Youth Savings & Student Checking Accounts
It’s never too soon to build smart money habits. Our youth savings and student checking accounts teach kids and teens to save, spend wisely, and manage money responsibly – whether they’re learning the basics, making their first purchases, or budgeting as a student. Open an account with just $5.00 and start their financial journey today!
Find the Right Account for Every Age
Ages 12 and Under
Smart money habits start early. Help your child learn the basics of saving and watch their excitement grow as their balance does!
Account Includes:
- $5.00 minimum balance
- No monthly fees
- Earn a higher rate on first $1,000 deposited
- Monitor savings with digital banking
- eStatements & eAlerts
Savings Account
Ages 13-17
Teach teens how to manage their own money responsibly. With the right tools now, they’ll be ready for bigger financial decisions later.
Account Includes:
- $5.00 minimum balance
- No monthly fees
- Earn a higher rate on first $1,000 deposited
- Monitor savings with digital banking
- eStatements & eAlerts
Account
Ages 13-22
Give students the freedom to manage their own money with parental oversight for peace of mind and no extra fees.
Account Includes:
- No minimum balance
- No monthly fees
- Scott Credit Union debit card
- Text alerts for low balance ($50 and $10)
- Monitor balances & transfer between accounts with SCU digital banking
Earn Cash With Our Great Grades Program
Deadlines to redeem:
- Fall Semester (July–December): Bring your report card by January 31
- Spring Semester (January–June): Bring your report card by July 31
Rules:
- Earn a maximum of $10 per semester (fall and spring)
- Grade must be an “A” or whatever the highest score is on the school’s grading scale (E, 3, etc.)
- Student must be a member of Scott Credit Union
- Offer is available to students of all ages
Blue Note Kids Club
Free Financial Education for Kids and Teens
Smart money habits start with education. That’s why Scott Credit Union offers FREE financial education programs to help kids and teens learn to save, budget, and make smart financial decisions.
Education
Resources
Education is a top priority at Scott Credit Union. We offer free programs for K–12 students and a Speakers’ Bureau to teach smart money habits to youth groups and classrooms.
Money Wise
Workbook
This workbook helps students recognize coins and bills, understand needs and wants, and practice smart ways to Save, Share, and Spend what they earn.
Banzai & SCU
Scott Credit Union has teamed up with Banzai to offer FREE online financial literacy courses. Explore articles, videos, and interactive tools on our dedicated Financial Literacy Hub.