Rates you deserve from a local credit union you trust.
When you finance your home through Scott Credit Union, you get more than just great rates and terms. You also get a mortgage lending team to help guide you through the application and closing process.
The Scott Credit Union pre-approval process gives you quick access to all of our mortgage services and member benefits:
See the latest Scott Credit Union mortgage rates to learn why an SCU loan is competitive in the local mortgage lending market and get approved today.
*FHA and VA loans are not serviced in-house.
**100% financing for the lesser of purchase price or appraised value. Credit qualifications are required for each program.
We’re proud to announce a 100% financing option at Scott Credit Union. We can now make it easy for you to purchase a home of your own with no down payment. Select and contact your personal Mortgage Loan Originator to learn more today. We’re here to answer your questions, each step of the way.
Scott Credit Union has a full service mortgage department and offers a wide range of products. Choose your mortgage loan below, then use the Scott Credit Union loan calculator to determine your ideal monthly payment.
The Scott Credit Union home equity loan program offers a low variable APR.
Looking for a HELOC (Home Equity Line of Credit)?
Scott Credit Union has made substantial investments in personnel, technology, and training in order to provide our members, realtors, and developers the best and most efficient service possible.
Our experienced mortgage team originates, processes, and closes loans in a timely and professional manner. In addition to providing members with the best possible service and product, we also understand the needs of local realtors and developers.
We work to maintain professional relationships that are mutually rewarding.
Please Note: When you click any of the links below, you are leaving our website to visit a site operated by a third party. Please be aware that Scott Credit Union does not provide and is not responsible for the content, security, privacy policies, downloads, or any product or service on any external third-party site.
Attend our Homebuyer Seminar and we’ll waive your origination fee up to $6451!
If you have been dreaming about buying a home, sign up for one of our Homebuyer Seminars!
These seminars will cover a variety of topics and answer questions like:
- What is an origination fee?
- How much home can I afford?
- What is a credit score?
- What do I need to have to apply?
- How much of a down payment do I need?
- What are the different mortgage loan types?
- Are there other expenses to buying a home?
PLUS, you’ll receive the certificate to have your origination fee waived up to $6451 when you apply for a home loan at Scott Credit Union!2
Saturday, October 14, 2023
9:00 AM-11:00 AM CT
Scott Credit Union – Ladue
8866 Ladue Rd.
Ladue, MO 63124
Saturday, October 21, 2023
9:00 AM-11:00 AM CT
Edan Church
903 N 2nd St.
Edwardsville, IL 62025
Saturday, November 11, 2023
9:00 AM-11:00 AM CT
Keller Williams Marquee
1254 University Dr.
Edwardsville, IL 62025
Buying a home can be stressful. That’s why at Scott Credit Union our Mortgage Loan Originators are there to help you every step of the way. We take the stress out of buying your first home.
1Discount will appear as a Lender Credit on the closing disclosure.
2Excludes construction loans. Scott Credit Union NMLS #415767.
Consumer Access Website: www.nmlsconsumeraccess.org
Contact the SCU Mortgage Lending Team to discuss your needs and get one-on-one help finding the credit union loan solution that is right for you. Scott Credit Union is with you, and your family, to help you continue to make smart borrowing choices and build a healthy financial future.
