Our History

Founded in 1943, Scott Credit Union is a full service financial institution providing financial services for individuals and businesses, including free checking accounts with interest, ATMs, credit and debit cards, new and used vehicle loans, mortgage loans, unsecured lines of credit, savings products, online banking, free online bill paying and much more. We’re excited to share with you an in-depth look at over 75 years of Scott Credit Union history. Please click on our Digital Flipbook to learn more.

Scott Credit Union, like all credit unions, is a not-for-profit financial cooperative that offers banking services. When someone opens an account with a credit union, they become a member and an owner.

Your experience with Scott Credit Union is about more than money, it’s about you getting the most value for your money and reaching your financial goals.

Our products and services and pricing are driven by our members not by stock holders looking to increase their net worth. Our Board of Directors consists of members who are volunteers that consistently provide strategic direction with our members’ financial well being as our priority.

Credit unions typically pay more interest on savings, charge lower rates on loans, and help members avoid many of the fees that banks charge their customers.

We want you to be familiar with what a credit union is and how we function. The word ’member’ leads people to believe there is some cost or fee associated with the membership. That simply is not the case. We require a minimum savings account balance of $5.00. That deposit is your membership share. That’s it.

At Scott Credit Union anyone living or working in one of the 29 counties we serve is able to open an account and take advantage of our services. We encourage people to find out more about how we can save them money on their banking services. Search our web site, give us a call at (800) 888-4728 or (618) 345-1000, or stop by one of our branches to see what we offer and check rates against the rates you are receiving from your current financial institution.

Why not take advantage of our services and join our 140,000 plus members and see the savings immediately on your first statement?

Get started today!