Youth & Young Adult

It’s never too early for kids to start saving! Just a $5.00 deposit is all it takes to open a youth savings account in the name of a minor. When you open a share account for your child, their money will grow right along with them. Plus, they will learn how saving money can help them achieve their goals.

Kidz Club
  • Free Big Barkers Kidz Club membership for ages 12 and under
  • Earn a higher rate (0.15% APY1) on the first $1,000
  • Low minimum balance of only $5.00

Teen Share
  • Earn (0.15% APY1) on the first $1,000
  • Low minimum balance of only $5.00
  • No monthly maintenance fees

Great Grades Program
Great Grades Program
  • Student must be a member of Scott Credit Union.
  • Grade must be an “A” or whatever the highest score is on the school’s grading scale (E, 3, etc.)
  • Earn a maximum of $10 per semester (fall and spring)

Student Debit Account
  • Designed for students up to age 22
  • Earn up to (0.30% APY2) 
  • No minimum balance

Education Resources
  • Education is a top priority for Scott Credit Union. We are sharing two free programs for students in Kindergarten-4th grade.
  • Budgeting Buddies
  • MoneyWise

1APY=Annual Percentage Yield. Balances over $1,000 earn the same rate as the Share Savings accounts, currently 0.15% APY. Rates effective as of August 1, 2022.

20.30% Annual Percentage Yield (APY) paid on balances up to $25,000, and 0.05% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will still function with no monthly fee and with your balance earning 0.01% APY; however, it will not receive ATM fee rebates for that time period. Rates as of January 1, 2022. We may change the interest rate at any time after the account is opened. Available to personal accounts only.