Kidz Club

Features at a glance

Kids Savings
  • Free Big Barkers Kidz Club membership for ages 12 and under
  • Earn a higher rate (0.450% APY1) on the first $1,000
  • Low minimum balance of only $5.00
  • No monthly maintenance fees
  • No maximum balance
  • Get rewarded with our Great Grades Program
  • A lower minimum balance of $500 for Share Certificates
  • Easy access to your accounts through SCU Online and SCU Mobile
  • eStatements & eAlerts2

It’s never too early for kids to start saving! Just a $5 deposit is all it takes to open a youth savings account in the name of a minor. When you open a share account for your child, their money will grow right along with them. Plus, they will learn how saving money can help them achieve their goals.

Teaching kids about saving is not only a smart choice, it can be a lot of fun too. Our Big Barkers Kidz Club makes saving fun for kids and encourages them to save.

Why open a Kidz Club Account at Scott Credit Union?

Watch their money grow.

Scott Credit Union’s Kidz Club Share Account earns a higher rate (0.450% APY1) than our regular share savings accounts on the first $1,000. Plus, Kidz Club members have the opportunity to open Share Certificates with a lower minimum balance – only $500 – so they can earn even more on their money. Savings accounts for kids may be opened from age 0-12 with a minimum deposit of $5. An adult must be a co-owner on the account.

Learn to manage money with a Student Debit Account.

Scott Credit Union’s Student Debit Account is like a checking account without the checks! It’s perfect for young adults who have never used a debit card before and are learning to manage money for the first time. Learn more about Scott Credit Union’s Student Debit Account.

Get easy access to their account.

Your child’s Kidz Club Share Account is accessible via both SCU Online & SCU Mobile, giving you quick access to check balances, make transfers, and view transaction history. You also have access to their account at any of our convenient branches!

Frequently asked questions about Kidz Club Accounts

What do I need to open the account?

An adult must be a co-owner on the account. The adult can open the account at any of our branches with a valid government issued ID and a secondary form of ID. We will accept an ID card, driver’s license, passport, military identification card as either the primary or secondary. Secondary only forms of identification that are acceptable include Voter ID cards, or your social security card. Please be sure to have the child’s address, date of birth, and social security number when opening the account.

Can I open the account online?

Yes, you can! Click here to open an account online.

1APY=Annual Percentage Yield. Balances over $1,000 earn the same rate as the Share Savings accounts, currently 0.35% APY. Rates effective as of February 1, 2023.

2Message and data rates from your carrier may apply.