Rates you deserve from a local credit union you trust.
When you finance your home through Scott Credit Union, you get more than just great rates and terms. You also get a mortgage lending team to help guide you through the application and closing process.
Even with modest savings, you have a path to homeownership! Learn more about SCU’s HomeReady and HomePossible mortgage loan option.
Get Pre-Approved Today! The Scott Credit Union pre-approval process gives you quick access to all our mortgage services and member benefits:
*FHA and VA loans are not serviced in-house.
**100% financing for the lesser of purchase price or appraised value. Credit qualifications are required for each program.
We’re proud to announce a 100% financing option at Scott Credit Union. We can now make it easy for you to purchase a home of your own with no down payment. Select and contact your personal Mortgage Loan Originator to learn more today. We’re here to answer your questions, each step of the way.
Please find our current list of NMLS Registered Representatives below. Scott Credit Union’s NMLS is 415767.
Consumer Access Website: www.nmlsconsumeraccess.org
| NMLS Representative | NMLS Number |
|---|---|
| Aisha Wallace | 2588578 |
| Alana Weber | 2574398 |
| Ally Osborn | 2716155 |
| Amanda Bievenue | 499392 |
| Amanda Meyer | 2357380 |
| Amanda Thilges | 2367169 |
| Amber DeHart | 2771640 |
| Amy Hofstetter | 1830995 |
| Amy Moss | 688639 |
| Andrea Thompson | 1484316 |
| Angela Varnum | 1381938 |
| Angie Tucker | 1825487 |
| April Aguilar | 460896 |
| Ashley Rensing | 2390053 |
| Ashlie Harris | 971840 |
| Austin Lickenbrock | 2661520 |
| Brendan Karvelat | 1680266 |
| Breonna Crumer | 2422041 |
| Brett Ruckman | 2573124 |
| Cheryl Barham | 2149571 |
| Crystal Brown | 1948145 |
| Crystal Krause | 1878217 |
| Damian Farwell | 2429412 |
| Dana Beers | 2342611 |
| Daniel Dunn | 2712696 |
| Dannielle Howard | 1818820 |
| Darren Travous | 2683668 |
| David Bressler | 1264586 |
| Deanne Shanklin | 663535 |
| DeShon Caldwell | 2168286 |
| Devon Wren | 2343483 |
| Donna Harris | 915267 |
| Elizabeth Luevano | 2742911 |
| Grant Perkins | 1861492 |
| Greg Bridgman | 675488 |
| Gulbahar Breakfield | 1881431 |
| Irene Wright | 790667 |
| Hannah Branson | 2691130 |
| Heather Withers | 2421255 |
| James Cochran | 814531 |
| Jami Dunk | 1818849 |
| Jakob Bolton | 2441736 |
| Jamie Bellmon | 2481856 |
| Jarred Doolittle | 611184 |
| Jasmin Watson | 2722337 |
| Jay Vasquez | 1296039 |
| Jeffrey Stunkel | 1162771 |
| Jeremiah Yeakey | 909141 |
| Jo Ann McIntyre | 1135783 |
| Joshua Homeyer | 1945409 |
| Jordan Lacquement | 2439532 |
| Jourdan Teverbaugh | 2502598 |
| Karen Johnson | 460909 |
| Ken Messmer | 1394069 |
| Kimberly McCario | 1118962 |
| Kristian Moore | 2701408 |
| Kristina Nix | 1857629 |
| Krystal Bonjour | 2740569 |
| Kyle Williams | 173107 |
| Laurie Maus | 1042405 |
| Laurie Viviano | 330723 |
| Lucas Seely | 1945126 |
| Madalyn Feltman | 2506781 |
| Marchie Nehr | 1495605 |
| Markita Jackson | 2701409 |
| Marshall Moore | 2399163 |
| Mckynzie Minar | 2421840 |
| Merima Alihodzic | 2342635 |
| Nicole Crabtree | 2718934 |
| Nikolette Vilmer | 1448597 |
| Randy Hamilton | 890077 |
| Robert Meszaros | 610591 |
| Robert Signaigo | 2588314 |
| Ryan Meszaros | 877595 |
| Sara Rosen | 2502050 |
| Sarah Kerwin | 1979847 |
| Stacey Thurnau | 2629183 |
| Stephanie Ankrom | 2729593 |
| Tabitha Bode | 1892972 |
| Theresa Williams | 2577607 |
| Teresa Harmon | 2068758 |
| Timothy Hecht | 739952 |
| Tina Sabin | 2084018 |
| Tomiera Harris | 814569 |
| Tony Bakalar | 228088 |
| Travis Honold | 2688831 |
| Travis Thier | 2665494 |
| Tricia Newton | 502425 |
| Trish de Montigny | 2719338 |
| Veronica Winkeler | 2173771 |
| Wykkina Muldrow | 2052651 |
| Zach Anderson | 2717793 |
Scott Credit Union has a full service mortgage department and offers a wide range of products. Choose your mortgage loan below, then use the Scott Credit Union loan calculator to determine your ideal monthly payment.
                  *97% LTV can use any fixed-rate terms (10-, 15-, 20-, 30-year)
                  **Restrictions apply.
                  ***Borrowers with a qualifying income of less than or equal to 50% of the applicable area median income (AMI) of the subject property’s location are eligible.
Looking for a HELOC (Home Equity Line of Credit)?
Scott Credit Union has made substantial investments in personnel, technology, and training in order to provide our members, realtors, and developers the best and most efficient service possible.
Our experienced mortgage team originates, processes, and closes loans in a timely and professional manner. In addition to providing members with the best possible service and product, we also understand the needs of local realtors and developers.
We work to maintain professional relationships that are mutually rewarding.
Please Note: When you click any of the links below, you are leaving our website to visit a site operated by a third party. Please be aware that Scott Credit Union does not provide and is not responsible for the content, security, privacy policies, downloads, or any product or service on any external third-party site.
Attend our Homebuyer Seminar and receive a $500 Lender Credit towards closing costs!*
If you have been dreaming about buying a home, sign up for one of our Homebuyer Seminars!
These seminars will cover a variety of topics and answer questions like:
-
- What is an origination fee?
- How much home can I afford?
- What is a credit score?
- What do I need to have to apply?
- How much of a down payment do I need?
- What are the different mortgage loan types?
- Are there other expenses to buying a home?
PLUS, you’ll receive a $500 Lender Credit towards closing costs when you apply for a home loan at Scott Credit Union by December 31, 2025.**
Saturday, November 15, 2025
9:30 AM-11:30 AM CT
Monroe County YMCA – HTC Center
9514 Caring Way
Columbia Il, 62236
There are no upcoming seminars at this time. Please check back later!
**Excludes construction loans and lot loans.
Scott Credit Union NMLS #415767.
Consumer Access Website: www.nmlsconsumeraccess.org
*Discount will appear as a Lender Credit on the closing disclosure.
**Excludes construction loans and lot loans.
Scott Credit Union NMLS #415767.
Consumer Access Website: www.nmlsconsumeraccess.org
Contact the SCU Mortgage Lending Team to discuss your needs and get one-on-one help finding the credit union loan solution that is right for you. Scott Credit Union is with you, and your family, to help you continue to make smart borrowing choices and build a healthy financial future.