Do You Really Need Travel Insurance for Your Next Trip?
The holidays are a time for travel, whether you’re flying home to see family, heading south for sunshine, or planning a long-awaited international getaway. But with flight delays, weather surprises, and lost luggage always possible, one question comes up often: Do you really need travel insurance?
For Scott Credit Union members, the answer often comes down to peace of mind. Through SCU Insurance Agency, an affiliate of Scott Credit Union, you can compare plans from top providers and find affordable coverage that protects both your trip and your budget.
What Does Travel Insurance Actually Cover?
Travel insurance can help safeguard you against unexpected expenses that standard bookings or credit card protections don’t always cover.
Typical benefits include:
- Trip cancellation or interruption: Reimburses prepaid, non-refundable costs if illness, weather, or other covered events disrupt your plans.
- Emergency medical coverage: Helps pay for treatment or evacuation if you’re injured or sick away from home.
- Lost or delayed baggage: Covers essential items if your bags are lost, stolen, or arrive days late.
- Trip delay protection: Pays for certain expenses when flights are delayed due to weather or airline issues.
For international or high-cost trips, these protections can make the difference between a small setback and a major financial loss.
When Travel Insurance Is Worth It
You might not need coverage for every weekend getaway, but there are times travel insurance is especially valuable.
These times include:
- Traveling during busy seasons. Winter weather and crowded airports increase the risk of cancellations and lost bags.
- Booking expensive or non-refundable trips. Cruises, tours, and international packages often require large deposits.
- Visiting places with limited healthcare access. Emergency medical coverage can be crucial when traveling abroad.
- Connecting multiple flights. More connections mean more chances for missed flights or baggage delays.
- Relying on peace of mind. For many travelers, knowing you’re protected is worth the modest cost.
How SCU Insurance Agency Helps You Save
Through SCU Insurance Agency, members can compare rates from 40+ trusted providers. This makes it easy to find a travel insurance policy that fits your plans and your price range.
Unlike one-size-fits-all options, SCU Insurance Agency tailors quotes based on your needs. You can review policies online, choose coverage levels, and purchase protection in just a few minutes.
It’s coverage with the same trusted service and personal support Scott Credit Union members already know, backed by a network of reliable insurance partners.
Travel Smarter, Travel Protected
From weekend getaways to overseas adventures, travel insurance helps protect your plans from the unexpected. Flight canceled? Bags delayed? With the right coverage, you can focus on the memories, not the mishaps.
Ready to find the right coverage? Browse travel insurance options through SCU Insurance Agency.
