served daily by the Herbert Hoover Boys & Girls Club. The kids will have a say in designing the playground. Construction updates will be featured on News 4.
- [Financial Family Feud: Scott Credit Union to power the Urban Expo’s classic game with a money management twist on August 6](https://www.scu.org/financial-family-feud-scott-credit-union-to-power-the-urban-expos-classic-game-with-a-money-management-twist-on-august-6/) - Scott Credit Union is one of the companies participating in the STL Urban Expo. SCU is sponsoring the Financial Family Feud game hosted by KSDK's Malik Wilson!
- [With You Grant Program Taking Applications](https://www.scu.org/with-you-grant-program-taking-applications/) - “Teachers are unsung heroes. They are dedicated to their students and to their profession. Supporting them by providing these grants is the least that we can do,” said Padak.
- [SCU & KMOV Surprise Squad Crashes Pep Rally to Give Inspiring Girl Life-changing Gifts](https://www.scu.org/scu-kmov-surprise-squad-crashes-pep-rally-to-give-inspiring-girl-life-changing-gifts/) - “When Scott Credit Union heard your story, you warmed our hearts and inspired us,” he told Rae. “We understand there’s still some things you need for your home, so on behalf of Scott Credit Union and the Scott Credit Union Community Foundation, we have a check for $5,000 to help you get the equipment you need for your home to make your life a little easier.”
- [SCU Community Foundation awards $50K to schools](https://www.scu.org/scu-community-foundation-awards-50k-to-schools/) - The Scott Credit Union Community Foundation recently awarded $50,000 “With You” education grants to 19 schools in its field of membership to grow STEM programs, provide clothing and personal hygiene products to students in need, improve school security systems and more.
- [Scott Credit Union Gives Back $1 Million to Its Members](https://www.scu.org/scott-credit-union-gives-back-1-million-to-its-members/) - The credit union’s volunteer board of directors approved a bonus dividend and loan interest rebate in November, giving back approximately $1 million to members. The money was directly deposited recently into Scott Credit Union members’ savings accounts.
- [SCU & Surprise Squad pulls out of the stops for a 'magical angel' and her mom ahead of the holidays](https://www.scu.org/scu-surprise-squad-pulls-out-of-the-stops-for-a-magical-angel-and-her-mom-ahead-of-the-holidays/) - Tonja was next introduced to Frank Padak, the President of Scott Credit Union, who had the fifth gift. “Tonja, just a little something to help you out, because we’ve heard about your family, and we want to help as well,” he explained. Through tears, Tonja said, “I don’t think I can take much more.” She took the lid off of the box and found $5,000 inside.
- [5 Steps to Take After a Data Breach](https://www.scu.org/5-steps-to-take-after-a-data-breach/) - Data breaches show up in the news almost as often as celebrity couple breakups. According to Risk Based Security’s Year-End Data Breach Report, there were 4,145 publicly reported breaches in 2021, exposing 22.7 billion records. One of the most far-reaching of these breaches was the T-Mobile data breach in August, which impacted more than 50 million people.
- [Traveling This Spring? Don’t Get Burned by These Scams!](https://www.scu.org/traveling-this-spring-dont-get-burned-by-these-scams/) - It’s been a long winter, and you’ve been looking forward to getting away for months—whether it’s a sunny spring break voyage with friends or a chill family trip. As you happily pack your bags and finalize your plans, be wary of these travel scams, which can turn your dream vacation into a nightmare. Travel deal
- [How Can I Succeed at My New Job?](https://www.scu.org/how-can-i-succeed-at-my-new-job/) - Q: I’ve just landed a new job, and I’m a bit nervous about starting. How can I succeed in this opportunity? A: Congratulations on your new job! Whether it’s a new position in your current workplace or a new place of employment, this is a very exciting time, but also a little challenging. With the
- [All You Need to Know About Personal Loans](https://www.scu.org/all-you-need-to-know-about-personal-loans/) - Personal loans, sometimes called unsecured loans, are loans that allow flexible use, offer short- to moderate-term repayment options and quick funding. Their versatility and convenience make them a popular choice for borrowers of every financial standing. Let’s take a deeper look at personal loans, how they work, and their pros and cons. How personal loans
- [New Year, New Money Habits: How to Stick with It](https://www.scu.org/new-year-new-money-habits-how-to-stick-with-it/) - If you’re like most people who make New Year’s Resolutions, there’s probably a good chance that your goals tend to look the same, year after year … after year. Yes, it’s easy to come up with ways you can improve at year’s end. But, seeing those resolutions through and actually making them happen is another
- [Should I Trade in my Car Now](https://www.scu.org/should-i-trade-in-my-car-now/) - Q: I’ve heard that used cars can currently fetch a pretty penny from dealers because of a nationwide vehicle shortage. Should I trade in my car? A: The auto market has been red-hot for months as manufacturers scramble to catch up on pandemic-induced supply shortages. While circumstances vary, this can be a great time to
- [Don’t Get Spooked by One of these Scams this Halloween!](https://www.scu.org/dont-get-spooked-by-one-of-these-scams-this-halloween/) - That cackling, long-haired witch might send your heart fluttering with fear, but these Halloween scams are even spookier! Here’s what to know about these common scams. 1. The Joker Desperate for money before the holiday shopping season hits? Looking to pad your pockets with a bit of extra cash? Scammers know this all too
- [Watch Out for Lottery Scams](https://www.scu.org/watch-out-for-lottery-scams/) - Everyone dreams of winning the lottery, but scammers enjoy turning the dreams of others into nightmares. Lottery and sweepstakes scams are always popular and often catch victims unaware by promising incredible wins that appear to be from authentic sources. Let’s take a look at lottery scams, how they play out, and how to avoid falling
- [How Do I Apply for FAFSA?](https://www.scu.org/how-do-i-apply-for-fafsa/) - Q: Help! I need to fill out my FAFSA forms and I don’t know where to start! What do I need to know about filling out my FAFSA forms? A: Free Application for Federal Student Aid (FAFSA) season is in full swing! Whether you’re a college student, a high school senior, or the parent of a college-age child,
- [Don't Get Caught in an Auto Warranty Scam](https://www.scu.org/dont-get-caught-in-an-auto-warranty-scam/) - Another phone call, another scam. It can sometimes feel like scammers have some kind of competition going to see who can hit you with the most robocalls in a day. In fact, according to Truecaller, scams and robocalls account for 67% of all phone calls in the U.S. Each American will receive an average of 28
- [Saving on Entertainment Costs](https://www.scu.org/saving-on-entertainment-costs/) - Everyone needs a way to kick back and relax, but entertainment can get expensive. Between tickets to movies and sporting events, specialty hobby equipment that costs a bundle, and entertainment services that may seem to charge more than they’re worth, it can seem hard to have fun while staying within your budget. Fortunately, there are
- [Beware Back-to-School Scams](https://www.scu.org/beware-back-to-school-scams/) - As the school bells begin to ring again, scammers are ready to strike. Whether you’re a college student preparing for the fall semester, a high school student ready to make the most of the coming school year or the parent of a student of any age, beware of these trending back-to-school scams. The student tax
- [Scott Credit Union selects Val Rhoden-Kimbrough as Chief Human Resources Officer](https://www.scu.org/scott-credit-union-selects-val-rhoden-kimbrough-as-chief-human-resources-officer/) - Scott Credit Union is pleased to announce that Val Rhoden-Kimbrough has been named Chief Human Resources Officer (CHRO), a newly created role within the credit union’s executive team. “Our employees are our number one priority, and the creation of the Chief Human Resources Officer position demonstrates our commitment to making SCU a great place to
- [Forbes names Scott Credit Union among top four credit unions in Illinois](https://www.scu.org/forbes-names-scott-credit-union-among-top-four-credit-unions-in-illinois/) - Scott Credit Union was recently named one of the top credit unions in the State of Illinois in a Forbes best-in-state ranking for 2021. Forbes, in partnership with market research firm Statista, ranked Scott Credit Union fourth in the state based on surveys of credit union members on their overall satisfaction. The survey also measured
- [Lambrecht and Kieffer join Scott Credit Union executive team](https://www.scu.org/lambrecht-and-kieffer-join-scott-credit-union-executive-team/) - Scott Credit Union is pleased to announce two additions to its team of executive officers. Carla Lambrecht has been selected as Chief Information Officer, and Chris Kieffer has been named Chief Operating Officer. "What drew me to Scott Credit Union was how dedicated they are to their employees and members," said Lambrecht. “This is an
- [Microsoft Encourages You to Update Your PC Immediately](https://www.scu.org/microsoft-encourages-you-to-update-your-pc-immediately/) - Microsoft has released a patch in response to a security flaw that could compromise the Windows operating system. Named “PrintNightmare,” the flaw affects the Windows Print Spooler service on personal computers. The vulnerability could allow hackers to install programs on your PC, modify data, and create new user accounts on your PC with full admin
- [How Do I Read the Fine Print on My Credit Card Paperwork?](https://www.scu.org/how-do-i-read-the-fine-print-on-my-credit-card-paperwork/) - Q: Paperwork from credit card companies always seems to be filled with tiny print that’s hard to read and even harder to understand. How do I read the fine print from my credit card issuer? A: Fine print can be challenging to read without your eyes glazing over, but it often contains important information you
- [Should I Invest in Cryptocurrency?](https://www.scu.org/should-i-invest-in-cryptocurrency/) - Q: All I’m reading and hearing about in financial news lately is about investing in cryptocurrencies, like Bitcoin, Ethereum and Dogecoin. Should I invest in cryptocurrency? A: Investing in cryptocurrency is all the rage, but that doesn’t mean it’s the financially responsible choice for everyone. Let’s take a closer look at cryptocurrency, its volatile nature,
- [Lawn-Care Scams Sprout up in Spring](https://www.scu.org/lawn-care-scams-sprout-up-in-spring/) - Spring is here, and the buds are sprouting like mushrooms after rain. Unfortunately, so are the scams. The Better Business Bureau (BBB) is warning of an uptick in lawn-care scams, which can be difficult to spot. Here’s what you need to know about these scams and how to play it safe. How the scam plays
- [Scott Credit Union Board Chairman announces retirement](https://www.scu.org/scott-credit-union-board-chairman-announces-retirement/) - After serving as a volunteer member of Scott Credit Union’s board of directors for more than 40 years, CMSgt. William “Pete” Hostetter (Ret.) has announced his retirement from the position of Board Chairman. One of the ways credit unions differ from other financial institutions is by their governance through a volunteer board of directors. Credit
- [What Will Happen to My Loved One’s Finances After They Die?](https://www.scu.org/what-will-happen-to-my-loved-ones-finances-after-they-die/) - Q: My close relative is getting on in years, and I’ve been wondering: What will happen to their financial accounts and debts after they die? A: The state of your relative’s finances after their death will vary based on the steps they had taken while they were alive. Here’s what you need to know about what happens
- [We're With You During These Difficult Times](https://www.scu.org/scott-credit-union-update-on-coronavirus/) - Thursday, April 1, 9:30 a.m. Dear Members, Great news: As of today (April 1), our branch lobbies have reopened for normal business hours—no appointment needed! Scott Credit Union’s highest priority is the health and safety of our employees and members. Now that vaccinations are on the rise and local COVID-19 positivity rates have decreased, we
- [Scott Credit Union announces new Chief Financial Officer and Chief Experience Officer](https://www.scu.org/scott-credit-union-announces-new-chief-financial-officer-and-chief-experience-officer/) - Scott Credit Union has announced that two of its employees have accepted new roles on its executive team. On April 4, 2021, Scott Peters was promoted to Chief Financial Officer (CFO), and Wendy Erhart became Chief Experience Officer (CXO). Scott Peters has been an employee of Scott Credit Union for nearly 23 years. First hired
- [Spring Clean Your Finances](https://www.scu.org/spring-clean-your-finances/) - Spring is a great time of year to clear your house of accumulated junk and make it sparkle. Why not do the same for your finances? Junk can accumulate there, too. In fact, some of your money matters may need a good wipe down this season. It is especially true this year, when many Americans
- [Beware Stimulus and Tax Scams](https://www.scu.org/beware-stimulus-and-tax-scams/) - It’s stimulus season and tax season at once, and scammers couldn’t be happier. They know that taxpayers are eager to get their hands on their stimulus payments and tax refunds. As consumers are working to file their taxes before the May 17 deadline, all that paperwork and payments mean people may be letting their guard
- [Getting The Most Out Of Youth Accounts](https://www.scu.org/getting-the-most-out-of-youth-accounts/) - Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending more? How do you keep spare change from burning a hole in your pocket? It takes years of discipline and training to perfect this
- [If You Hear This, You're Talking to a Tax Scammer](https://www.scu.org/if-you-hear-this-youre-talking-to-a-tax-scammer/) - It’s tax season, and scammers are working overtime to get your money. Tax scams are as varied as they are common, but when you know what to look for, you can beat fraudsters at their game and keep them from getting your money and your information. If you hear or see any of the following
- [When to Expect your Stimulus Payment](https://www.scu.org/when-to-expect-your-stimulus-payment/) - Over the next few weeks, the IRS will be rolling out payments via check and direct deposit. Here are a couple of important things to keep in mind, as stated by the IRS. Not everyone will receive their payment at the same time. The IRS is sending out payments in batches. While the first batch
- [All You Need to Know About the New Stimulus Bill](https://www.scu.org/all-you-need-to-know-about-the-new-stimulus-bill/) - On March 11, the $1.9 trillion American Rescue Plan was signed into law. The plan promises further financial relief and assistance to millions of Americans who may still be struggling with the financial devastation of COVID-19. Below, we’ve outlined some of the most significant measures included in the plan: Stimulus payments The third round of stimulus
- [Scott Credit Union to host 78th Annual Meeting](https://www.scu.org/scott-credit-union-to-host-78th-annual-meeting/) - Scott Credit Union is pleased to announce its 78th Annual Meeting will be held Thursday, March 25, 2021 at 7:30 p.m. Scott Credit Union members are invited to attend and learn about progress during the last year and participate in the election of the Board of Directors. Due to the pandemic, this year the meeting
- [Preparing Financially for a New Baby](https://www.scu.org/preparing-financially-for-a-new-baby/) - Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Or maybe you’re a few months along, and the mild panic is growing right along with the baby bump. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay
- [Scott Credit Union continues to support community during pandemic](https://www.scu.org/scott-credit-union-continues-to-support-community-during-pandemic/) - Over the past 12 years, Scott Credit Union showed its support for the community by donating nearly $3.7 million, and its employees have volunteered nearly 24,000 hours to a variety of local civic efforts throughout the region. Despite the challenges of the COVID-19 pandemic, Scott Credit Union has continued demonstrating its commitment to community through
- [SCU Community Foundation donates $25,000 to local schools](https://www.scu.org/scu-community-foundation-donates-25000-to-local-schools/) - Local schools recently received a helping hand through a new grant program from the Scott Credit Union Community Foundation. Totaling more than $25,000, the “With You” education grants were awarded to six area schools in support of educator efforts to feed students in need, to teach remotely during the pandemic, and more. “At a time
- [18 Ways to Celebrate Black History Month](https://www.scu.org/18-ways-to-celebrate-black-history-month/) - Since the 1970s, the month of February has been designated as the time to celebrate and commemorate Black history. Schools, television networks, and private organizations use this month to increase awareness and to educate people about the rich history of Black Americans. There are so many ways to celebrate. Here are 18 ideas to help
- [Beware of Romance Scams](https://www.scu.org/beware-of-romance-scams/) - With COVID-19 forcing more singles to meet and date online, America’s most expensive scam is on the rise. Romance scams are all over the internet and can be difficult to spot. While the data for 2020 is not yet available, according to the FTC, Americans lost a collective $201 million to romance scams in 2019. Don’t be the
- [SCU members' debit card use leads to nearly $85,000 donated to foundation](https://www.scu.org/scu-members-debit-card-use-leads-to-nearly-85000-donated-to-foundation/) - What if every time you swiped your debit card, a portion of your purchase was used to make your community a better place? That’s the concept behind Scott Credit Union’s Epic and Blues checking accounts. Thanks to members of SCU, nearly $85,000 was recently donated to the Scott Credit Union Foundation, which supports local education
- [How to Celebrate Valentine’s Day on a Budget](https://www.scu.org/how-to-celebrate-valentines-day-on-a-budget/) - Love is in the air, and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine's Day each year. That's a lot of money to spend on a one-day celebration! Lucky for you, there are ways to enjoy a romantic evening with your partner without going
- [Beware the Pending Package Scam](https://www.scu.org/beware-the-pending-package-scam/) - Everyone loves a surprise package, and scammers are taking the excitement out of that experience by using bogus packages as a cover for a nefarious scam that tricks victims into sharing their personal information — and their money. Here's all you need to know about the pending package text scam: How the scam plays out
- [Scott Credit Union hosts ribbon cutting ceremony for Affton branch](https://www.scu.org/scott-credit-union-hosts-ribbon-cutting-ceremony-for-affton-branch/) - In honor of its newest location, Scott Credit Union held a ribbon cutting ceremony on January 12 for its Affton, MO branch. Located at 9100 Gravois Road in Affton, MO, the new branch is Scott Credit Union’s fifth location in Missouri and 20th location overall. Its drive-up opened to the public in December. “By opening
- [What Do I Need to Know About Today's Real Estate Market](https://www.scu.org/what-do-i-need-to-know-about-todays-real-estate-market/) - Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today's real estate market? A: Trends and stats in real estate are constantly changing, especially during the unstable economy of COVID-19. Here's all you need to know about the
- [A fresh start for the new year: How your credit union can help build your credit](https://www.scu.org/a-fresh-start-for-the-new-year-how-your-credit-union-can-help-build-your-credit/) - As a new year begins, you may be mulling over what resolutions you'd like to tackle, such as exercising more or getting organized. If you're considering ways you might improve your life, here's another idea you may have missed: Increasing your credit score! What makes a credit score so important? Well, your score is a
- [Help! I Overspent on the Holidays!](https://www.scu.org/help-i-overspent-on-the-holidays/) - It's so easy to go overboard during the holidays. If you have kids, you want everything to be perfect for them. You want to build priceless memories, so spending any amount seems worth it. If you're just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to
- [Making the Most of Your Winter Break from School](https://www.scu.org/making-the-most-of-your-winter-break-from-school/) - Don't spend your holidays sleeping in until noon and letting the time slip through your fingers with nothing to show for it. Check out our handy list of ways you can make the holidays count while still getting some of that much-needed rest and relaxation you've been craving all semester. You can still get your
- [Scott Credit Union Gives Back $700,000 to Its Members](https://www.scu.org/scott-credit-union-gives-back-700000-to-its-members/) - November Bonus Dividend, Loan Interest Rebate Are Benefits of Membership with Local Financial Institution A decades-long tradition continues: Just in time for the holidays, Scott Credit Union's active members have once again received the gift of extra money in their accounts. The credit union's board of directors approved a bonus dividend and loan interest rebate
- [Scott Credit Union Opens Branch in Affton, MO](https://www.scu.org/scott-credit-union-opens-branch-in-affton-mo/) - Location is Local Credit Union’s Fifth in St. Louis Market In December, the credit union officially opened the drive-up for its new branch at 9100 Gravois Road in Affton, MO. The newest SCU location features two drive-up teller windows and a drive-up ATM, perfect for socially distanced banking. "We are excited to be growing again
- [What to Buy and What to Skip This Black Friday](https://www.scu.org/what-to-buy-and-what-to-skip-this-black-friday/) - It's the bargain-hunter's favorite season-or is it? Before you make those Black Friday purchases, take a few minutes to read through our list of what to buy and what to skip so you end up only with true bargains. Skip: Large home appliances While you may find markdowns on large household appliances, like dishwashers and
- [Counterfeit Check Scams Target Work-from-home Job Seekers](https://www.scu.org/counterfeit-check-scams-target-work-from-home-job-seekers/) - The holiday season has started, and with it comes a variety of expenses. To cover the cost of gifts, dinners, and more, you may find yourself seeking an additional job. The circumstances surrounding the COVID-19 virus has made work-from-home positions more common (and more appealing), but before you accept a side-gig, beware! If you aren’t
- [Same scam, new shape: Don't fall for the "Blessing Wheel" pyramid scheme](https://www.scu.org/same-scam-new-shape-dont-fall-for-the-blessing-wheel-pyramid-scheme/) - Known by many different names, the "Blessing Wheel" or "Circle Game" might look appealing when you first come across it on social media, with its promise of a big reward for a small initial investment. But, don't be fooled: this so-called "game" is really a pyramid scheme in disguise! Pyramid schemes have been around a
- [8 Ways to Spot a Counterfeit Bill](https://www.scu.org/8-ways-to-spot-a-counterfeit-bill/) - The COVID-19 pandemic has brought with it a wave of scams, with no signs of slowing down. These scams are also producing a surge of counterfeit bills into circulation. Using cutting-edge technology, scammers create bills that look just like the real thing to the untrained eye. Unfortunately, once counterfeit bills are passed, their new owner
- [Scott Credit Union Donates $2,500 to Nurses for Newborns](https://www.scu.org/scott-credit-union-donates-2500-to-nurses-for-newborns/) - Local Non-Profit Provides Services For At-Risk Families Scott Credit Union has donated $2,500 to help Nurses For Newborns in its mission to provide services to at-risk families to prevent infant mortality, child abuse and neglect with in-home nurses. Nurses For Newborns provides nursing services to promote healthcare, education, and positive parent skills to St. Louis
- [How to Prepare Your Home for the Winter](https://www.scu.org/how-to-prepare-your-home-for-the-winter/) - Q: Help! I know I need to prepare my home for the upcoming cold weather, but I don't know where to start. What do I need to do? A: As soon as you see the seasonal aisles at your favorite superstores filling with Halloween paraphernalia, you know "Old Man Winter" will be creeping up on us before
- [It's Almost Halloween, So Let's Talk Christmas](https://www.scu.org/its-almost-halloween-so-lets-talk-christmas/) - Football is back, the leaves are changing, and everywhere you look pumpkin spice is taking over. Fall is here, and Halloween is right around the corner! Clearly, it's time to start thinking about Christmas and other Winter holidays. Even if you're the "Bah, Humbug" type of person who regularly posts Facebook rants about the neighbors
- [Don't Fall for Payment Lure Scams](https://www.scu.org/dont-fall-for-payment-lure-scams/) - Free money. It’s an offer that’s hard to resist, isn’t it? But, as the old saying goes, if something sounds too good to be true, then it probably is. Scammers often use the "payment lure" method to trick their unsuspecting victims. They'll send an email claiming you're entitled to some money, and all you need
- [Scott Credit Union Opens New Location at Ballpark Village](https://www.scu.org/scott-credit-union-opens-new-location-at-ballpark-village/) - Scott Credit Union officially celebrated the opening of its new branch in Ballpark Village with a ceremonial ribbon cutting on September 28, 2020. SCU's first branch in downtown St. Louis Located at the base of The PwC Pennant Building at the corner of Eighth Street and Cardinal Way, Scott Credit Union is the first retail
- [Scott Credit Union Marks Opening of Lebanon Branch with a Ribbon Cutting](https://www.scu.org/scott-credit-union-marks-opening-of-lebanon-branch-with-a-ribbon-cutting/) - The newest Illinois branch is located at 101 E. Schuetz Street A small group of representatives from Scott Credit Union and the Lebanon, Illinois, Chamber of Commerce met recently to cut the ribbon to mark the opening of SCU's newest Illinois branch. The credit union, with headquarters in Edwardsville, IL, recently opened a full-service location
- [All You Need to Know About Selling Your Home During COVID-19](https://www.scu.org/all-you-need-to-know-about-selling-your-home-during-covid-19/) - Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus - and the world turned upside
- [SCU Family Mourns the Loss of Betty Renth](https://www.scu.org/scu-family-mourns-the-loss-of-betty-renth/) - The Scott Credit Union family is mourning the loss of former long-term Board Chair Betty Renth, who passed away on August 31, 2020. A resident of New Baden, Betty retired from the SCU Board of Directors in 2016 after serving as a Director and Chairman of the Board for over 60 years. She began her
- [Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?](https://www.scu.org/snowball-method-vs-avalanche-method-whats-the-best-way-to-tackle-debt/) - Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Crawling out from under this mountain won’t be easy, but if you’re ready to realign
- [The Complete Guide to IRA Products and Their Recent Changes](https://www.scu.org/the-complete-guide-to-ira-products-and-their-recent-changes/) - Question: I'm ready to start saving for my retirement, but the choices are so confusing! I'm also wondering about the recent changes made to Individual Retirement Account (IRA) products through the SECURE and CARES acts. How do I choose the IRA that's right for me, and what do I need to know? Answer: It's commendable
- [All You Need to Know About Student Loan Changes During COVID-19](https://www.scu.org/all-you-need-to-know-about-student-loan-changes-during-covid-19/) - With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions of these changes. Here's all you need to know about
- [Forbes Names Scott Credit Union Among Top Five Credit Unions in State of Illinois](https://www.scu.org/forbes-names-scott-credit-union-among-top-five-credit-unions-in-state-of-illinois/) - Scott Credit Union was recently named one of the top credit unions in the State of Illinois in a Forbes Best-In-State ranking. Forbes, in partnership with market research firm Statista, ranked Scott Credit Union fifth in the state based on surveys of credit union members on their overall satisfaction. The survey also measured trust, terms
- [COVID-19 is Causing a Coin Shortage](https://www.scu.org/covid-19-is-causing-a-coin-shortage/) - The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks and toilet paper. Hand sanitizer, cleaning supplies, paper towels and meat followed quickly in what was fast becoming routine for life during COVID-19. And now, the latest commodity to run in short supply is coins. Got change? Many financial institutions,
- [Watch Out for These Scams as the Country Moves Toward Reopening](https://www.scu.org/watch-out-for-these-scams-as-the-country-moves-toward-reopening/) - As the coronavirus continues spreading across the country in waves and peaks, every state is making bold moves toward reopening under a strange new set of circumstances dubbed the "New Normal." Face coverings are de rigueur. Floor markings have been slapped down exactly 6 feet apart near checkout counters in retail stores. Shoppers are weary,
- [Should I Take the Zero-Percent Financing Offered by an Auto Dealer?](https://www.scu.org/should-i-take-the-zero-percent-financing-offered-by-an-auto-dealer/) - Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer? A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. Let's take a closer look at
- [Millard Joins Scott Credit Union's Commercial Lending Team](https://www.scu.org/millard-joins-scott-credit-unions-commercial-lending-team/) - Paul Millard recently joined Scott Credit Union as its new Senior Vice President of Commercial Lending. Millard, who has lived in Edwardsville for nearly 30 years, brings over 30 years of commercial credit and lending experience to the organization. His experience includes oversight of loan administration, credit underwriting/analysis, loan portfolio management, operational and credit soundness,
- [Don’t Toss That Junk Mail - It Might be Your Stimulus Payment](https://www.scu.org/dont-toss-that-junk-mail-it-might-be-your-stimulus-payment/) - Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card - and many are mistaking it for junk mail. Last week, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white
- [What Should I Do with My Stimulus Check?](https://www.scu.org/what-should-i-do-with-my-stimulus-check/) - The stimulus checks Americans received during the pandemic have been a welcome relief in these financially trying times. Many recipients may be wondering: What is the best way to use this money? To help you determine the most financially responsible course of action to take with your Economic Impact Payment, Scott Credit Union has compiled
- [Eleven Ways to Help Yourself Stay Sane in a Crazy Market](https://www.scu.org/eleven-ways-to-help-yourself-stay-sane-in-a-crazy-market/) - Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It's useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term impact
- [A Guide to Prioritizing Bills During a Financial Crunch](https://www.scu.org/a-guide-to-prioritizing-bills-during-a-financial-crunch/) - Our vibrant, animated country has been put on pause. Busy thoroughfares are now empty of pedestrians and previously crowded malls are eerily vacant, as millions of Americans shelter in place to slow the spread of the coronavirus. Forced leave of work has left many wondering if and when they'll receive their next paycheck. If you
- [Beware COVID-19 Cure Scams](https://www.scu.org/beware-covid-19-cure-scams/) - As the coronavirus pandemic continues to sweep across the planet, the race to find a cure has taken on desperate urgency. Pharmaceutical companies and researchers around the world are scrambling to find a way to stop the virus and to immunize people against becoming infected. Unfortunately, scammers have recognized an opportunity to rob innocent victims
- [All You Need to Know About the COVID-19 Stimulus Plan](https://www.scu.org/all-you-need-to-know-about-the-covid-19-stimulus-plan/) - After days of negotiations and last-minute changes, the Senate and the White House have signed a historic $2 trillion stimulus plan to help mitigate the economic fallout of COVID-19. The Coronavirus Aid, Relief and Economic Security Act (CARES) will put cash directly into people’s pockets, provide desperately needed funding for hospitals and help struggling businesses remain
- [Why You Should Never Abbreviate 2020](https://www.scu.org/why-you-should-never-abbreviate-2020/) - It may be a new year and a new decade, but scammers are still looking to con you out of your money. In fact, experts are warning of a new scam that is as simple as changing the date on a personal check, financial document, or another important paper. Here’s what you can do to
- [Financial Resources Available for Veterans](https://www.scu.org/financial-resources-available-for-veterans/) - We owe the strength and security of our country to our heroic veterans. These brave men and women sacrifice the comforts of home, time with family and often their physical well-being to protect us. Unfortunately, though, many veterans are struggling to make ends meet and to support their families. If you are a veteran, you
- [Staying Safe Online](https://www.scu.org/staying-safe-online/) - With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft. It gets worse: If your computer’s security has been breached, it can be turned into a “middle man”
- [Is it time to refinance your home loan?](https://www.scu.org/is-it-time-to-refinance-your-mortgage/) - Q: Many of my friends have refinanced their mortgage recently, and they’re urging me to do the same thing. Money is always a bit tight, and the thought of an extra few hundred dollars a month is very tempting. Should I refinance? A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home
- [SCU is collecting for Got Your Six Support Dogs in February 2020](https://www.scu.org/scu-is-collecting-for-got-your-six-support-dogs/) - Service dogs can truly change the lives of those who are suffering from PTSD. That’s why Scott Credit Union is hosting a collection this month for Got Your Six Support Dogs. Got Your Six Support Dogs helps veterans and first-responders who have risked their lives to serve our country. To support those who struggle with
- [All You Need to Know About Share Certificates](https://www.scu.org/what-is-a-share-certificate/) - If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Scott Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Scott Credit Union Savings Accounts, Money Market
- [Hidden Holiday Costs](https://www.scu.org/hidden-holiday-costs/) - You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them. Wrapping paper It all ends up in the garbage, but did you know that wrapping paper for your gifts can cost close to $100? Save
- [Don’t wait. Buy a car now and avoid Illinois’ upcoming trade-in tax.](https://www.scu.org/trade-in-tax-changes-coming/) - When you upgrade to a new vehicle, timing is everything. Year-end sales are a great time to buy, as dealers are eager to meet their end-of-the-year sales quotas and make room for newer models. But this year, there’s an extra reason to make your purchase before December ends. Starting January 1, 2020, a new Illinois
- [It's Holiday Time: Beware of Scammers Trying to Steal Your Info](https://www.scu.org/holiday-scams/) - Unfortunately, fraudsters trying to steal your financial information and your money don’t take a holiday. It is very important that your awareness of scams is heightened at this time of year. The next time you receive a text message, or a call from an unknown number, be very careful in responding or taking the call.
- [9 Ways To Thank A Veteran](https://www.scu.org/9-ways-to-thank-a-veteran/) - Our service members past and present are the true heroes of our nation. U.S. veterans selflessly served our country, spending months or years away from home, undergoing grueling training and often putting their lives at risk, just to keep us safe. It’s time to say thank you! Take a few minutes to show your appreciation
- [6 Times A Bargain Is Not A Bargain](https://www.scu.org/6-times-a-bargain-is-not-a-bargain/) - In the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. Don’t get caught springing for something you can’t afford! This year,
- [8 Ways To Spot A Job Scam](https://www.scu.org/spot-a-job-scam/) - If you’re in the market for a new job, or you’re looking for extra part-time work, be careful. The Federal Trade Commission (FTC) is warning of a surge in employment scams of every kind. Victims might have their accounts emptied, their identities stolen, or they may even find themselves facing jail time for money laundering
- [How Long Does It Take To Become A Millionaire](https://www.scu.org/how-long-does-it-take-to-become-a-millionaire/) - A million dollars. For many people, it’s the pinnacle of financial success. For others, it’s just the first stepping stone toward their outrageous dreams. But how long does it take to actually reach that goal? How much would you need to save on a monthly basis to net a cool million? And, most importantly, is
- [Do My Child’s Activities Really Need To Make Me Go Broke?](https://www.scu.org/childs-activities-really-need-to-make-me-go-broke/) - It’s back-to-school season and you’re just about ready to zip that backpack closed before tossing that supply list into the trash. You’ve been shopping for weeks to get the right pencils and pens, binders and the dozens of other must-haves. This, of course, is in addition to the perfect school shoes and autumn wardrobe. But
- [Support our veterans with a donation to Dogs That Help](https://www.scu.org/dogs-that-help/) - This month, Scott Credit Union is hosting a collection for Dogs That Help. We’ll be accepting monetary and supply donations throughout September to support this “paw-some” organization that helps veterans. Dogs That Help is dedicated to providing service, P.T.S.D. and therapy dogs at little to no cost to veterans and others in need of assistance
- [Scott Credit Union Named Top Mortgage Lender in Southwest Illinois](https://www.scu.org/scu-named-top-mortgage-lender-in-southwest-illinois/) - Voters Choose SCU as Best in Post-Dispatch Contest Scott Credit Union’s Mortgage Lending team is focused on helping people throughout the St. Louis Metropolitan area buy their dream home. That effort recently resulted in SCU’s mortgage team being chosen as the Top Mortgage Company in Southwest Illinois. The award was presented recently by the St.
- [12 Things To Do Before Your Summer Vacation](https://www.scu.org/things-to-do-before-vacation/) - Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for vacation. 1.) Let us know Give us a call at
- [Mistakes First-Time Homeowners Make](https://www.scu.org/mistakes-first-time-homeowners-make/) - Q: My husband and I have been renting an apartment since we got married. We recently decided to buy our first home. Some friends of ours had lots of trouble with the process, and wound up buying a house they can’t really afford. We don’t want to go through what they did. What can we do
- [Classic Club Trip: Taste of St. Louis and Arch Visit](https://www.scu.org/classic-club-trip-taste-of-st-louis-and-arch-visit/) - Take your tastebuds on a trip to St. Louis with the SCU Classic Club! You’ll sample delectable eats and treats from El Chico Bakery, Urzi’s Italian Market, Missouri Bakery, and Ted Drewes, and you’ll have time to shop so you can bring some deliciousness home, too. The day also includes a trip to the Gateway
- [Feeling stuck in your car loan? Might be time to shop around!](https://www.scu.org/when-to-refinance-your-car-loan/) - Some bills can’t be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term, or both! It depends on various factors, including the value of your

## Pages

- [Home](https://www.scu.org/) - Bank with Scott Credit Union for checking, savings, loans, and more. Enjoy member-owned value, great rates, and ATMs across Illinois and Missouri.
- [Careers](https://www.scu.org/careers/) - Find a career you love by exploring Scott Credit Union job opportunities online. We may have the career you've been searching for at a credit union dedicated to serving your community.
- [Vehicle Loans](https://www.scu.org/vehicle-loans/) - Buying a vehicle soon? Shop SCU auto loans and find the loan terms and interest rates that will keep your financial future on the right track.
- [Loans](https://www.scu.org/loans/) - A Scott Credit Union loan can boost your purchasing power by providing the loan terms and members-only interest rates you want. Explore your loan options today!
- [Community Heroes](https://www.scu.org/community-heroes-loans/) - Loans for Community HeroesServing Those Who Serve Our Community Lower Rates & Better Savings for Our Local Heroes At Scott Credit Union, we’re proud to support the community heroes who live, work, and serve across the Greater St. Louis area, the Metro East, Chicago, and our other eligible lending areas. You dedicate your days to
- [Contact SCU](https://www.scu.org/contact/) - Contact Scott Credit Union: Phone, routing number, addresses. Reach out effortlessly with our online form. Your direct connection for seamless banking and more!
- [Marc Falk - Mortgage Sales Manager - Northern Illinois](https://www.scu.org/marc-falk-mortgage-sales-manager/) - Email: Marc.Falk@scu.org NMLS #: 405763 Serving: Northern Illinois Contact Marc Falk Today Ready to take the next step toward securing your dream home? Reach out to Marc for expert guidance and personalized mortgage solutions. Cell Phone: 847-812-8300 Email: Marc.Falk@scu.org Apply With Marc About Marc Falk With over 30 years of experience in mortgage
- [Member FAQs](https://www.scu.org/member-faqs/) - Scott Credit Union savings accounts for members have some of the best interest rates around. Topped by excellent customer service, the perks of membership at SCU are abundant!
- [Mortgage](https://www.scu.org/mortgage/) - Easily apply for pre-approval for a home loan. Refinance your current loan with a low Scott Credit Union mortgage rate. We have competitive loan terms, and a great team here to help you every step of the process.
- [Jay Vasquez - Mortgage Sales Manager - Metro IL & St. Louis](https://www.scu.org/jay-vasquez-mortgage-sales-manager/) - Email: jay.vasquez@scu.org NMLS #: 1296039 Serving: Illinois and Missouri Contact Jay Vasquez Today Ready to take the next step toward securing your dream home? Reach out to Jay for expert guidance and personalized mortgage solutions. Email: jay.vasquez@scu.org Apply With Jay
- [Financial Education](https://www.scu.org/financial-education/) - Financial education virtual seminars at Scott Credit Union are no-cost, no-obligation seminars where we’ll discuss a variety of topics to increase your financial awareness and empower you with knowledge to plan your financial future.
- [Business Banking](https://www.scu.org/business/) - SCU business services provide options for large and small business accounts, including deposits, checking, credit cards, savings, loans, and tailored solutions.
- [Blues](https://www.scu.org/blues/) - SCU is the only St. Louis community credit union to offer the Blues debit card and credit card. Get Blues fan discounts and support your community today!
- [SCU Locations](https://www.scu.org/locations/) - Find ATMs and branch Scott Credit Union locations near you using our interactive map. Click on the map pin to see Scott Credit Union hours and SCU phone number.
- [Personal](https://www.scu.org/personal/) - Join Scott Credit Union by opening a personal checking account with $5 and enjoy the benefits of credit union membership, including great rates, online services via your personal SCU login, and more.
- [Community Foundation](https://www.scu.org/community-foundation/) - The SCU Community Foundation supports core credit union community initiatives in the areas where our members and staff live and work.
- [Military](https://www.scu.org/military/) - Scott Credit Union serves Scott Air Force Base and all of our local military and civilian members with a dedication serving those who serve.
- [Board of Directors](https://www.scu.org/board-of-directors/) - Board Leadership Officers: Chairman: Lawrence Haffner Vice Chairman: Jacob Curtis Secretary: Debbie Lane Treasurer: Frank Padak Directors: Jessica Haugen Christopher Sobrino Angela Stewart LaJuan Miller Joy Hayward Christopher Sobrino (Supervisory Committee Chair) Associate Directors: Aja Williams Nathan Richard Keith Page Emeritus Director: William “Pete” Hostetter
- [SCU @ Work: Building Better Financial Futures](https://www.scu.org/atwork/) - Find the best Scott Credit Union credit cards to suit your needs, and apply online today. Increase your purchasing power with a credit card from SCU.
- [Youth Young Adult](https://www.scu.org/youth/) - Teach financial health at a early age. SCU is here to help build healthy financial futures. Open a youth savings account, find the right kids' debit card, and find young adult banking solutions. Teen accounts are available at Scott Credit Union, too!
- [With You Community Foundation Form](https://www.scu.org/with-you-community-foundation-form/)
- [Tricia Newton - Mortgage Loan Originator](https://www.scu.org/tricia-newton-home-loan-advisor/) - Cell Phone: 618-567-0288 Email: Tricia.Newton@scu.org NMLS # 502425 Serving: Missouri and Illinois Counties Contact Tricia Today Ready to take the next step toward securing your dream home? Reach out to Tricia for expert guidance and personalized mortgage solutions. Apply With Tricia About Tricia With over 15 years of experience in mortgage lending, I bring a deep understanding of the
- [Tony Bakalar - Mortgage Loan Originator](https://www.scu.org/tony-bakalar-home-loan-advisor/) - Email: Tony.Bakalar@scu.org NMLS # 228088 Serving: Missouri and Illinois Counties Contact Tony Today Ready to take the next step toward securing your dream home? Reach out to Tony for expert guidance and personalized mortgage solutions. Apply With Tony About Tony I have been happily married to my wife, Cindy, for 38 years. Together, we have two wonderful daughters,
- [Scott Credit Union Wood River IL](https://www.scu.org/wood-river-il/) - Scott Credit Union: Wood River, IL LocationSCU is the Illinois credit union of choice for Wood River members, local charitable organizations, and schools. We're with you for all of life's financial needs, helping build strong financial futures for the communities in which we live and work. View All Locations Wood River Branch & ATM Locations
- [Stephanie Ankrom - Mortgage Loan Officer](https://www.scu.org/stephanie-ankrom-mortgage-loan-officer/) - Email: stephanie.ankrom@scu.org NMLS #: 2729593 Serving: Illinois and Missouri Contact Stephanie Ankrom Today Ready to take the next step toward securing your dream home? Reach out to Stephanie for expert guidance and personalized mortgage solutions. Cell Phone: 618-420-3217 Email: stephanie.ankrom@scu.org Apply With Stephanie About Stephanie Ankrom With a strong background in sales, banking, mortgage loan
- [Scott Credit Union Waterloo IL](https://www.scu.org/waterloo-il/) - Scott Credit Union: Waterloo, IL LocationSCU is the Illinois credit union of choice for Waterloo residents, and our focus is on supporting local charitable organizations and schools. View All Locations Waterloo Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Laurie Viviano - Mortgage Loan Originator](https://www.scu.org/laurie-viviano-home-loan-advisor/) - Email: laurie.viviano@scu.org NMLS #: 330723 Serving: Missouri and Illinois Counties Contact Laurie Viviano Today Ready to take the next step toward securing your dream home? Reach out to Laurie for expert guidance and personalized mortgage solutions. Cell Phone: 314-568-2420 Email: laurie.viviano@scu.org Apply With Laurie About Laurie Viviano Laurie brings a wealth of expertise to the
- [Jeremiah Yeakey - Mortgage Loan Officer](https://www.scu.org/jeremiah-yeakey-mortgage-loan-officer/) - Email: Jeremiah.Yeakey@scu.org NMLS #: 909141 Serving: Illinois and Missouri Contact Jeremiah Yeakey Today Ready to take the next step toward securing your dream home? Reach out to Jeremiah for expert guidance and personalized mortgage solutions. Apply With Jeremiah About Jeremiah Yeakey I believe homeownership is more than just a transaction — it’s a milestone that
- [Scott Credit Union Troy IL](https://www.scu.org/troy-il/) - Scott Credit Union: Troy, IL LocationSCU is the Illinois credit union of choice for Troy residents, and our focus is on supporting local charitable organizations and schools. View All Locations Troy Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Trenton IL](https://www.scu.org/trenton-il/) - Scott Credit Union: Trenton, IL LocationSCU is the Illinois credit union of choice for Trenton residents, and our focus is on supporting local charitable organizations and schools. View All Locations Trenton Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Greg Bridgman - Mortgage Loan Originator](https://www.scu.org/greg-bridgman-home-loan-advisor/) - Email: greg.bridgman@scu.org NMLS #: 675488 Serving: Illinois and Missouri Contact Greg Bridgman Today Ready to take the next step toward securing your dream home? Reach out to Greg for expert guidance and personalized mortgage solutions. Cell Phone: 618-830-7711 Email: greg.bridgman@scu.org Apply With Greg About Greg Bridgman July 13, 1992, marked the beginning of my adventure
- [Donna Harris - Mortgage Loan Originator](https://www.scu.org/donna-harris-home-loan-advisor/) - Email: Donna.Harris@scu.org NMLS #: 915267 Serving: Missouri and Illinois Counties Contact Donna Today Ready to take the next step toward securing your dream home? Reach out to Donna for expert guidance and personalized mortgage solutions. Apply With Donna About Donna Harris Donna Harris is a seasoned Mortgage Loan Officer with a passion for helping individuals
- [Andrea Thompson - Mortgage Loan Originator](https://www.scu.org/andrea-thompson-home-loan-advisor/) - Email: andrea.thompson@scu.org NMLS #: 1484316 Serving: Illinois and Missouri Contact Andrea Thompson Today Ready to take the next step toward securing your dream home? Reach out to Andrea for expert guidance and personalized mortgage solutions. Cell Phone: 618-292-9798 Email: andrea.thompson@scu.org Apply With Andrea About Andrea Thompson With over 8 years of experience and a passion
- [Scott Credit Union has a location near you](https://www.scu.org/branch-near-me/) - Down the street and always online, we’re your neighborhood credit union! For St. Louis, MO area and Chicago. IL area, we have 24 branches, over 30,000 ATMS, and of course 24/7 online banking
- [Scott Credit Union Scott AFB IL](https://www.scu.org/scott-afb-il/) - Find Scott Credit Union Scott AFB IL services. SCU is the only credit union operating, since 1943, on Scott Air Force Base. We're proud of our military ties.
- [Scott Credit Union O'Fallon IL](https://www.scu.org/ofallon-il/) - Scott Credit Union: O'Fallon, IL LocationSCU is the Illinois credit union of choice for O'Fallon residents, and our focus is on supporting local charitable organizations and schools. View All Locations O'Fallon Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Mascoutah IL](https://www.scu.org/mascoutah-il/) - Scott Credit Union: Mascoutah, IL LocationSCU is the Illinois credit union of choice for Mascoutah residents, and our focus is on supporting local charitable organizations and schools. View All Locations Mascoutah Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Lebanon IL](https://www.scu.org/lebanon-il/) - Scott Credit Union: Lebanon, IL LocationSCU is the Illinois credit union of choice for Lebanon residents, and our focus is on supporting local charitable organizations and schools. View All Locations Lebanon Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Ladue MO](https://www.scu.org/ladue-mo/) - Scott Credit Union Ladue, MO, locations feature 24-hour ATM access and member services at a location near you, our Scott Credit Union St Louis, MO members.
- [Scott Credit Union Highland IL](https://www.scu.org/highland-il/) - Scott Credit Union: Highland, IL LocationSCU is the Illinois credit union of choice for Highland residents, and our focus is on supporting local charitable organizations and schools. View All Locations Highland Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Ferguson MO](https://www.scu.org/ferguson-mo/) - Scott Credit Union: Ferguson, MO LocationSCU is the credit union of choice for Ferguson residents, and our focus is on supporting local charitable organizations and schools. View All Locations Ferguson Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn more
- [Scott Credit Union Fairview Heights IL](https://www.scu.org/fairview-heights-il/) - Scott Credit Union: Fairview Heights, IL LocationSCU is the Illinois credit union of choice for Fairview Heights residents, and our focus is on supporting local charitable organizations and schools. View All Locations Fairview Heights Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of
- [Scott Credit Union Edwardsville IL](https://www.scu.org/edwardsville-il/) - Find the Scott Credit Union Edwardsville IL location nearest you, including 24-hour ATMs and full-service credit union banking locations.
- [Scott Credit Union Columbia IL](https://www.scu.org/columbia-il/) - Scott Credit Union: Columbia, IL LocationSCU is the Illinois credit union of choice for Columbia residents, and our focus is on supporting local charitable organizations and schools. View All Locations Columbia Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Collinsville IL](https://www.scu.org/collinsville-il/) - Scott Credit Union: Collinsville, IL LocationSCU is the Illinois credit union of choice for Collinsville residents, and our focus is on supporting local charitable organizations and schools. View All Locations Collinsville Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Chicago IL](https://www.scu.org/chicago-il/) - Find information about the Scott Credit Union Chicago, IL, location and services. At SCU, we have 2 Chicago locations to serve our members. Go, Wolves!
- [Scott Credit Union Breese IL](https://www.scu.org/breese-il/) - Scott Credit Union: Breese, IL LocationSCU is the Illinois credit union of choice for Breese residents, and our focus is on supporting local charitable organizations and schools. View All Locations Breese Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn
- [Scott Credit Union Belleville IL](https://www.scu.org/belleville-il/) - Find the credit union location and ATM near you with Scott Credit Union Belleville, IL locations. SCU serves more than 140,000 members in MO and IL
- [Scott Credit Union Ballpark Village MO](https://www.scu.org/ballpark-village-mo/) - Learn where to find Scott Credit Union Ballpark Village, MO, services and ATMs. SCU operates 25 locations to serve more than 140,000 members in IL and MO.
- [Scott Credit Union Affton MO](https://www.scu.org/affton-mo/) - Find information about the Scott Credit Union Affton, MO, location and services. At SCU, we have 25 locations to serve more than 140,000 members in IL and MO.
- [Need To Delete Your Account?](https://www.scu.org/need-to-delete-your-account/) - Secure & Confidential SupportHow to Delete Your Digital Banking LoginIf you no longer wish to use your Scott Credit Union digital banking login, you can securely request to delete your account. Follow these steps: 1. Go to Member Login on the website. 2. Log in to your digital banking account. 3. Select “Send a Secure
- [Switch Kit](https://www.scu.org/switch-kit/) - We provide resources for our members, such as the SCU Switch Kit to make credit union membership easier. At Scott Credit Union, we are with you for every financial need, every step of the way.
- [Scott Credit Union Offerings for Members](https://www.scu.org/scu/) - Join Scott Credit Union and enjoy the benefits of credit union membership, including great rates, online services via your personal SCU login, and more.
- [ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE](https://www.scu.org/illinois-community-reinvestment-act-notice/) - Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations, and consistent with our common bond. The Secretary also takes this record into account when deciding on certain applications
- [History](https://www.scu.org/history/) - A look into SCU's rich history online! Explore interactive insights on our military and community connections. Uncover Scott Credit Union's legacy today.
- [New to the Area](https://www.scu.org/new-to-the-area/) - Are you new to the St. Louis, MO area? or Chicago, IL area? Scott Credit Union is here for you! New beginnings bring new financial goals. Get Started today and explore membership perks at SCU.
- [Online Services](https://www.scu.org/online-services/) - Find information on how to access your online portal and set up your account with these helpful tutorials and guides from Scott Credit Union.
- [Investments](https://www.scu.org/investments/) - Maximize wealth growth with Scott Credit Union investment services. Exclusive rates for members, SCU is committed to community and your financial success!
- [SCU Insurance Agency](https://www.scu.org/insurance/) - SCU Insurance Agency allows you to compare insurance quotes on auto, home, renters, disaster, pet insurance and more. SCU is With You, Protecting You
- [Community](https://www.scu.org/community/) - Scott Credit Union is dedicated to serving our community through volunteerism and sponsorship of a variety of community and scholastic organizations.
- [Credit Card Optimizer](https://www.scu.org/credit-card-optimizer/) - The Scott Credit Union Credit Card Optimizer helps you determine which balance transfers will produce the greatest savings. Use credit cards wisely with SCU.
- [Calculators](https://www.scu.org/calculators/) - Use SCU savings and loan calculators to create savings, investment, and borrowing plans to help you build a better financial future.
- [Retirement Income Calculator](https://www.scu.org/retirement-income/) - Planning your retirement financial needs is simple with Scott Credit Union. Use this retirement calculator to determine how much monthly income your retirement savings may provide, and see how long your savings will last. Start retirement planning with SCU!
- [Financial Literacy](https://www.scu.org/financial-literacy/) - Scott Credit Union believes in the power of financial education. We’re dedicated to providing financial literacy resources and tools to all.
- [News & Media](https://www.scu.org/news-media/) - Find the latest Scott Credit Union news and press release information here.
- [Blog](https://www.scu.org/blog/) - Discover financial insights at SCU Blog. Expert tips on home buying, credit fees, and even employee news. Elevate your financial literacy now!
- [Savings Calculator](https://www.scu.org/savings-calculator/) - Saving up for something special? Use this Scott Credit Union savings calculator to create a savings plan specific to your needs and timeline.
- [Scott Credit Union Crestwood MO](https://www.scu.org/crestwood-mo/) - Scott Credit Union: Crestwood, MO LocationSCU is the credit union of choice for Crestwood residents, and our focus is on supporting local charitable organizations and schools. View All Locations Crestwood Branch & ATM Locations Our Member Contact Center and Branches are closed for all Federal Holidays. For a complete list of scheduled holidays, learn more
- [Auto Loan Calculator](https://www.scu.org/auto-loan-calculator/) - Use the Scott Credit Union (SCU) online auto loan calculator to enter your down payment, interest rate, and terms to find your ideal monthly car payment and budget.
- [Resources](https://www.scu.org/resources/) - SCU is with you for every financial need. Use these member self-help credit union resources to find helpful loan calculators, articles, classes and more.
- [Rates](https://www.scu.org/rates/) - See the current Scott Credit Union interest rates for loans, savings, investments and more. At SCU, we keep our rates updated so you can make smart decisions.
- [Membership](https://www.scu.org/membership/) - Scott Credit Union membership is open to anyone living or working in one of the 32 counties Scott Credit Union serves, and requires only a $5 share account deposit to join.
- [An Enhanced Digital Banking Experience](https://www.scu.org/digital-banking/) - Looking for the best digital banking app? SCU's enhanced mobile banking app, offers a personalized, secure, & convenient way to bank anytime, anywhere.
- [Savings](https://www.scu.org/savings/) - Open a Scott Credit Union savings account when you become a member, and enjoy the benefits of the best interest rates and service around. Choose your account.
- [Personal Checking](https://www.scu.org/personal-checking/) - View the complete list of Scott Credit Union bank account options for checking, including our CashBack Checking account and debit card features.
- [Student Loans](https://www.scu.org/student-loans/) - SCU student loans offer the solution you need to pay for college. Apply today and get the members-only benefits and interest rates of SCU student loans.
- [Personal Loans](https://www.scu.org/personal-loans/) - Apply for personal loans at Scott Credit Union and expand your purchasing power while making smart decisions and enjoying members-only interest rates and terms.
- [Auto Rebate Calculator](https://www.scu.org/auto-rebate-calculator/) - Use this auto rebate calculator when comparing your Scott Credit Union (SCU) auto loan pre approval and dealer rebate offers. SCU's low auto loan rates may be your best deal!
- [Debit Cards](https://www.scu.org/debit-cards/) - Elevate your checking perks with Scott Credit Union debit cards. Our VISA debit cards are accepted anywhere for seamless transactions wherever you go. Upgrade today!
- [Credit Cards](https://www.scu.org/credit-cards/) - Find the best Scott Credit Union credit cards to suit your needs, and apply online today. Increase your purchasing power with a credit card from SCU.
- [Accounts](https://www.scu.org/accounts/) - A Scott Credit Union loan can boost your purchasing power by providing the loan terms and members-only interest rates you want. Apply today!
- [About](https://www.scu.org/about/) - Learn about Scott Credit Union’s history, values, and community focus serving Southern Illinois, Chicago, and St. Louis.
- [Trust and Will](https://www.scu.org/trust-and-will/) - services For a limited time, members save 20% on any estate plan and get the first shipment of documents for free. support Their team of experts is available to help if you have any questions along the way. Email support@trustandwill.com or call 1-866-908-7878 for assistance. convenient Simple, step-by-step instructions to complete your will or trust
- [Privacy Policy](https://www.scu.org/privacy-policy/) - Find out how SCU using your info. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do at Scott Credit Union.
- [Security](https://www.scu.org/security/) - Security Protect yourself and your finances from Imposter Scams. Scammers are using financial institution employee names to try to defraud members of the public. This may include a phone or video call or an email from an imposter claiming to be an SCU or other U.S. government official. Please remember: Don’t share sensitive information –
- [Tim Hecht - Mortgage Sales Manager](https://www.scu.org/tim-hecht-mortgage/) - Email: Tim.Hecht@scu.org NMLS # 739952 Serving: Missouri and Illinois Counties Contact Tim Today Ready to take the next step toward securing your dream home? Reach out to Tim for expert guidance and personalized mortgage solutions. Apply With Tim About Tim As a dedicated Mortgage Sales Manager with over two decades of experience in the financial service industry,
- [250 Acts of Kindness](https://www.scu.org/kindness/) - See how Scott Credit Union’s 250 Acts of Kindness supported local nonprofits, schools, & families through meaningful community impact across the areas we serve.
- [eAlerts FAQ](https://www.scu.org/ealerts-faq/) - Answers to your questions about eAlerts from your SCU online account or My SCU login, and customize your alerts for balances, loan payments, and more with text and email options.
- [Contact the Supervisory Committee](https://www.scu.org/contact-the-supervisory-committee/) - Scott Credit Union - Supervisory Committee - Contact info
- [Contact the Executive Management Team](https://www.scu.org/contact-the-executive-management-team/) - Scott Credit Union - Executive Management Team - Contact info
- [Associate Director Application](https://www.scu.org/ad-app/) - Associate Director Application One of the ways credit unions differ from other financial institutions is by their governance through a volunteer Board of Directors. Credit union boards are comprised of volunteers who are members of the credit union themselves. Serving without pay, the directors provide strategic direction that prioritizes the financial well-being of the credit
- [Apple Pay Terms and Conditions](https://www.scu.org/apple-pay-terms-and-conditions/) - Review these SCU Apple Pay terms before you begin using Apple Pay as a Scott Credit Union mobile payment option. SCU is with you when you use Apple Pay.
- [May 9, 2026 Homebuyer Seminar](https://www.scu.org/may-9-2026-homebuyer-seminar/)
- [Chicago Wolves](https://www.scu.org/wolveshockey/) - Open a SCU checking account online and be entered to win hockey tickets for your family to every Chicago Wolves SCU Family Sunday Game this season.* Terms apply.
- [SCU@Work Contact Us](https://www.scu.org/scuwork-contact-us/)
- [March 7, 2026 Homebuyer Seminar](https://www.scu.org/march-7-2026-homebuyer-seminar/)
- [March 4, 2026 Homebuyer Seminar](https://www.scu.org/march-4-2026-homebuyer-seminar/)
- [Future Champions](https://www.scu.org/champions/) - Secure Your Future Home With a Mortgage Loan From Scott Credit Union With competitive, member-focused benefits and expert guidance, we help you get closer to the home you deserve. Our mortgage loan options are designed to fit your budget, ensuring you have a winning strategy for homeownership. Explore Loan Options Manage Your Wins With a Set your financial future up for gold with Scott Credit Union. No matter what you’re trying to achieve, Scott Credit Union is with you every step of the way offering youth checking and savings accounts and checking accounts. Learn more.
- [April 11, 2026 Homebuyer Seminar](https://www.scu.org/april-11-2026-homebuyer-seminar/) - April 11, 2026 Homebuyer Seminar First Name * Last Name * Email * Phone * How many guests will you be bringing? * Attendees Names Captcha Submit If you are human, leave this field blank. Δ
- [Mortgage Calculator](https://www.scu.org/mortgage-calculator/) - Need to calculate your monthly house payment? The Scott Credit Union Mortgage Calculator can help you find your ideal home loan amount. Start today!
- [404 Error Page](https://www.scu.org/404-error-page/) - Page Does Not Exist - Scott Credit Union

## Triggers

- [Home Page Features with Blues](https://www.scu.org/?post_type=ifso_triggers&p=28107)

## Lenders

- [Tony Bakalar 2](https://www.scu.org/lender/tony-bakalar-2/) - Mortgage Loan Originator Cell Phone: 314-503-7531 Email: Tony.Bakalar@scu.org NMLS # 228088
- [Tony Bakalar](https://www.scu.org/lender/tony-bakalar/)
- [Tricia Newton](https://www.scu.org/lender/tricia-newton/)

## Templates Builder

- [Custom Header - OPTION D (CURRENTLY ACTIVE)](https://www.scu.org/?porto_builder=custom-header-option-d) - Fraudsters are sending text messages that imply they are from SCU. A legitimate fraud verification text only requires a YES or NO response and will never request card numbers, passwords, PINs, or other sensitive information. Ignore follow-up calls after suspicious fraud texts.Locations Routing Number: 281077522 Open an Account/Apply for a Loan Rates Make a Loan
- [Custom Footer](https://www.scu.org/?porto_builder=custom-footer) - SCU Footer graphic
- [Custom Header](https://www.scu.org/?porto_builder=custom-header) - NOTICE – All SCU branches will be closed in observance of Veteran’s Day on Friday, November 11, 2022 Routing Number: 12345678 Locations Request Rate 800 123 4567porto@domain.comMon — Sat: 9AM — 6PM Request Rate
- [Custom Header - OPTION D - MOBILE TEST](https://www.scu.org/?porto_builder=custom-header-option-d-mobile-test) - NOTICE – We are CLOSED Monday, January 16th for Martin Luther King Jr. Day.Our system will be down shortly January 19 from 10pm-2am.Routing Number: 281077522 Locations APPLY FOR A LOAN MAKE A LOAN PAYMENT OPEN AN ACCOUNT Let’s Get Started! Add Account to Existing Membership Are you a new or existing member wanting to open
- [Custom Header - OPTION C](https://www.scu.org/?porto_builder=custom-header-option-c) - NOTICE – All SCU branches will be closed in observance of Veteran’s Day on Friday, November 11, 2022Routing Number: 12345678 Locations APPLY FOR A LOAN MAKE A LOAN PAYMENT OPEN AN ACCOUNT (800) 888-4728memberservice@scu.org MEMBER LOGIN
- [Blog](https://www.scu.org/?porto_builder=blog) - [porto_ab_posts_grid columns=”1″ builder_id=”262″ count=”2″]
- [Custom Header - OPTION B](https://www.scu.org/?porto_builder=custom-header-option-b) - NOTICE – All SCU branches will be closed in observance of Veteran’s Day on Friday, November 11, 2022 800 123 4567porto@domain.comMon — Sat: 9AM — 6PM OPEN AN ACCOUNT MY ACCOUNT Request Rate
- [Custom Header - OPTION A](https://www.scu.org/?porto_builder=custom-header-option-a) - NOTICE – All SCU branches will be closed in observance of Veteran’s Day on Friday, November 11, 2022 Routing Number: 12345678 Locations OPEN AN ACCOUNT MY ACCOUNT 800 123 4567porto@domain.comMon — Sat: 9AM — 6PM Request Rate
- [Post](https://www.scu.org/?porto_builder=post)

## Categories

- [Uncategorized](https://www.scu.org/category/uncategorized/)
- [Managing Your Money](https://www.scu.org/category/managing-your-money/)
- [Scott Credit Union News](https://www.scu.org/category/scott-credit-union-news/)
- [Classic Club News](https://www.scu.org/category/classic-club-news/)
- [Teens & Young Adults](https://www.scu.org/category/teens-and-young-adults/)
- [Retirement & Investing](https://www.scu.org/category/retirement-and-investing/)
- [SCU Blog](https://www.scu.org/category/scu-blog/)
- [News & Media](https://www.scu.org/category/news-media/)

## Tags

- [home loans](https://www.scu.org/tag/home-loans/)
- [mortgage](https://www.scu.org/tag/mortgage/)
- [bonus dividend](https://www.scu.org/tag/bonus-dividend/)
- [Credit Cards](https://www.scu.org/tag/credit-cards/)
- [Debit Cards](https://www.scu.org/tag/debit-cards/)
- [credit card](https://www.scu.org/tag/credit-card/)
- [Credit Union Difference](https://www.scu.org/tag/credit-union-difference/)
- [Financial Education](https://www.scu.org/tag/financial-education/)
- [Classic Club Trip](https://www.scu.org/tag/classic-club-trip/)
- [Taste of St. Louis](https://www.scu.org/tag/taste-of-st-louis/)
- [money management](https://www.scu.org/tag/money-management/)
- [savings](https://www.scu.org/tag/savings/)
- [auto loan](https://www.scu.org/tag/auto-loan/)
- [Fundraiser](https://www.scu.org/tag/fundraiser/)
- [Annual Meeting](https://www.scu.org/tag/annual-meeting/)
- [youth accounts](https://www.scu.org/tag/youth-accounts/)
- [identity theft](https://www.scu.org/tag/identity-theft/)
- [Auto Loans](https://www.scu.org/tag/auto-loans/)
- [Back to School](https://www.scu.org/tag/back-to-school/)
- [Minor Savings Account](https://www.scu.org/tag/minor-savings-account/)
- [data breach](https://www.scu.org/tag/data-breach/)
- [credit union](https://www.scu.org/tag/credit-union/)
- [saving](https://www.scu.org/tag/saving/)
- [home buying](https://www.scu.org/tag/home-buying/)
- [checking account](https://www.scu.org/tag/checking-account/)
- [checking](https://www.scu.org/tag/checking/)
- [free checking](https://www.scu.org/tag/free-checking/)
- [minimum balance](https://www.scu.org/tag/minimum-balance/)
- [monthly fees](https://www.scu.org/tag/monthly-fees/)
- [Fraud](https://www.scu.org/tag/fraud/)
- [Holiday Shopping](https://www.scu.org/tag/holiday-shopping/)
- [Online Shopping](https://www.scu.org/tag/online-shopping/)
- [Financial Planning](https://www.scu.org/tag/financial-planning/)
- [financial scam](https://www.scu.org/tag/financial-scam/)
- [donations](https://www.scu.org/tag/donations/)
- [Fraud Protection](https://www.scu.org/tag/fraud-protection/)
- [Dogs That Help](https://www.scu.org/tag/dogs-that-help/)
- [Veterans Day](https://www.scu.org/tag/veterans-day/)
- [community donation](https://www.scu.org/tag/community-donation/)
- [Car Loans](https://www.scu.org/tag/car-loans/)
- [Growth](https://www.scu.org/tag/growth/)
- [Financial Advice](https://www.scu.org/tag/financial-advice/)
- [HELOC](https://www.scu.org/tag/heloc/)
- [Home Equity Loans](https://www.scu.org/tag/home-equity-loans/)
- [Home Improvement](https://www.scu.org/tag/home-improvement/)
- [saving money](https://www.scu.org/tag/saving-money/)
- [scam alert](https://www.scu.org/tag/scam-alert/)
- [refinance auto loan](https://www.scu.org/tag/refinance-auto-loan/)
- [First-Time Homebuyer](https://www.scu.org/tag/first-time-homebuyer/)
- [Commercial Banking](https://www.scu.org/tag/commercial-banking/)
- [SBA Lending](https://www.scu.org/tag/sba-lending/)
- [Small Business Administration Lending](https://www.scu.org/tag/small-business-administration-lending/)
- [Small Business Week](https://www.scu.org/tag/small-business-week/)
- [St. Louis Arch](https://www.scu.org/tag/st-louis-arch/)
- [Budgeting](https://www.scu.org/tag/budgeting/)
- [Investing](https://www.scu.org/tag/investing/)
- [Money Myths](https://www.scu.org/tag/money-myths/)
- [Retirement](https://www.scu.org/tag/retirement/)
- [Summer Travel](https://www.scu.org/tag/summer-travel/)
- [Travel Notice](https://www.scu.org/tag/travel-notice/)
- [Vacation](https://www.scu.org/tag/vacation/)
- [Best of Southwest Illinois](https://www.scu.org/tag/best-of-southwest-illinois/)
- [Mortgage Lending](https://www.scu.org/tag/mortgage-lending/)
- [St. Louis Post Dispatch](https://www.scu.org/tag/st-louis-post-dispatch/)
- [managing your money](https://www.scu.org/tag/managing-your-money/)
- [Shopping Tips](https://www.scu.org/tag/shopping-tips/)
- [Business Accounts](https://www.scu.org/tag/business-accounts/)
- [Entrepreneurship](https://www.scu.org/tag/entrepreneurship/)
- [SBA Loans](https://www.scu.org/tag/sba-loans/)
- [Support Veterans](https://www.scu.org/tag/support-veterans/)
- [extracurricular](https://www.scu.org/tag/extracurricular/)
- [youth activities](https://www.scu.org/tag/youth-activities/)
- [millionaire](https://www.scu.org/tag/millionaire/)
- [FTC Warning](https://www.scu.org/tag/ftc-warning/)
- [Job Scam](https://www.scu.org/tag/job-scam/)
- [bargain tips](https://www.scu.org/tag/bargain-tips/)
- [bargains](https://www.scu.org/tag/bargains/)
- [Thank a Veteran](https://www.scu.org/tag/thank-a-veteran/)
- [holiday scams](https://www.scu.org/tag/holiday-scams/)
- [Car Buying](https://www.scu.org/tag/car-buying/)
- [New Taxes](https://www.scu.org/tag/new-taxes/)
- [Trade-In Value](https://www.scu.org/tag/trade-in-value/)
- [Vehicle Tax](https://www.scu.org/tag/vehicle-tax/)
- [Holiday Finances](https://www.scu.org/tag/holiday-finances/)
- [Money Mangement](https://www.scu.org/tag/money-mangement/)
- [Earn More for Your Money](https://www.scu.org/tag/earn-more-for-your-money/)
- [Share Certificates](https://www.scu.org/tag/share-certificates/)
- [Community Donations](https://www.scu.org/tag/community-donations/)
- [Service Dogs](https://www.scu.org/tag/service-dogs/)
- [Mortgage Refinance](https://www.scu.org/tag/mortgage-refinance/)
- [Online Security](https://www.scu.org/tag/online-security/)
- [2020](https://www.scu.org/tag/2020/)
- [helpful tips](https://www.scu.org/tag/helpful-tips/)
- [financial resources](https://www.scu.org/tag/financial-resources/)
- [military memebers](https://www.scu.org/tag/military-memebers/)
- [Scott Air Force Base](https://www.scu.org/tag/scott-air-force-base/)
- [CARES Act](https://www.scu.org/tag/cares-act/)
- [Coronavirus](https://www.scu.org/tag/coronavirus/)
- [COVID-19](https://www.scu.org/tag/covid-19/)
- [Stimulus Payments](https://www.scu.org/tag/stimulus-payments/)
- [Retirement & Investment Services](https://www.scu.org/tag/retirement-investment-services/)
- [credit score](https://www.scu.org/tag/credit-score/)
- [Stimulus Check](https://www.scu.org/tag/stimulus-check/)
- [Commercial Lending](https://www.scu.org/tag/commercial-lending/)
- [Forbes Award](https://www.scu.org/tag/forbes-award/)
- [Forbes Best in State Credit Union](https://www.scu.org/tag/forbes-best-in-state-credit-union/)
- [coin shortage](https://www.scu.org/tag/coin-shortage/)
- [student loans](https://www.scu.org/tag/student-loans/)
- [IRA](https://www.scu.org/tag/ira/)
- [SECURE Act](https://www.scu.org/tag/secure-act/)
- [medical bills](https://www.scu.org/tag/medical-bills/)
- [debt](https://www.scu.org/tag/debt/)
- [debt management](https://www.scu.org/tag/debt-management/)
- [Lebanon](https://www.scu.org/tag/lebanon/)
- [Ballpark Village](https://www.scu.org/tag/ballpark-village/)
- [St. Louis](https://www.scu.org/tag/st-louis/)
- [payment lures](https://www.scu.org/tag/payment-lures/)
- [community involvement](https://www.scu.org/tag/community-involvement/)
- [blessing wheel](https://www.scu.org/tag/blessing-wheel/)
- [Ponzi scheme](https://www.scu.org/tag/ponzi-scheme/)
- [pyramid scheme](https://www.scu.org/tag/pyramid-scheme/)
- [scams](https://www.scu.org/tag/scams/)
- [work from home](https://www.scu.org/tag/work-from-home/)
- [Black Friday](https://www.scu.org/tag/black-friday/)
- [Affton](https://www.scu.org/tag/affton/)
- [branch opening](https://www.scu.org/tag/branch-opening/)
- [Missouri](https://www.scu.org/tag/missouri/)
- [college student](https://www.scu.org/tag/college-student/)
- [good habits](https://www.scu.org/tag/good-habits/)
- [home selling](https://www.scu.org/tag/home-selling/)
- [Scott Credit Union Update](https://www.scu.org/tag/scott-credit-union-update/)
- [Black History Month](https://www.scu.org/tag/black-history-month/)
- [Executive Team Announcements](https://www.scu.org/tag/executive-team-announcements/)
- [lawn care scams](https://www.scu.org/tag/lawn-care-scams/)
- [Board of Directors](https://www.scu.org/tag/board-of-directors/)
- [William Hostetter](https://www.scu.org/tag/william-hostetter/)
- [auto loan financing](https://www.scu.org/tag/auto-loan-financing/)
- [Bitcoin](https://www.scu.org/tag/bitcoin/)
- [cryptocurrency](https://www.scu.org/tag/cryptocurrency/)
- [personal computing](https://www.scu.org/tag/personal-computing/)
- [child tax credit](https://www.scu.org/tag/child-tax-credit/)
- [auto warranty](https://www.scu.org/tag/auto-warranty/)
- [FAFSA](https://www.scu.org/tag/fafsa/)
- [FAFSA Forms](https://www.scu.org/tag/fafsa-forms/)
- [lottery](https://www.scu.org/tag/lottery/)
- [lottery scams](https://www.scu.org/tag/lottery-scams/)
- [crushing debt](https://www.scu.org/tag/crushing-debt/)
- [halloween](https://www.scu.org/tag/halloween/)
- [halloween scams](https://www.scu.org/tag/halloween-scams/)
- [trade-in](https://www.scu.org/tag/trade-in/)
- [financially independent](https://www.scu.org/tag/financially-independent/)
- [fresh start](https://www.scu.org/tag/fresh-start/)
- [new year](https://www.scu.org/tag/new-year/)
- [personal loans](https://www.scu.org/tag/personal-loans/)
- [debt consolidation](https://www.scu.org/tag/debt-consolidation/)
- [cryptocurrency scams](https://www.scu.org/tag/cryptocurrency-scams/)
- [crytpocurrency](https://www.scu.org/tag/crytpocurrency/)
- [new job](https://www.scu.org/tag/new-job/)
- [spring travel](https://www.scu.org/tag/spring-travel/)
- [travel scams](https://www.scu.org/tag/travel-scams/)
- [boosting your credit](https://www.scu.org/tag/boosting-your-credit/)
- [breach report](https://www.scu.org/tag/breach-report/)
- [budget](https://www.scu.org/tag/budget/)
- [paycheck utilization](https://www.scu.org/tag/paycheck-utilization/)
- [graduation](https://www.scu.org/tag/graduation/)
- [monetary gifts](https://www.scu.org/tag/monetary-gifts/)
- [Mobile banking](https://www.scu.org/tag/mobile-banking/)
- [Fantasy Football](https://www.scu.org/tag/fantasy-football/)
- [Finance](https://www.scu.org/tag/finance/)
- [Cybersecurity](https://www.scu.org/tag/cybersecurity/)
- [social security](https://www.scu.org/tag/social-security/)
- [Data privacy](https://www.scu.org/tag/data-privacy/)
- [International Data Privacy](https://www.scu.org/tag/international-data-privacy/)
- [IRS](https://www.scu.org/tag/irs/)
- [Tax](https://www.scu.org/tag/tax/)
- [Tax Season](https://www.scu.org/tag/tax-season/)
- [Travel](https://www.scu.org/tag/travel/)
- [Homebuying](https://www.scu.org/tag/homebuying/)
- [Money Markets](https://www.scu.org/tag/money-markets/)
- [Rates](https://www.scu.org/tag/rates/)
- [Summer](https://www.scu.org/tag/summer/)
- [loans](https://www.scu.org/tag/loans/)
- [vehicle loans](https://www.scu.org/tag/vehicle-loans/)
- [vacation loan](https://www.scu.org/tag/vacation-loan/)
- [home renovation](https://www.scu.org/tag/home-renovation/)
- [Scam](https://www.scu.org/tag/scam/)
- [Security](https://www.scu.org/tag/security/)
- [St. Louis Blues](https://www.scu.org/tag/st-louis-blues/)
- [Government loans](https://www.scu.org/tag/government-loans/)
- [payments](https://www.scu.org/tag/payments/)
- [safety](https://www.scu.org/tag/safety/)
- [Finances](https://www.scu.org/tag/finances/)
- [marriage](https://www.scu.org/tag/marriage/)
- [Cash back](https://www.scu.org/tag/cash-back/)
- [community](https://www.scu.org/tag/community/)
- [Organization](https://www.scu.org/tag/organization/)
- [family planning](https://www.scu.org/tag/family-planning/)
- [baby on the way](https://www.scu.org/tag/baby-on-the-way/)
- [smart parenting](https://www.scu.org/tag/smart-parenting/)
- [loan rebate](https://www.scu.org/tag/loan-rebate/)
- [finance tips](https://www.scu.org/tag/finance-tips/)
- [avoid scams](https://www.scu.org/tag/avoid-scams/)
- [phishing scams](https://www.scu.org/tag/phishing-scams/)
- [become a member](https://www.scu.org/tag/become-a-member/)
- [new beginnings](https://www.scu.org/tag/new-beginnings/)
- [tips for selling home](https://www.scu.org/tag/tips-for-selling-home/)
- [Foundation award](https://www.scu.org/tag/foundation-award/)
- [educational initiatives](https://www.scu.org/tag/educational-initiatives/)
- [taxes](https://www.scu.org/tag/taxes/)
- [tax forms](https://www.scu.org/tag/tax-forms/)
- [Tips for surviving high inflation](https://www.scu.org/tag/tips-for-surviving-high-inflation/)
- [track spending](https://www.scu.org/tag/track-spending/)
- [diversify](https://www.scu.org/tag/diversify/)
- [passwords](https://www.scu.org/tag/passwords/)
- [secure transactions](https://www.scu.org/tag/secure-transactions/)
- [AI](https://www.scu.org/tag/ai/)
- [ATM Skimming](https://www.scu.org/tag/atm-skimming/)
- [financial tips](https://www.scu.org/tag/financial-tips/)
- [basketball](https://www.scu.org/tag/basketball/)
- [customers](https://www.scu.org/tag/customers/)
- [Work culture](https://www.scu.org/tag/work-culture/)
- [service](https://www.scu.org/tag/service/)
- [baby](https://www.scu.org/tag/baby/)
- [parents](https://www.scu.org/tag/parents/)
- [Banking](https://www.scu.org/tag/banking/)
- [cardinals](https://www.scu.org/tag/cardinals/)
- [veterans](https://www.scu.org/tag/veterans/)
- [fianances](https://www.scu.org/tag/fianances/)
- [grad](https://www.scu.org/tag/grad/)
- [football](https://www.scu.org/tag/football/)
- [Dream car](https://www.scu.org/tag/dream-car/)
- [save money](https://www.scu.org/tag/save-money/)
- [car loan rates](https://www.scu.org/tag/car-loan-rates/)
- [Awards](https://www.scu.org/tag/awards/)
- [teens](https://www.scu.org/tag/teens/)
- [homebuyer](https://www.scu.org/tag/homebuyer/)
- [loan](https://www.scu.org/tag/loan/)
- [Cash](https://www.scu.org/tag/cash/)
- [cyber security](https://www.scu.org/tag/cyber-security/)
- [Holiday](https://www.scu.org/tag/holiday/)
- [members](https://www.scu.org/tag/members/)
- [financial](https://www.scu.org/tag/financial/)
- [Statement](https://www.scu.org/tag/statement/)
- [impact](https://www.scu.org/tag/impact/)
- [Insurance](https://www.scu.org/tag/insurance/)
- [financial health](https://www.scu.org/tag/financial-health/)
- [SMART Goals](https://www.scu.org/tag/smart-goals/)
- [Goals](https://www.scu.org/tag/goals/)
- [income](https://www.scu.org/tag/income/)
- [expenses](https://www.scu.org/tag/expenses/)
- [bank](https://www.scu.org/tag/bank/)
- [home reno](https://www.scu.org/tag/home-reno/)
- [home loan](https://www.scu.org/tag/home-loan/)
- [FIS](https://www.scu.org/tag/fis/)
- [Cards](https://www.scu.org/tag/cards/)
- [concerns](https://www.scu.org/tag/concerns/)
- [issues](https://www.scu.org/tag/issues/)
- [tranparent](https://www.scu.org/tag/tranparent/)
- [paycheck](https://www.scu.org/tag/paycheck/)
- [money](https://www.scu.org/tag/money/)
- [spring cleaning](https://www.scu.org/tag/spring-cleaning/)
- [car](https://www.scu.org/tag/car/)
- [App](https://www.scu.org/tag/app/)
- [mobile](https://www.scu.org/tag/mobile/)
- [Government](https://www.scu.org/tag/government/)