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Mortgages
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Credit Cards
As Low as 1.99% APR ³
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Auto Loans
As Low as 2.49% APR ³
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Retirement &
Investment Services
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SCU Can Help You Save

Scott Credit Union rates as low as 0.0%

VS

Average* 0.0% APR

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We’re Committed to Our Community!

SCU Community Foundation

The Scott Credit Union Community Foundation was established early in 2018 to strengthen Scott Credit Union’s commitment to our communities. The SCU Community Foundation was created to expand the reach and our ability, leveraging our existing community involvement, to give back to the communities we serve through a charitable foundation.

Learn more…about the SCU Community Foundation

Community Donations

We contributed about $371,000 to our communities in 2018! Our community partners include local charities, civic organizations, youth sports teams, hospitals, schools, and universities. We have increased our community support over the past few years while also educating consumers on the value of doing their financial business with a not-for-profit credit union.

Read more…about SCU’s Community Donations

CU 4 Reality

In the 2017-2018 school year, we reached 2,234 students through our CU 4 Reality Program. CU 4 Reality provides a fun and interactive learning environment where students are assigned careers and practice making purchasing decisions within a set budget. CU 4 Reality teaches the importance of “paying yourself first” as well as the consequences of getting in over your head when it comes to financial matters.

Read more…about SCU’s CU 4 Reality Program

VIP Program

Through our Volunteer Incentive Program (VIP), our employees have volunteered over 21,800 hours through a variety of local civic and financial education efforts over the past ten years. This unique program rewards employees for their volunteer hours in the community.

Read more…about SCU’s VIP Program

Education

Education is a top priority for Scott Credit Union. We are a proud partner of Lindenwood University-Belleville, McKendree University, Southern Illinois University Edwardsville, Lewis & Clark Community College, and Southwestern Illinois College, as well as many area elementary, middle, and high schools.

Read more…about SCU’s Education Involvement

United Way

In 2018, we raised more than $35,600 for the United Way of Greater St. Louis-Southwest Illinois Division through our annual golf tournament and employee campaign. The golf tournament has raised more than $236,000 for United Way in twelve years.

Read more…about SCU’s United Way Involvement

Military

Scott Credit Union is proud of its military heritage. Some of our military partners include the 375th Force Support Squadron and 126th Air Refueling Wing at Scott Air Force Base, USO of Missouri, and St. Louis VA Medical Center Fisher House.

Read more…about SCU’s military heritage

Hospitals

We help promote health and wellness in the Metro-East by supporting our local hospitals. We are proud to co-sponsor Heart Health Awareness Month with Memorial Hospital, as well as partner with St. Joseph’s and St. Elizabeth’s hospitals.

Read more…about SCU’s local hospital support

Salvation Army

Scott Credit Union employees volunteered for 16 shifts, totaling over 36 hours of bell ringing during the 2018 holiday season. Bell ringing is the Salvation Army’s primary means of funding its community programs for the homeless, veterans, seniors, youth, disaster, and addiction.

Read more…about SCU’s Salvation Army volunteers

People Helping People

This is the core credit union philosophy. It means we’re committed to our communities, offering financial services to underserved populations, engaging youth and adults through financial education, and returning profits to our members.

Read more…about SCU’s People Helping People

Speakers Bureau

Scott Credit Union’s Speakers Bureau is trained to present financial education topics to our local communities. Speakers Bureau members presented 28 financial education seminars in 2018, including topics like Money Management, Identity Theft, and The Importance of Good Credit.

Read more…about SCU’s Speakers Bureau

We’re Proud of Our Military Background

Scott Credit Union was founded in May of 1943 by a group of visionaries from Scott Field who decided to create a local credit union where the average person could save and borrow money. To this day, our ties to Scott Air Force Base and members of the military remain strong. We continue to operate as the only credit union on base and serving our members of the military is still a central focus.

Learn more about our military background and view helpful links.

News from The Banking Simplified Blog

The Banking Simplified Blog Categories

Scott Credit Union News

Managing Your Money

Classic Club News

Teens & Young Adults

Scotty’s Kidz Club Corner

SCU Update on Coronavirus

Keeping members and employees healthy is our priority. We’re with you during these difficult times.

We will continue to update this article as the situation develops.

Zero-percent Financing Loans

When buying a car, should you take this type of loan if your auto dealer offers it?

Find out if a zero-percent loan or a traditional loan is best for you.

Don’t Toss Your Junk Mail!

Your stimulus payment may look like junk mail in your mailbox.

Learn what to do if you accidentally tossed your stimulus payment.

³APR = Annual Percentage Rate.
⁴APY = Annual Percentage Yield.