Getting a mortgage can be complicated. That’s why at Scott Credit Union we’re focused on helping you through the process. We work to take the stress out of buying a home or refinancing your existing loan. Through the help of our Home Loan Advisors, we will simplify the home loan process so you can focus on what really matters.
Features at a glance
- Programs with up to 100% financing2
- Fixed rate programs
- Adjustable rate programs
- Responsive team committed to a fast turnaround
- Extensive mortgage lending experience
- Serving the financial needs of our members for over 70 years
We’re proud to announce a 100% financing option at Scott Credit Union! We can now make it easy for you to purchase a home of your own with no down payment! Contact the Home Loan Advisor for your area to learn more today.
Scott Credit Union has a full service mortgage department and offers a wide range of products. The credit union strives to match our members’ needs with a loan product that suits their financial goals.
We pride ourselves on offering loan products featuring competitive rates and flexible terms. We are always working to develop new products and services to meet the ever-changing needs of our members.
Our experienced Mortgage team originates, processes, and closes loans in a timely and professional manner. In addition to providing members with the best possible service and product, we also understand the needs of local realtors and developers. We work to maintain professional relationships that are mutually rewarding.
Scott Credit Union has made substantial investments in personnel, technology, and training in order to provide our members, realtors, and developers the best and most efficient service possible.
View a list of our NMLS Registered Representatives.
Types of loans we offer include
It is not uncommon for our members to say they want to purchase a home, but they may not have the required down payment, or they fear draining their savings knowing they may have those unexpected expenses. We heard your concerns and are proud to offer a 100% mortgage financing option for qualified buyers. This program gives buyers the ability to purchase a home with zero down payment.
We take pride in our military history and are proud to offer VA Loans to help our military members become homeowners. When you take out a VA Loan, a portion is guaranteed by the VA. This allows a veteran to have little or no down-payment as well as receive lower interest rates than other types of home loans.
Fixed Rate Loans
Fixed rate loans offer the comfort and security that your rate will never change. We offer the flexibility of terms from as little as 5 years up to 30 years depending on your needs.
2100% financing for the lesser of purchase price or appraised value.
Scott Credit Union NMLS #415767. Consumer Access Website: www.nmlsconsumeraccess.org