Time Your Shopping Throughout the Year to Save Money

Want to save big all year long? The secret isn’t just clipping coupons; it’s timing your shopping right. Knowing when to buy can help you score the best prices on everything from winter coats to electronics. Here’s your month-by-month guide to smart shopping and saving more.

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January: Outdoor Gear and Grills

Start the year with savings! January is the best time to shop for grills, outdoor furniture, and fitness gear as retailers clear out leftover holiday inventory. You’ll also find steep discounts on winter sporting equipment and cold-weather apparel.

February: Winter Clothing

As spring collections arrive, winter clothing and accessories get marked down. This is the perfect month to restock your wardrobe or grab cozy coats and boots for next year at a fraction of the cost.

March: Fitness Equipment

By March, those New Year’s resolution sales start to fade, and so does demand for treadmills and weights. That means fitness equipment and gym memberships often see deep discounts this month.

April: Electronics and Laptops

Tax refund season brings big savings on laptops, tablets, and electronics. Many retailers run “refund deals” to help you stretch your return dollars further.

May: Home Improvement

Memorial Day sales kick off one of the best shopping weekends of the year. Expect deals on appliances, tools, patio sets, and home improvement supplies. It’s the ideal time to tackle that spring project list.

June: Furniture Finds

As college students move out, you can score used furniture and décor through online marketplaces or local thrift stores. It’s a sustainable and budget-friendly way to refresh your space.

July: School Supplies and Tech

Back-to-school sales mean deep discounts on notebooks, backpacks, and computers. Even if you’re not a student, July is a smart time to grab office supplies and tech essentials.

August: Cooling Off

Beat the heat and save! Air conditioners, fans, and summer gear go on clearance as retailers make room for fall merchandise.

September: Appliances

New appliance models typically launch this month, which means major discounts on last year’s refrigerators, washers, and ovens. If your appliances are showing their age, September is a great time to upgrade.

October: Cars and Auto Loans

As dealerships prepare for new inventory, October is one of the best times to buy a car.

To maximize your savings, get preapproved for an auto loan with Scott Credit Union before you start shopping. You’ll enjoy great rates, flexible terms, and the confidence of knowing your budget ahead of time.

November: Black Friday and Cyber Monday

It’s deal season! Black Friday and Cyber Monday bring the year’s biggest discounts on electronics, home goods, and gifts. Be sure to plan ahead and shop early because top deals sell out fast.

December: Holiday Gifts and Celebrations

Wrap up the year by stocking up on holiday décor, champagne, and gifts. Many stores offer clearance pricing right after Christmas, making December a great time to plan ahead for next year.

Shop Smart and Save More with Scott Credit Union

When you know the best time to buy, your dollars go further. Plus, you can take your money-saving strategy to the next level with a Scott Credit Union savings account. Enjoy competitive rates, easy access, and the peace of mind that comes with a trusted local credit union.

Open your SCU savings account today and make every month a smart money month!