Get a low rate Visa® credit card!

Having a Scott Credit Union Credit Card means you can make the purchases you need without the added expense of a high interest rate or an annual fee. No matter where you are in your financial journey, Scott Credit Union has the perfect card for you. With low interest rates, no annual fee, no balance transfer fees, and the ability to earn rewards you really can’t go wrong with a credit card from Scott Credit Union! Apply online.

You could also win your choice of a signed Ozzie Smith or Matt Carpenter Cardinals jersey when you open a new credit card at SCU from August 1-31, 2017!* Plus, open a credit card AND transfer a balance of $2,000 or more to receive TWO FREE TICKETS to the September 29th Cardinals vs. Milwaukee game!**

Extreme Visa Credit Card

Features at a glance1

  • Earn rewards
  • Low intro rate as low as 1.99% APR2 for the first six billing cycles
  • No annual fee
  • No balance transfer fee
  • Up to $20,000 credit limit
  • 25-day grace period
  • Extreme Visa Credit Card Disclosures

With Scott Credit Union’s Extreme Visa Credit Card, you can save money with our low interest rates and reward yourself along the way! Enjoy 1.99% APR2 for six billing cycles on both purchases and balance transfers. After six months, the rate changes to as low as 8.90% APR to 15.90% APR depending on your credit. Plus, you will earn rewards when you make purchases with your card. No matter how big or small the purchase, you can rest assured that you are getting the best deal with an Extreme Visa Credit Card from Scott Credit Union.

Frequently asked questions about our Extreme Visa Card

How do I apply?

You can apply quickly and securely with our online application in as little as 10 to 20 minutes. You can also apply in person by visiting any of Scott Credit Union’s 15 convenient locations, or over the phone by calling our Member Service Center at 618-345-1000, Option 5.

Reward yourself for shopping.

With Scott Credit Union’s Extreme Visa Credit Card, you really can have it all. Not only will you enjoy a low rate, you will earn rewards too! For every $1 in credit card purchases, you will earn one point. Points are redeemable for merchandise, travel, gift cards, charitable donations, and cash back! Plus, browse rewards and redeem points online with our ScoreCard Rewards! Website that is available through your credit card information on SCU Online Banking.

Manage your account online.

With SCU Online Banking, you get secure online access to your account so that you can review card activity, view billing statements, and make a payment! Get started by registering for SCU Online Banking. Once you log into SCU Online Banking, click on credit card in the services tab in the main navigation. You will be automatically logged into your credit card information. Learn more about SCU Online Banking.

1Please review account agreement for benefit details and conditions.

2APR = Annual Percentage Rate. Promotional rate for the first six billing cycles, after the sixth billing cycle the rate changes to as low as 8.90% APR to 15.90% APR depending on creditworthiness.

Secured Visa Credit Card

Features at a glance1

  • Rate as low as 15.90% APR2
  • No annual fee
  • No balance transfer fee
  • Up to $1,000 credit limit
  • 25-day grace period
  • Visa Secured Disclosures

Do you have little or no credit history? Or, have you had some credit bumps along the way and want to rebuild your credit? If so, try Scott Credit Union’s Secured Visa Credit Card. This credit card will help you get back on track without breaking the bank.

Frequently asked questions about our Secured Visa Credit Card

How do I apply?

You can apply quickly and securely with our online application in as little as 10 to 20 minutes. You can also apply in person by visiting any of Scott Credit Union’s 15 convenient locations, or over the phone by calling our Member Service Center at 618-345-1000, Option 5.

Reward yourself for shopping.

With Scott Credit Union’s Secured Visa Credit Card, you really can have it all. Not only will you enjoy a low rate, you will earn rewards too! For every $1 in credit card purchases, you will earn one point. Points are redeemable for merchandise, travel, gift cards, charitable donations, and cash back! Plus, browse rewards and redeem points online with our ScoreCard Rewards! Website that is available through your credit card information on SCU Online Banking.

Manage your account online.

With SCU Online Banking, you get secure online access to your account so that you can review card activity, view billing statements, and make a payment! Get started by registering for SCU Online Banking. Once you log into SCU Online Banking, click on credit card in the services tab in the main navigation. You will be automatically logged into your credit card information. Learn more about SCU Online Banking.

1Please review account agreement for benefit details and conditions.

2APR = Annual Percentage Rate. Promotional rate for the first six billing cycles, after the sixth billing cycle the rate changes to 15.90% APR depending on credit worthiness.

Rates

Credit Card Rates

Credit Cards Annual Fee APR
Extreme Visa Credit Card None as low as 1.99%1
Visa Secured Credit Card None as low as 15.90%2

1APR=Annual Percentage Rate. Promotional rate for first six billing cycles, after the sixth billing cycle the rate changes to as low as 8.90% APR to 15.90% APR
2APR=Annual Percentage Rate. Visa Secured rate as low as 15.90% APR.

*Cardinals jersey official rules.

**Ticket offer valid while supplies last. Game time is 7:15 p.m.