Scott Credit Union Debit Cards
Purchasing power with Visa Debit Cards from SCU
Convenient Payment Options Everywhere You Shop
With Visa® Debit Card at SCU:
You can use the Scott Credit Union Debit Card to make purchases worldwide, anywhere you see the Visa logo. That’s more than 13 million retail merchants, including service stations, grocery stores, theaters, ticket outlets, restaurants, florists, and many others.
When you use your card to pay, the amount of your transaction is automatically deducted from your Scott Credit Union checking account. The Visa Debit Card is fast convenient and safe.
The Visa Debit Card also works at 30,000 ATMs nationwide, allowing you to get quick cash, check balances, and transfer funds. Deposits are available at Scott Credit Union ATMs.
If you received a new debit card recently, please call 866-482-6930 to activate it.
Scott Credit Union Debit Cards offer the following benefits:
- All purchases you make with the card are free of any transaction fees
- All transactions at Scott Credit Union ATMs are free
- Use your debit card at 30,000 Co-Op ATMs (surcharge free)
- Pay with your device from Apple, Samsung, or Google Pay
Transactions at non-Scott Credit Union ATMs are subject to a nominal fee and possible surcharge1. Once you start using your Debit Card, you’ll wonder how on earth you ever got along without it. Your Visa Debit Card will come with a random-generated PIN (Personal Identification Number). You can stop by any Scott Credit Union office to customize the PIN, if you wish, at no additional cost.
ATM Safety
Prevent debit card fraud by following these safety tips
Debit card fraud can happen to almost anyone. While it is difficult to protect yourself completely, we are working hard to make sure that you are protected.
SCU offers the most up-to-date technology to help protect our members’ cards and accounts. We currently have several tools in place that are designed to protect you from card fraud. We are also asking for your help to protect your card.
Scott Credit Union debit cards and credit cards offer convenience, and require you to take the following steps to prevent unauthorized use or fraud:
- Get into the habit of checking your accounts regularly.
- Check every transaction to make sure you recognize it and that it was a transaction you performed.
- Contact us if you find any suspicious activity on your account.
- If you use your card at an unusual location from your normal activity, your card may be declined. Geographic limitations are often put on cards as a safeguard and more detail can be provided to you if you call and tell us you are traveling outside of the area.
- If your card is declined when you perform a signature-based transaction, try running the transaction again using your PIN. The transaction may have been declined as a security precaution restricting transactions with your card.
- Sign up for eAlerts in SCU Online that will inform you when transactions occur on your account.
- Update your contact information with Scott Credit Union. We are unable to contact you about a suspicious charge unless we have your current phone number.
- Copy the customer service phone number from the back of your debit or credit cards and keep this list in a separate location from your purse or wallet.
- Avoid using ATMs that appear dirty or in disrepair. These ATMs may be fake machines set up to capture card information.
- Do not use ATMs with unusual signage, such as a command to enter your PIN twice to complete a transaction.
- Watch out for ATMs that appear to have been altered. If anything on the front of the machine looks crooked, loose or damaged, it could be a sign that someone attached a skimming device.
- Avoid using the ATM if suspicious individuals are standing nearby.
- Criminals may try to distract you as you use the machine to steal your cash, or watch as you type your PIN.
- As you key in your PIN, cover the keypad with your other hand to block anyone, or a camera, from viewing the numbers you type.