High Interest Rate Checking Accounts
Take your checking account to EPIC heights with our high-rate checking account. Plus, with EPIC Checking you will support your community at no cost to you. For every purchase you make with your EPIC Checking debit card, we will donate a percentage to the Scott Credit Union Community Foundation.
Earn as high as 4.05% APY on your balance up to $25,000!1 That’s EPIC!
How to qualify for our EPIC interest rates:
To earn 4.05% APY – (1) Receive your monthly statement electronically. (2) Use your debit card for $1,500 or more per month in purchases.
To earn 3.05% APY – (1) Receive your monthly statement electronically. (2) Use your debit card for $750 to $1,499 per month in purchases.
Other Features at a glance
- No monthly service fee
- No minimum balance requirements
- ATM Rebates up to $10/month when minimum requirements are met1
- Easy access to your accounts through SCU Online and SCU Mobile
- Overdraft Protection option
- eAlerts & eStatements
- Free Online Bill Pay
- Free Mobile Deposit2
1Each cycle an electronic statement is received, 4.05% Annual Percentage Yield will be paid on balances up to $25,000 with debit card use of $1,500 or more, 3.05% APY will be paid on balances up to $25,000 with debit card use between $750 and $1,499, and 0.25% APY paid on all amounts above $25,000. Transactions must be posted and cleared by the end of the last business day each month. If requirements are not met in a cycle, balances will earn 0.25% APY and no ATM rebates will be refunded. ATM rebates up to $10 per cycle if requirements are met. Rates as of December 1, 2019. We may change the interest rate at any time after the account is opened. Fees may reduce earnings.
2Mobile Deposit is not available to all members due to restrictions based on each member’s individual account history. If you have any questions about mobile deposit eligibility please contact our Member Contact Center at 800-888-4728.