Earn as high as 1.05% APY on your balance up to $25,000!¹ That’s EPIC!

How to qualify for our EPIC interest rates:

• To earn 1.05% APY – (1) Receive your monthly statement electronically. (2) Use your debit card for $1,500 or more per month in purchases.

• To earn 0.55% APY  – (1) Receive your monthly statement electronically. (2) Use your debit card for $750 to $1,499 per month in purchases.

Open an Account

Other Features at a glance

• No monthly service fee
• No minimum balance requirements
• ATM Rebates up to $10/month when minimum requirements are met¹
• Easy access to your accounts through SCU Online and SCU Mobile
• Overdraft Protection option
• eAlerts & eStatements
• Free Online Bill Pay
• Free Mobile Deposit

Even if you don’t meet the minimum requirements, EPIC Checking will still function with no monthly fee and pays 0.05% APY!

¹Each cycle an electronic statement is received, 1.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more, 0.55% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499, and 0.05% APY paid on all amounts above $25,000. Transactions must be posted and cleared by the end of the last business day each month. If requirements are not met in a cycle, balances will earn 0.05% APY and no ATM rebates will be refunded. ATM rebates up to $10 per cycle if requirements are met. Rates as of January 1, 2022. We may change the interest rate at any time after the account is opened. Fees may reduce earnings.