Frugality. The word itself can conjure images of clipping coupons with scissors, living on ramen noodles, and a joyless existence. But did you know that some of the smartest financial decisions fall under the umbrella of frugality? Instead of self-denial, being frugal can lead to a secure financial future and...
In today’s world, artificial intelligence (AI) use and technology are on the rise. Some may even say that we’re at the forefront of a digital revolution, but with that revolution comes the rise of AI fraud. Let’s take a look at a few AI scams and how you can protect...
Spring is in the air! As the weather warms and the days lengthen, it’s time to start thinking about giving your home a thorough cleaning. You can finally start tending to the long list of household chores that piled up over winter. If you plan on calling in professionals to help...
At Scott Credit Union, we're all about creating a real difference for our employees, members, and communities. Our vision revolves around the idea of "building better financial futures." This means we're dedicated to creating a lasting and positive impact on the lives of everyone we serve. Our vision extends far...
Buying a home is a long and, sometimes, overwhelming process. That’s especially true for a first-time homebuyer. However, with some self-education, good planning and preparation, the process can be smooth and less stressful. Let’s look at the 11 steps of the homebuying process for first-time homebuyers and what to expect...
With basketball season dribbling into high gear, let’s take a moment to review some surprising financial lessons we can learn from the iconic sport and its players. Lesson 1: Passion breeds success As any wannabe professional athlete can tell you, it takes more than muscle and talent to be a star. You...
Scammers are everywhere in web-based commerce. You might think you’re safe using cash, but scammers wait in one location you can’t avoid: the ATM. ATM fraud is an old concern, but technological advances mean consumers need to be even more aware. Two such threats are ATM skimming and ATM shimming. These...
Top Workplaces USA celebrates organizations with 150 or more employees that have built great cultures. Over 42,000 organizations were invited to participate in the Top Workplaces USA survey. Winners of the Top Workplaces USA list are chosen based solely on employee feedback gathered through an employee engagement survey, issued by...
In today's digital world, safeguarding your personal information is more crucial than ever. Identity theft remains a pervasive threat, with sneaky cybercriminals using all sorts of tricks to get our sensitive data. Whether it's through phishing scams, data breaches, or artificial intelligence (AI), the risks are real. Fortunately, there are...
If you’ve noticed that the cost of everything from your favorite pizza to your dream car is on the rise, you're not alone! These price surges are happening because of inflation. That’s when the price of items increases, while your dollar loses value. Although a pinch of inflation is good...
From Gen Z to Baby Boomers, Scams Target Every Generation If a scammer was trying to pull off a con on two groups of people, one aged 13-21, and one aged 55+, which group is more prone to loss? If you’d guess the aged 55+ group, you might want to reconsider. Though...
FOR IMMEDIATE RELEASE: Scott Credit Union Community Foundation Awards $100,000 to Local Schools Edwardsville, IL – January 4, 2023 – The Scott Credit Union Community Foundation recently awarded $100,000 With You education grants to support various educational initiatives in 34 schools. Since 2020, the Foundation has allocated over $205,000 to a variety...
