As a proud St. Louis community credit union, SCU helps you fan harder with Blues debit and credit solutions and gear discounts.

Features at a Glance1:
- Earn rewards
- Low intro rate2 for purchases for the first 6 billing cycles. View current Scott Credit Union interest rates.
- No annual fee
- Promotional balance transfer APR for the first 6 billing cycles on new cards2
- Low balance transfer fee
- Up to $50,000 credit limit
- 25-day grace period on new purchases
- Save 10% on Blues merchandise when you use your credit card at the STL Authentics Team Store at Enterprise Center, plus 25% off the day after a Blues win3
For every $1 in credit card purchases, you will earn one point. Points are redeemable for merchandise, travel, gift cards, charitable donations, and cash back. Plus, browse rewards and redeem points online through ScoreCard Rewards. Check out all our reward partners.
Show your love for the Blues and get a Blues branded debit card with any of our checking accounts – for free!
All you have to do is choose the checking account that works best for you. When prompted, just check “yes” that you would like St. Louis Blues branding on your debit card. It’s that simple to have an account that screams, “Let’s Go Blues!”

eXtreme Checking | Student Checking | Regular Checking | |
---|---|---|---|
Maximum Interest Earned (when requirements are met) | 0.55% APY1 on balances up to $25,000 | No Interest Earned | No Interest Earned |
Maximum Interest Earned on balances over $25,000 (when requirements are met) | 0.05% APY1 | No Interest Earned | No Interest Earned |
Interest Earned (when requirements are not met) | 0.01% APY1 | No Interest Earned | No Interest Earned |
No Monthly Service Fee | ✔ | ✔ | ✔ |
No Minimum Balance | ✔ | ✔ | ✔ |
Accessible through SCU Online and SCU Mobile | ✔ | ✔ | ✔ |
Free Online Bill Pay | ✔ | ✔ | ✔ |
eAlerts & eStatements | ✔ | ✔ | ✔ |
Free Mobile Deposit | ✔ | ✔ | ✔ |
Overdraft Protection | ✔ | ✔ | ✔ |
Compatabile with Apple, Samsung or Google Pay | ✔ | ✔ | ✔ |
Blues Card Creative (Optional) | ✔ | ✔ | ✔ |
Blues Checks (Optional) | ✔ | ✔ |
1 APY=Annual Percentage Yield
There’s always something new, so check back often to get more ideas like these about how to use your points:
- Get travel accommodations such as Airbnb, hotel stays at top properties, airfare, car rentals, cruises, etc.
- Credit your Blues Visa® account, (this credit will be applied to your statement within 3 days).
- Use your points for gift cards, instant fuel price rollback at the pump, and so much more!

ScoreCard Rewards Featuring Pay with Rewards from PayPal
ScoreCard Rewards has partnered with PayPal to bring you more from your loyalty program. Now you have an exciting new way to use ScoreCard Rewards points when shopping online, from the comfort of your home.
Enjoy these benefits when you use your points at checkout:
- Shop around the world, right from your home.
- Help stretch the dollars in your wallet.
- Fast way to pay.
Add your card to PayPal to get started:
- Go to PayPal and log in or create an account. Navigate to the ‘Wallet’ page from the navigation bar.
- Select ‘Link a credit card’ and enter your ScoreCard Rewards-enabled card information. Click ‘Agree and Link’ to connect rewards to your wallet.
- Choose your ScoreCard Rewards card as the default payment preference.
Want to browse your ScoreCard Rewards Account?
- Log in to SCU Online Banking, click on the “Services” tab in the main navigation and select credit card. You will then have to click on the card for which you want to view your Rewards.
- This will launch access to your credit card account in another window. Click on the green “View Rewards” button. This will launch the ScoreCard Rewards website via a single sign-on login.
- If you have not previously received any rewards points the “View Rewards” button will not display. To see a preview of the rewards please visit ScoreCardRewards.com.
- If you are not already registered for an SCU Online Banking account please do so by clicking the “Register” link just below “SCU Online” on the top right hand side of this page.
With SCU Online, you get secure online access to your account so that you can review card activity, view billing statements, and make a payment.
Get started by registering for SCU Online. Once you login, click on credit card in the services tab in the main navigation. You will be automatically logged into your credit card information dashboard.

1Each cycle an electronic statement is received, 1.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more, 0.55% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499, and 0.05% APY paid on all amounts above $25,000. Transactions must be posted and cleared by the end of the last business day each month. If requirements are not met in a cycle, balances will earn 0.05% APY.
2Please review account agreement for benefit details and conditions. APR = Annual Percentage Rate. Promotional rates for the first 6 billing cycles; after the 6th billing cycle the rate changes to as low as 8.90% APR to 15.90% APR depending on creditworthiness. A minimum monthly payment is required during the promotional period. Balance transfer fee is 2% of the balance transferred or $10, whichever is greater. Must become a member of Scott Credit Union to be a Blues Credit Card cardholder. To become a member, a $5 minimum deposit is required to open a share (savings) account. Not valid with any other offers. The promotional rate cannot be applied to balance transfers from products of Scott Credit Union. Please review account agreement for benefit details and conditions.
3In-store only, not valid online.
4Mobile Deposit is not available to all members due to restrictions based on each member’s individual account history. If you have any questions about mobile deposit eligibility please contact our Member Contact Center at 800-888-4728.
You can apply quickly and securely with our online application in as little as 5 to 10 minutes. You can also apply in person by visiting any of Scott Credit Union’s convenient community credit union locations, or over the phone by calling our Loan Center at (618) 381-7300.
- Log in to SCU Online, click on the “Services” tab in the main navigation and select credit card. You will then have to click on the card for which you want to view your Rewards.
- This will launch access to your credit card account in another window. Click on the green “View Rewards” button1. This will launch the ScoreCard Rewards website via a single sign-on login.
- If you are not already registered for an SCU Online account please do so by clicking the “Register” link just below “SCU Online” on the top right hand side of this page.
