Unexpected expenses are part of life. A car repair, a medical bill, or a temporary loss of income can quickly turn into debt without a financial cushion. An emergency fund gives you options and peace of mind when life doesn’t go as planned. At Scott Credit Union,...
Looking for a low-key way to make extra money, either alongside your 9-to-5 or as a step toward something new? Online side hustles make it easier than ever to earn income on your own terms, from just about anywhere. Prefer to watch instead? Check out our Who Knew? SCU video...
Your credit score is more than just a number. It directly affects how much you pay for some of life’s biggest expenses. Loans, mortgages, credit cards, even insurance rates are all tied to it. If you think a lower credit score doesn’t matter much,...
The start of a new year is a natural reset, not just for calendars but also for your finances. You don’t need extreme budgets or complicated spreadsheets to make real progress. A short financial review and a few strong habits can set you up for a more...
Online shopping fraud increases during the holiday shopping season as scammers use fake sellers, phishing emails, and social media ads to steal money and personal information. Knowing how to spot common scams can help you shop more safely. With online activity peaking in mid-December, taking a few extra...
Edwardsville, IL – December 10, 2025 – The Scott Credit Union Community Foundation is proud to announce the awarding of 57 With You Grants, totaling more than $150,000, to support student-centered projects across local schools in Illinois and Missouri. Since launching in 2020, the Foundation has now invested more than...
Edwardsville, IL – December 8, 2025 — Scott Credit Union is once again sharing its success with the people who make it possible. Just in time for the holiday season, the credit union’s volunteer board of directors has approved this year’s Bonus Dividend and Loan Interest Rebate, returning over $1...
When you think of buying a new car, you probably picture sunny spring days or warm summer evenings on the dealership lot. But what if we told you that the quiet, colder months of winter can actually be the best time to buy your next car? Believe it or...
The holidays should feel joyful, not financially overwhelming. But with gifts, travel, food, and celebrations stacking up fast, it’s easy to overspend and head into January with more debt than you expected. A few simple guardrails can help you stay on track and enjoy the season without...
Want to save big all year long? The secret isn’t just clipping coupons; it’s timing your shopping right. Knowing when to buy can help you score the best prices on everything from winter coats to electronics. Here’s your month-by-month guide to smart shopping and saving more. Prefer to watch...
The holidays should feel joyful, not stressful. Between gifts, travel, and family gatherings, it’s easy to let expenses pile up. This year, make it a season of less worry and more wonder with these five simple ways to stay on budget. Plus, see how a holiday loan from...
The holidays are a time for travel, whether you’re flying home to see family, heading south for sunshine, or planning a long-awaited international getaway. But with flight delays, weather surprises, and lost luggage always possible, one question comes up often: Do you really need travel insurance? For
