About Scott Credit Union

Together, credit union members and employees can have a positive impact on our community’s financial wellness. At SCU, we're with you for every stage of your financial journey. With 24 locations and digital banking that goes wherever you do – we’re always With You.


Founded in 1943, we provide financial services for individuals and businesses.


Scott Credit Union supports the communities where we live and work.


Our employees have a heart for serving our neighbors and members.


We focus on education to improve financial literacy and equitable opportunity.

Our History
SCU has grown to serve generations of members in 32 counties in Missouri and Illinois.

For more than 80 years, we have served our members as a not-for-profit financial cooperative with banking services and competitive interest rates. Our members join SCU as owners and enjoy the benefits of credit union membership, including financial education and guidance for every stage of life and business.

Founded in 1943 by and for civilian employees at Scott Field (now Scott Air Force Base), we are now a full service financial institution providing financial services for individuals in 32 counties throughout Missouri and Illinois.

Credit and debit cards

Over 30,000 free ATMs nationwide

New and used vehicle loans

Free checking accounts with interest

Mortgage loans

Unsecured lines of credit


Savings and investments

Free online banking

Free online bill paying

Mobile banking and remote deposit

And More!

SCU Quarterly Financials
SCU Quarterly Financial Snapshot:
December 2023
Number of Members
Loans Outstanding
Member Deposits
Total Assets
Our Community

Together, credit union members and staff impact the communities we serve.

Your experience with Scott Credit Union is about more than money; it’s about getting the most value for your money and building better financial futures.

Our Board of Directors consists of members who are volunteers. They provide strategic direction, driven by our members’ needs. Credit unions typically pay more interest on savings, charge lower rates on loans, and help members avoid many of the fees that banks charge their customers. In addition, SCU is committed to serving the communities where we live and work.

Scott Credit Union Community Impact
SCU has a long tradition of supporting the communities we serve in the Chicago, Illinois and St. Louis, Missouri metro areas. The Scott Credit Union Community Foundation was established in 2018 to expand our reach and amplify community support.
With You Program
A primary focus of the Scott Credit Union Community Foundation is to support initiatives at local schools. The With You Program was created in 2020, giving schools the opportunity to apply for funding to complete projects. Since 2020, the Foundation has allocated over $205,000 to a variety of school projects. In 2023, the SCU Community Foundation allocated $100,000 for the With You Grant Program. Congratulations to the 2023 Grant Recipients!

“Alone, we can do so little; together, we can do so much.” - Helen Keller

Our Team
Volunteer Incentive Program

Our employees are really VIPs!

Scott Credit Union’s Volunteer Incentive Program (VIP) is a unique program that rewards staff members for their volunteer hours in the community. Since the program launched in 2008, Scott Credit Union employees have generously worked almost 24,000 hours for various community and philanthropic events.

At SCU, community service brings us together. Credit union employees have a heart for serving our neighbors and members.

“It was once said that if you want to touch the past, touch a rock. If you want to touch the present, touch a flower. If you want to touch the future, touch a life. SCU’s VIP Program has given me the ability to make an impact within the communities we serve in so many ways. I’ve been able to assist with building homes for those who have served our country, walked in parades, and coordinated a supply drive for the local Humane Society. There is such a wide variety of events to volunteer at. Everyone has a cause that speaks to them – If you see it, do it. The VIP program means so much to me, and to countless others. I am excited to continue my service to our communities in 2024 and beyond.”

– Chase Mueller
2023 VIP of the Year

Acommunity - SCU Community Involvement

Requesting Support from SCU

SCU has contributed almost $3.7 million and encouraged employee volunteerism for a variety of local civic efforts and financial education. We have increased our community involvement and focus on education to improve financial literacy and equitable opportunity throughout the region we serve.

If your group, organization, or event needs support, please contact the Scott Credit Union Community Relations team to submit a request at least four weeks prior to your event. We look forward to supporting the causes you value, building up our community together. Credit union membership is truly more than financial services at SCU.

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Financial Literacy Education

Education is a top priority for Scott Credit Union. Explore SCU’s free programs for students in Kindergarten through 4th grade. Stop by your local SCU branch anytime with your child(ren) to learn more about education and financial programs that can help them learn about making smart money choices. You may also set up SCU speaking at your event by contacting the community relations team.

about page: MoneyWise


MoneyWise was originally created through a partnership with the Girl Scouts of Southern Illinois to help Daisy and Brownie troops earn badges. This workbook teaches students to identify coins and bills, distinguish between needs and wants, and determine ways to save, share, and spend money they have earned.

St Louis Cardinals SCU Budgeting Buddies image

Budgeting Buddies

Scott Credit Union has partnered with the St. Louis Cardinals to offer a financial literacy program that introduces students to the importance of making smart financial decisions. Both parents and educators are welcome to use this curriculum.

about page:Area education partnerships and scholarships

Area education partnerships and scholarships

We are a proud partner of Lindenwood University, McKendree University, Southern Illinois University Edwardsville, and Southwestern Illinois College, as well as many area elementary, middle, and high schools.

In addition, we partner with the Southwestern Illinois College Foundation and Lewis & Clark Community College Foundation to offer a $1,000 scholarship to each college. Please visit their websites for more information.

SCU is With You

We encourage you to learn more about how we can save you money on banking services.

At Scott Credit Union anyone living or working in one of the 29 counties we serve is invited to open an account and enjoy the benefits of belonging to a neighborhood credit union. Membership doesn’t cost a dime, and SCU only requires a minimum savings account balance of $5.00 as your membership share.

Join the 152,000 plus members we serve, and experience the benefits of credit union membership.

Get started today!