Scott Credit Union Membership

Join today for the benefits of Credit Union Membership

SCU is With You

Put simply, anyone living or working in one of the 32 counties Scott Credit Union serves is invited to open an account and enjoy the benefits of belonging to a neighborhood credit union. Membership doesn’t cost a dime, and SCU only requires a minimum savings account balance of $5.00 as your membership share.

We encourage you to learn more about how we can save you money on banking services. Join the 150,000 plus members we serve, and experience the benefits of credit union membership.

Get started today!

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Why Join SCU?

Scott Credit Union is member owned, member operated, and a not-for-profit organization. Any revenue generated after expenses and reserves are met is given back to the members in the form of better rates and more services. Over the past 15 years, Scott Credit Union has also given bonus dividends and loan interest rebates back to members totaling nearly $15 million!

Since we are a not-for-profit cooperative, we give our earnings back to members through dividends, loan interest rebates, better rates on savings, lower rates on loans, lower fees and the most convenient services possible. Our structure is the best for the consumer. When we do well, everyone benefits.

In 2022, Scott Credit Union gave a bonus dividend and loan interest rebate to its members totaling over $1,000,000. The money was directly deposited into Scott Credit Union members’ accounts1.

The Bonus Dividend and Loan Interest Rebate are two more examples of the value of your active membership with Scott Credit Union! We share our success with you… our members and owners! Having your accounts with Scott Credit Union can save you money. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind.

Get started today – become a member of Scott Credit Union!

1The bonus dividends were paid on share savings accounts and IRA savings accounts for November (except on Holiday Club accounts). The bonus was paid on the monthly average balance of $100 or more through November 30, 2022.

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Who Can Join?
Scott Credit Union membership is open to anyone living or working in the 32 counties we serve in Illinois and Missouri, plus others who meet certain additional membership eligibility requirements.
  • Anyone living or working in or with immediate family members living or working in Bond, Calhoun, Christian, Clinton, Cook, Crawford, DuPage, Effingham, Fayette, Franklin, Greene, Jackson, Jasper, Jefferson, Jersey, Macoupin, Madison, Marion, Monroe, Montgomery, Morgan, Perry, Randolph, St. Clair, Sangamon, Shelby, Washington, Will or Williamson counties in Illinois.
  • Anyone living or working in or with immediate family members living or working in St. Charles County, St. Louis County, and St. Louis City in Missouri.
  • Members’ immediate family, including any relative by blood or marriage or foster and adopted children.
  • Active or retired military of Scott AFB, including reserve components and civilian employees or retired civilian employees, and Scott AFB authorized personnel.

  • Employees and members of Sam’s Club of O’Fallon, IL
  • Employees of the Smurfit-Stone Corporation (formerly Jefferson-Smurfit), including Smurfit-Stone,
  • Container Division – Highland Plant, Highland, IL
  • Employees of the Simmons Law Firm, LLC
  • Employees of Graphics Packaging (formerly Altivity) in Pacific, MO
  • Brother Rice High School
  • Lady of Loretto Parish & School
  • Oak Lawn Community Church
  • Sam’s Club #6349
  • Sam’s Club #8285
  • School District 125, 143, or 145
  • St. Bernadette Catholic Parish & School
  • St. Christopher Catholic Parish & School
  • St. John Fisher Parish & School
  • St. Margaret of Scotland Church
  • St. Walter Parish & School
  • St. Xavier University
  • The Oak Forest Chamber of Commerce
  • The Trinity Presbyterian Church

Current Employee of :

  • Aberdeen Contract Interiors, INC.
  • A-Bar Iron Fabricators, INC.
  • ADT (Formerly Security Link)
  • Air King Refrigeration, INC.
  • Arrow Equipment
  • Aurburn Plastic Engineering
  • City of Hometown
  • D.M. Dykstra & Co.
  • Dock’s Great Fish, INC.
  • EPCHS Sports Complex (Formerly EP Racquet and Fitness)
  • Evergreen Park
  • Flying Food Fare, INC.
  • Garden Center for the Handicapped
  • GC America, INC.
  • Graphics Packaging (Formerly Altivity)
  • Illinois Security Services
  • International Paper, INC.
  • Jackson-Hewitt Tax Service
  • JLM Chemicals
  • Kastalon, INC.
  • Kedvale Steel Corporation
  • Keyser (Formerly Florida Plastics)
  • Leo’s Dancewear, INC.
  • LeTip International, INC.
  • M.R. Glenn Electric, INC.
  • MCC Healthcare Services
  • Nabisco Brands
  • National Guardian
  • Nicor Gas (in the Glenwood, Kankakee, Paxton, Carthage, Crestwood, Joliet, Romeoville, or Morris offices)


  • Nicor Gas (in the Glenwood, Kankakee, Paxton, Carthage, Crestwood, Joliet, Romeoville, or Morris offices)
  • Oak Forest Park District
  • Precision Pump & Mechanical, LLC
  • Rheem
  • Sawing and Shearing Services, INC.
  • Signode Midwest Steel
  • Simmons Law Firm, LLC.
  • Smurfit-Stone Corporation (formerly Jefferson-Smurfit)
  • Smurfit-Stone, Container Division Highland Plant
  • Southwest Bar Association
  • Taylor Springs
  • Technical Industrial Services
  • Telcom (Midwest)
  • The City of Oak Forest Municipal Government
  • The former Oak Forest Credit Union
  • TLC Learning Center
  • Torvac, INC.
  • United Rentals, INC.
  • Veteran Administration West Side Hospital
  • Village of Chicago Ridge
  • Village of Evergreen Park
  • Village of Merrionette Park
  • Village of Midlothian
  • Village of Posen
  • Wabash Fibre Box Company


  • Employees or, spouses of persons who died while within the field of membership of The former Eastern Federal Credit Union; and Persons retired as pensioners or annuitants from the former Eastern Federal Credit Union; and members of the immediate family or household (03/05/99);
  • Veterans Administration West Side Hospital who work in Chicago, Illinois, including employees of, persons retired as pensioners or annuitants from, or spouses of persons who died while within the field of membership of the former Veterans Administration West Side Hospital Federal Credit Union;
  • Any employee of the Chicago Sun-times, Inc.; Sun-Times Company Hollinger, Inc. or subsidiaries of the Sun-Times Company, Inc.;
  • Any employee of Holy Cross Hospital, Chicago, IL;
  • Any full-time employee of Joseph T. Ryerson & Son, Inc., based in the greater Chicago Metropolitan area;
  • Any full-time employee of the former Ryerson Employees Credit Union;
  • Any non-union employee of or persons retired as pensioners or annuitants from Solo Cup Operating Company and the former Sweetheart Cup Corporation or Northwest Cone Company, a wholly owned subsidiary of Sweetheart Cup Corporation, who work in or are supervised from Chicago, IL;
    Employees of the former Sweetheart Cup Federal Credit Union; Employees of the former U.P.W.A. District I, Area 5 Credit Union.

Current Employee or Retired from:

  • American Information Technologies (AMERITECH) or subsidiaries
  • Scott AFB, including reserve components and civilian employees or retired civilian employees
  • The United Food & Commercial Workers Union

SCU: With You, Your Family, Your Business, Your Community

Visit a local SCU branch today to meet our friendly employees and learn more about the benefits of credit union membership. Or, open your membership share account online and explore additional account options, loans, business account services, youth services, financial education, and charitable giving opportunities. As always, we’re here to answer your questions and set you, your family, and your business on the right path for a healthy financial future.

It all starts with your SCU membership.